Ngaba Ukuhamba KwamaMiles Kukhishwe?
Umbuzo: Ndingumkhonkena ozimeleyo kunyaka ophelileyo. Ndahamba ukuze ndifumane unyana wam, osebenze kum msebenzi, nangona ahlawulwa. Ngaba ndinokubamba i-mileage ukuba ndiyiphakamise endlwini yam njengendleko yee-mileage? Ukongezelela, xa ndiyiphonsa emva komsebenzi, ngaba ndinokumema i-mileage ekhaya lam?
A: Hayi, awukwazi ukumangalela i-mileage ukuthabatha unyana wakho osebenzela wena. Ukuhlawula iindleko , eziindleko zokuhamba ukusuka ekhaya ukuya emsebenzini, azixothwanga.
Umgama phakathi kwekhaya nomsebenzi uthathwa njengokuhamba. Wonke umntu kufuneka afike emsebenzini, ngoko i-IRS ayiqwalasele ezi ndleko njengeendleko zoshishino. Ukuba unquma ukuba ufuna ukuhamba ibanga elide imihla ngemihla ukuba uhambe, le nto iyaqhubeka ngokukhawuleza xa uhlala ekhaya ebusuku.
Ngaba Ndingayenza iMiles yokuhamba njengeNtengiso?
Umbuzo: Ukuba ndibeka uphawu lwenkampani yam kwimoto yam, ngaba ndinokukrazula iikhilomitha ezihambahambayo njengeentengiso?
A: Hayi, i-logo yenkampani yakho kwimoto ayifuni isithuthi seshishini . Kufuneka ugcine log log of business yakho mayela kunye neekhilomitha ezipheleleyo kunyaka.
Iindleko zentengiso kulo mzekelo yindleko yokubeka uphawu kwi-car. Ukuqhuba imoto ngeenxa zonke akuthengisi; kuqhuba nje. I-IRS ithi, "Ukubeka izinto ezibonisa ukuthengisa ibhizinisi lakho kwimoto yakho akutshintshi ukusetyenziswa kweemoto zakho ekusebenziseni kwakho ukusetyenziswa kwezoshishino."
Ingaba iiMiles ezivela kwiShishini eliSebenzi laseKhaya lichithwa?
Umbuzo: Ukuba ndiza kuphuma kwikhaya njengekontraka elizimeleyo , ngaba ndingayibanga i-mileage ukusebenza kumasayithi kwaye ndibuyele ekhaya? Ngaba ndiyakwazi ukuhambisa iindwendwe ezenziwe kwibhanki kunye neposi? Kuthekani ukuba ndenza uhambo oluhambelana nezoshishino kwiofisi yam ekhayeni kwaye ndiyeke ukuzenza iimpazamo zakho?
Ndiyifumana njani i-mileage?
A: Ewe, i-mileage yakho yokusebenzela amasayithi kunye nomva yimakhilomitha oshishino ekufuneka axhaswe ngamaxwebhu ebhaliweyo apho uhambe khona kwaye ungaphi na iikhilomitha zezoshishino ohamba ngazo. Uhambo oluya kwibhankini kunye neofisi yeposi liyakulungeleka njengekhilomitha yezorhwebo ukuba ibhalwe. Uhambo lweempazamo zomntu ngokwazo alugatywanga. Isiphumo sokuphela kweirekodi zakho kufuneka sibe yikhilomitha yezoqoqosho ngomnyaka (kunye nelogi yokuloba ebhaliweyo) kunye neekhilomitha eziliqela oye waqhuba kulo nyaka. Ukubhalisa ukuhamba kweekhilomitha zakho, uthathe ukufunda kwakho i-odometer ekuqaleni nasekupheleni konyaka. I-IRS idla ngokujonga i-odometer ekufundeni kwiibhili zokulungisa ngokuzenzekelayo ukuze ubone ukuba iikhilomitha zakho ezipheleleyo ziqikelele.
Ngendlela, ukuba ikhaya lakho liyindawo enqununu yoshishino, unokwenza iindleko zokuqhuba ukuhamba ukusuka kwikhaya lakho ukuya kwiindawo zoshishini (njengeofisi yabaxhasi okanye ivenkile yokubonelela ngeofisi) njengendleko yoshishino. Injongo yoshishino kufuneka ibe sisizathu soluhambo kwaye kuya kufuneka ukuba ube neengxelo ezilungileyo kwiinjongo ukwenzela ukuba uxwebhu oludityanisiweyo.
Yiyiphi emele Ndiyisebenzise-UkuKhutshwa kweMigangatho okanye iiNdleko eziNje?
Umbuzo: Ndingayazi njani ukuba uthathe ukutsalwa okuqhelekileyo okanye ukusebenzisa iindleko zangempela?
A: Kufuneka uzame kokubanjiswa kwee-mileage standard kunye neendlela zangempela zendleko ekuboneni ukuba yeyiphi indlela ekunika inkulu.
Ukukhutshwa okukhulu kunaloo mntu unelungelo lokufumana, ukonga ngakumbi kwiirhafu.
Njalo xa uyanciphisa imali engenayo yokuhlawulwa yerhafu ngokuthatha iindleko ezongezelelweyo, uyanciphisa irhafu yakho yentlawulo ye-federal tax by 25% - 50% (kunye neerhafu zentsebenzo). Iirhafu zentlawulo yama-25% -50% ngenxa yokuba uhlawula irhafu yerhafu , ukhuseleko loluntu, kunye ne-Medicare kunoma iyiphi inzuzo . Isilinganiselo sakho sokurhafisa siphepha phakathi kwe-10% kunye no-35% phantsi kwemithetho yerhafu yangoku.
Njengonkontileka ozimeleyo , ukhuseleko lwezentlalo kunye nentlawulo ye- Medicare i-15.3% (kufuneka uhlawule umqeshwa kunye nomqhathaniso nomqeshi) ngaphandle kokuba ungaphezu komda wokhuseleko loluntu we-106,800 zamawaka kunyaka. Ngoko ke, ukuba enye indlela yokubala i-auto deduction ilingana nemali engaphezulu kwe-1 000 kwiingeniso ezivumelekileyo kunye enye indlela, unako ukugcina iirhafu ezingama-250 (25%) ukuya kwii-500 zama-500 (50%) ngokuxhomekeke kwibharki yakho yerhafu, kunye nokulondolozwa kwentlawulo yerhulumente.
Ngeyona ndlela yindleko, jonga ipesenteji zoshishino ezisekelwe kwiikhilomitha zezoshishino ezibhalwe ngokwahlukileyo kweekhilomitha eziqhutyelwe kunyaka. Faka isicelo sepesenteji kwiindleko zangempela zokuba kunye nokuqhuba isithuthi; kuquka i-petroli, i-oyile, i-tire, isondlo, ukulungiswa kunye nokulungiswa, i-inshorensi, ukulungiswa, i-inshurensi, iifizi zokubhalisa kunye neelayisenisi, ukuhlamba imoto, ukuhlawula ixabiso okanye ukuhlaziywa ukuba unayo imoto. Imida yokunethezeka isetyenziselwa ukuqeshisa iintlawulo kunye nokunciphisa imoto ukuba imoto ikhulule ubunzima bezithuthi ezi-6,000 iipounds okanye ngaphantsi.
Kukho izithintelo ekusebenziseni kwezi ndlela ezimbini. Awukwazi ukutshintshela phakathi kweyona yangempela kunye nomgangatho wonyaka ukususela; ukuba awusebenzisi umlinganiselo osemgangathweni kwiNyaka 1 awukwazi ukuyisebenzisa kuMnyaka wesi-2. I-IRS ayikuvumeli ukuba usebenzise ukutsalwa okuqhelekileyo kwezinye iimeko xa usebenzisa iindlela ezithile zokunciphisa ukukhawuleza kwisithuthi, kwaye ayinakusetyenziswa kwizithuthi ezingaphezu kwezine. Hlola kunye neengcali zakho zerhafu ngaphambi kokuba ukhethe indlela yokunciphisa.
Ingaba kuqikelelwa?
Umbuzo: Ndaqhuba umgama wamanqaku angama-8 000 kunyaka odlulileyo kwishishini lam ekhaya . Ndifumene ezinye iirisithi, kodwa andizange ndifake zonke iiekhilomitha. Ngaba uqikelelo lungile? Ngaba ndiyakwazi ukuthatha intsalela ukuba andinalo lonke ulwazi oluxhasayo?
A: Hayi, iikhilomitha eziqhelekileyo zoshishini azivunyelwe ukuxhasa ukuncitshiswa kweerhafu . Inkundla yerhafu inqatshelwe iindleko zemizi-mali ngo-2009 kumnini wequmrhu le-brokerage yesakhiwo kunye nomqeshwa wakhe e- Engle v . Umhlawuli-ntlawulo uvume ukuba iirhafu ezixeliweyo zemivuzo yazo ziqikelelwe. Ngoluvo lwesishwankathelo, babecala ukuba ngenxa yokungabi ncamango kwabathengi abangeke banelungelo lokuncitshiswa kwezimoto .
Ukungabikho kweirekhodi ezilungileyo mhlawumbi zizathu eziqhelekileyo zokuhlawula abakhokheli abakhokheli ukukhohlisa i-IRS kunye neNkundla yeRhafu ukuba yamkele ukuxothwa kwabo. Iirekhodi zakho kufuneka zifike ngexesha (zibhaliswe ngexesha leendleko), zichanileyo kwaye zipheleleyo. Qiniseka ukuba uquka (a) injongo yoshishino, ngokubanzi, (b) indleko (c) umhla, (d) indawo.
Ngaba Ndingayikhipha iMoto ngeNqwelo engeyinkampani?
Umbuzo: Ndiyisebenzisa imoto yam umama wokuqhuba ibhizinisi. Ndihlawula igesi, ukugcinwa, kunye ne-inshurensi. Ngaba ndingayisebenzisa ukusetyenziswa kweemoto njengendleko yoshishino ?
A: Unokukrazula iindleko zendleko ozihlawulayo kwaye nje ngokuba uhlala kunye (ngexesha) iirekhodi zeendleko. Kufuneka ube nobungqina bokuba uhlawula igesi, ukugcinwa, kunye ne-inshurensi kwaye ufuna iirekhodi ezinkulu ukuxhasa ukusetyenziswa kwezoshishino. Qinisekisa ukuba usebenzise ubomi bakho kunye nomama wakho womntu.
Ukuba uqhuba umqhubi njengomqeshwa, unokubongoza iindleko zokuqhuba umashishini kwirejista yakho yerhafu kwiShedyuli A - ukuchithwa kweemali. Awukwazi ukubiza iindleko ozifunyenwe ngazo, kodwa unokubanga iindleko ozihlawulelwayo. Kwakhona, iirekhodi ezilungileyo ziya kukugcina ingxaki xa uphicothwa.
Imibuzo ephinda ibuzwe rhoqo nge- Business Mileage
Ukuziphendulela: Ulwazi malunga nale post kwaye kule GuideSite yinjongo yolwazi jikelele; akujoliswanga ukuba irhafu okanye iingcebiso zomthetho. Nganye imeko yinto ethile; qhagamshelana neCPA yakho okanye ugqwetha ukuba uxoxe ngemibandela yakho yoshishino.