Abameli bezindlu bangabhala uluhlu lweempahla zithengiswa njengokuba "indawo yokuhlala", "uninzi lwentsapho" okanye " urhwebo ", njengoko kuthengwa ngezizathu ezahlukeneyo. Intsapho ingathenga enye ize iqeshe icala elinye, eliza kuxhaswa ngemali njengeyunithi yokuhlala. Umtyalo-mali angathenga umntu ukuba aqeshe iiyunithi zombini, ngoko ke ukuxhaswa njengepropati yotyalo-mali okanye indawo yokuhlala.
Kulo mfanekiso sibona uluhlu oluqhelekileyo lwe-duplex, ngamacala amabini esibuko esicatshulwayo. Kule meko igaraji liphakathi, kodwa zininzi iinkqubo. Omnye ungaphezulu / ngezantsi kunye neegalaji ezithintekayo kodwa amakhaya amabini. Akunakuthandabuzeki, ngokungakhathaliseki ukuba kukho amakhaya amabini ahlangene nolunye uhlobo lwesakhiwo sodonga oluqhelekileyo.
Iindlela zokuTyala imali kwiipropati zeDuplex
Kukho iindlela ezahlukeneyo zokutshala imali kwi-duplexes, kuxhomekeka ukuba ufuna ukwenza inxalenye yendawo yokuhlala okanye cha.
Hlala Ngomnye-Khangela enye
Oku kudlalwa ngabatyalomali abatsha kunye nalabo abafuna ukukunceda ukuhlawula indawo yokuhlala kunye nerenti ukusuka kwesinye isiqingatha se-duplex. Inzuzo yokwenza ngale ndlela, ngaphandle kweendawo ohlala kuyo, kukuba unako ukufumana imali ngemali yokuhlala mboleko ngenxa yokuba uyisebenzisa njengendawo yokuhlala.
Njengokuhlala kwintsapho enye, akunakwenzeka ukuba ukuhamba kunye nokuqeshisa ngaphesheya kuya kufumana imali yakho ebizwa ngokuba yintlawulo epheleleyo, kodwa ngokuqhelekileyo inxalenye yesivumelwano ukuba oku kwenzeka.
Abaninzi baye bafumanisa ukuba banokuthi banqumle isabelo esikhulu somvuzo wabo wokuboleka imali kunye neengeniso zokuqashisa. Ngaphezulu, kukho ezinye iinzuzo ezintle zerhafu kunye nokuncitshiswa kweso sabelo esisetyenzisiweyo. Oku kuquka ukuhla kwexabiso, okungekho ukufaka imali, kodwa kukugcina kwiirhafu zerhafu.
Yintoni loo nto yexabiso elisebenzayo? Kulungile, qhagamshelana nomgcini-mali, kodwa kufuneka ukwazi ukuhlahlisa isakhiwo (xabiso lomhlaba elichithwe) ngaphezu kwexesha eli-27.5. Ngoko ke, ukuba unesiseko sokutyalomali kunye nesiseko seendleko zokwakha i-$ 200,000, uza kwahlula ukuba ngo-27.5 ukufumana ukuncitshiswa kwexabiso le-$ 7273 ngonyaka. Oku akukakho imali ephaketheni lakho okanye imali oyichitheleyo, kodwa ngokukhawuleza kuphazamisa imali engenayo kwipropati njengokuncitshiswa. Le yintlawulo enkulu yentela kunye negalelo emva kokuhamba kwemali yentlawulo.
IiDuplexes njenge-Stand Alone Investment
Nangona zingekho iindawo zokuhlala, kukho uqoqosho lobunzima ekuthengeni nasekuqeshweni izixande. Iiyunithi ezimbini kwindawo enye kunye nophahla oluqhelekileyo kubangelwa ukugcinwa kwindleko zokugcina nokulawula. Ukuba uthengile ngale ndlela, imeko yokuboleka imali ihlala ishintsha. Ukuba awuyi kuhlala kwelinye icala, kuya kuxhaswa ngemali eyahlukileyo.
Kukho ezinye iindleko ezijongene neendleko. I-inshurensi idla ngokubiza kakhulu, kwakhona ngenxa yodonga oluqhelekileyo kunye nophahla. Imirhumo ingaba ngaphantsi kweesibini ezilinganayo zamakhaya amakhaya angatshatanga, njengoko ixabiso lisoloko liphantsi kweyunithi yexabiso lentlawulo. Kukho into ekufuneka ishiwo kwiiyunithi ezimbini kwindawo enye njengotyalo-mali xa kuziwa ekubekeni iliso kwiimpahla zakho ngokutyelela ngokukhawuleza.
Kukho rhoqo ukuthenga amathuba okuphinda afumaneke kwezinye iindidi zezindlu zokuqashisa. Abo bathengiweyo ukuhlala kwicala elinye banokuthi baqhubele izizathu zabo, kwaye umtyalo-mali unokuthabatha i-duplex ngentengo enhle kunye nomqashi ovele usele kwicala elinye.
Kukho nokuba luncedo ukuba ufuna ukuthengisa ipropati. Ngamanye amaxesha omnye wabaqeshi uya kuba nomdla ekuthengeni, ingakumbi xa iingeniso kunye neentlawulo zerhafu zichazwe kubo. Ukuba bahamba nomnye umqashi, oku kwandisa amathuba abo bafuna ukuthenga.
Konke okucatshangwayo, iproprix property ishintsho olukhulu kwi-intanethi-mali-mali ukusuka kwintsapho engatshatanga. Yindawo esemgangathweni yokuqeqesha iipropati ezininzi zeentsapho kunye.