Ukungafani phakathi kwazo kunye nendlela yokuzikhupha kwiintlawulo zakho
Kukho iindlela ezimbini zokubamba ezi ndleko. Ungasebenzisa izinga lokulinganisa imilinganiselo okanye iindleko zangempela zithuthi.
Umyinge weMileji
Ungasebenzisa kuphela umlinganiselo wemilinganiselo ephezulu ukuba:
- Usebenzise isilinganiselo semilinganiselo yee-mileage ukusuka uqale uqeshe okanye uthenge imoto.
- Uqeshise imoto kwaye uzimisele ukusebenzisa ukuncitshiswa kwezinga lokulinganisa i-mileage yonke loo qeshiso
- Usebenzisa izithuthi ezine okanye ubuncinane kwimisebenzi yakho yoshishino .
Awukwazi ukusebenzisa umyinge wezinga eliqhelekileyo ukuba:
- Usebenzise ixabiso lokuncitshiswa kwentlawulo yerhafu kwaye wabiza ukuncitshiswa kwexabiso lokunciphisa ngokukhawuleza kwiminyaka edlulileyo .
- Uthi uthathe isahlulelo 179 kwixabiso .
Indlela yokubala ireyithi yokulinganisa imilinganiselo:
Isilinganiso semilinganiselo yee-mileage sitshintsha rhoqo emva kweenyanga ezintandathu ukuya kunyaka, ngoko kufuneka uqhagamshelane nefomu yerhafu yonyaka wangoku okanye i-akhawunti yakho ye-rate ye-mileage rate. Ireyithi ye-mileage ingaba yinani elilodwa ukusuka ngoJanuwari ukuya kuJuni kunye nenye into ukusuka ngoJulayi ukuya kuDisemba.
Kule ncitshiswa, uya kubala iikhilomitha ezili-400 eziqhutywayo kwaye uziphindiselele ngezinga eliqhelekileyo lokulinganisa.
Umzekelo: Umyinge we-mileage ukusuka ngoJanuwari ukuya kuJuni wawu .51. Isilinganiso semitha ukusuka ngoJulayi ukuya kuDisemba sasingu -55. Uqhube umgama wamamayela angama-5 000 ukusuka ngoJanuwari ukuya kuJuni ukuhamba ngezoshishino kunye neekhilomitha ezili-5 000 ukusuka ngoJulayi ukuya kuDisemba Ukubala kwakho kwemilinganiselo ye-mileage kuya kuba ngale ndlela
5,000 * .51 = 2550
5,000 * .55 = 2750
2550 + 2750 = i-5300 yeeRhafu eziza kuba zizonke, ngoko uza kunciphisa isiseko sakho serhafu ngo-5300.
Ukuba usebenzisa isilinganiselo semilinganiselo ye-mileage awukwazi ukukrazula:
- Iintlawulo zokuqeshisa .
- Ukuhla kwexabiso.
- Iindleko zangempela zemizi .
Unako ukususa ibhizinisi elinxulumene nalo:
- Imirhumo yokupaka kunye neerhafu.
- Inomdla ukuba unomboleko kwimoto.
- Imirhumo yokubhalisa efunekayo kunye nayiphina irhafu.
Unokutshintshela ekusebenziseni indlela yoqobo yemali kwiminyaka kamva nangona uqale usebenzise isilinganiselo semilinganiselo yee-mileage. Nangona kunjalo, awukwazi ukusebenzisa ukuhla kwehla . Uya kufuneka usebenzise indlela echanileyo yokunciphisa.
Eyona mali
Kufuneka usebenzise iindleko zangempela ukuba:
- Unomthwalo wezithuthi (ngaphezu kwezine) ezisetyenziselwa ukuqhuba imisebenzi yakho.
- Uqeshisa imoto kwaye awuyi kucwangcisa ukusebenzisa umgangatho osemgangathweni wokulinganisa yonke indawo yokuqeshisa.
- Usebenzise i-calculation real expenditure xa isithuthi sakho sisetyenziselwa ukulungiselela iinjongo zoshishino. Awukwazi ukutshintshela kwizinga eliqhelekileyo lemilinganiselo kwiminyaka kamva.
Ukuba ukhetha ukungazi, okanye awukwazi ukusebenzisa umlinganiselo wezinga eliqhelekileyo, unokubamba iindleko zangempela ezihambelana nesithuthi sakho. Oku kubandakanya kodwa akukhawulelwanga:
- Inzala kwimboleko yemoto
- Ukunciphisa imoto (izithuthi eziqeshweyo ayikwazi ukuhlaziywa)
- Imirhumo yokubhalisa kunye nerhafu
- Imirhumo yokupaka kunye neerhafu
- Igalaji iqeshwe
- Iintlawulo zokuqeshiswa kwemali (imali engeniso yokungeniswa kwemali kufuneka isuswe kwimali onokuyidla ukuba ixabiso lezithuthi lingaphezulu kwexabiso elithile.Le mali ishintsha minyaka yonke, qiniseka ukuba uhlole i-IRS okanye i-akhawunti yakho.)
- IInshshu
- I petroli
- Ioli
- Ukugcinwa
- Ukulungiswa
- IInshshu
- Tires
- Iipleyiti zamaphepha
- Imirhumo yokubhalisa
Kuzo naziphi na iindleko, unokukrazula kuphela isahlulo esisetyenziselwe ishishini.
Umzekelo: Uqhube iikhilomitha ezili-10 kwiimoto zakho kodwa ezi-6,000 kuphela zeshishini. Ngoko i-60% (6,000 eyahlula ngo-10 000) yeendleko zakho zeshishini. Iindleko zakho zangempela ziyi-$ 3000. I-60% ye-$ 3000 (i-$ 3000 * .6) = i-1800 yee-1800, ngoko unokubamba i-$ 1800.
I-Standard Mileage Rate kunye neZindleko zangempela, Ziyintoni ezingcono?
Kuya kuxhomekeka kwisithuthi oqhubayo kunye neendleko zokusebenza zesithuthi. Ukuba isithuthi sakho sinegesi ephezulu, uthabatha i- mileage deduction efanelekileyo kuya kuba luncedo kuwe. Ukuba isithuthi sakho sineendleko eziphezulu kakhulu zokusebenza kunye ne-gas eyelayo yezantsi, ngoko kuthatha ixabiso lokuncitshiswa kweendleko kunokuvelisa imali engcono.
* Kufuneka uhlale uqhagamshelana ne-IRS okanye umgcini- mvume oqinisekisiweyo ukuba anqume ukuba yiyiphi intsalela echaphazelekayo kwiimeko zakho.