Ngaba kufuneka uhlawule ixabiso okanye uhlahlo lwabiwo mali okanye izinto ezikhoyo?
Iindleko Zomsebenzi Wemihla ngemihla
Isikhokelo esihle kakhulu kwiindleko zokusebenza zemihla ngemihla onokuyichitha yiShedyuli yeShedyuli C.
I-IRS ilumkisa ukuba ezi ndleko kufuneka ziyimfuneko kwaye ziqheleke ekusebenzeni kweshishini. Kumele ukuba ibe nengqiqo kwaye ihambelane ngqo neshishini. Phakathi kweendleko zokusebenza iARS ziluhlu njengoko zichithwe kwiShedyuli C zilandelayo:
- Ukupapashwa
- Imoto kunye neThuthi
- IiKomishoni kunye neMali
- YeMvumelwano yeMisebenzi
- Ukukhutshwa
- Ukunciphisa (ukudluliselwa kwiFomu yeRhafu yeFomu 4562)
- IiNkqubo zoNcedo zabasebenzi
- I-inshurensi (ngaphandle kwempilo)
- Inzala kuma-Mortgages okanye enye inzala
- Iinkonzo Zomthetho Nezobugcisa
- Iindleko zeeofisi
- Izicwangciso zePensheni kunye neNzuzo
- Ukuqeshisa okanye ukuqeshisa (izithuthi, amayeza, impahla)
- Ukulungiswa kunye nokugcinwa
- Nelelo
- Imirhumo kunye neelayisenisi
- Ukuhamba, ukutya kunye nokuzonwabisa
- Izixhobo
- Imivuzo
Ukukhutshwa kweendleko ezingenakudingekayo kwaye eziqhelekileyo kuthintela umhlawuli-ntlawulo ojongene nokuqeshiswa kwebhasi yemali yokuqeshiswa kwebhajethi, umzekelo, ekuthengeni ibhendi yokuzonwabisa kunye nokuhlawula iindleko zokusebenza kunye nezindleko zokusebenza.
Ekubeni abathengi bekampani banabantu abafumana imali encinci bajonga ngokukodwa kwixabiso njengemigangatho yokuqeshisa imoto, akunakwenzeka ukuba kwinqanaba eliqhelekileyo loshishini inkampani iya kubabamba kwiinqwelo zokuzonwabisa. Ukuba le nkampani yayiyinkampani yokuqeshisa kakhulu-ekugqibeleni izithuthi ezinkulu kunye nezinye izithuthi zokuzonwabisa, kubandakanywa nezikebhe - ingxabano yokuba lolu hlobo lweendleko zokuzonwabisa luyimfuneko ukufumana ubutyebi kubathengi balo abacebileyo banokukhuseleka.
Enye imingcele kulezi ndleko, ukuba kufuneka ziqikelele kwaye zihambelane ngokuthe ngqo kumashishini, iboniswa ngumzekelo ofanayo. Kwakungeke kube neengqiqo kwenkampani yokuqeshisa ibhajethi ejongene nokuhlawula iindleko zokugcinwa kwinqanawa abathengi bayo abanokuze babone. Ngokufanayo, isikebhe asinalo ulwalamano oluchanekileyo kunye nezoshishino-mali ezixhomekeke kwi-yemali yokuqeshisa imoto kodwa zingabandakanyeka ngokuthe ngqo ekuthengiseni umxhasi ophezulu ekunandiseni ukuqeshiswa kweenqanawa.
Olunye uhlengahlengiso
Njengomgaqo oqhelekileyo, kungcono ukuhlawula into kunokuhlawula kuba imali inexabiso lexesha. Ukuba uhlawula loo nto, ufumana inqununu kunyaka okhoyo werhafu, kwaye unako ukuyisebenzisa ngokukhawuleza imali yokuxothwa kweendleko iye yakhululwa kwiirhafu. Ukuba uyanciphisa indawo, kungathatha iminyaka emininzi ngaphambi kokuba ufumane inzuzo epheleleyo yentlawulo yecandelo lokunciphisa ixabiso leminyaka.
Kule nkalo, umthetho werhafu owenziwe kwiFederal Tax Form 4562 unikezela ishishini elincinci inzuzo ekhethekileyo. Icandelo le-179 ukuhla kwexabiso livumela ishishini ukuba likhange lifike kuma-250,000 kwiindleko ezipheleleyo zexabiso lempahla encinci ngokupheleleyo. Kukho ukulinganiselwa kunye neziqinisekiso ezisebenzayo. Imfuneko ebaluleke kakhulu kukuba isigqibo sokuhlawulela kunokuba kuhlawulelwe kufuneka senziwe kunyaka loo nto ifakwe kwinkonzo.