Izindlela zokuQala eziSebenzayo
Ngeengcebiso zokuxhaswa ngemali, imithombo, izicwangciso kunye nezixhobo, intsha engenzi-nzuzo, nje ukuqalisa ngokuxhaswa kwayo imali, ingaba ngaphezu kokudideka. Nazi iindlela ezithandathu ezilula ukuze uqalise kwicebo lokuphumelela imali.
01 - Ukuphuhlisa iinjongo zakho zokuxhasa imali.
Ngaba uza kuyisebenzisa kwiindleko ezingaphezulu ? Ukuxhasa imali eqhubekayo okanye entsha? Ukwakha isibonelelo esitsha? Ukuphuhlisa isikhwama sexakeka kwixesha elizayo lemvula? Ukuvala ilahleko?
Uya kuba neenjongo ezininzi. Ukuba kunjalo, qulunqa isicwangciso sokuxhasa imali ngamnye. Iinjongo kufuneka ziphuhliswe kunye nebhodi labalawuli bakho , kwaye unikwe uphawu lokungena kwebhodi.
Ukufumana ibhodi lakho elibandakanyekayo liya kubeka isigaba sokunceda kwabo ngokusebenza ngokuxhaswa ngemali .
02 - Bhala phantsi isicwangciso sakho sokuxhasa imali.
Ungakhathazeki, unokuhlaziya isicwangciso njengoko uhamba. Azikho zonke iingcamango zakho eziya kusebenza, okanye ungayifumana imithombo emitsha endleleni.
Qala ngeenkqubo zakho zangoku kunye nenkxaso. Ingaba loo mali ihlanganiswe okanye ikhona isithuba? Ngaba ufuna ukwenza okungakumbi kodwa ulahlekelwa yimali?
Olu phetho lokugqibela lwemali luyakunceda ukuba ufike kwiinjongo zakho zemali kufuneka zibe yinkxaso-mali yakho.
03 - Qikelela ukuba inkqubo yakho yokuxhaswa kwemali iya kuba yindleko.
Yiba neengqiqo xa uqikelela iindleko, kodwa cwangcisa ukusebenzisa iindlela ezichanekileyo ukwenzela ukuba indleko zingadli yonke imali yakho yokuqokelela imali.
Uninzi lweengcaphephe zincoma ukuba ukuxhaswa kwemali kunye neendleko zolawulo jikelele akudluli kuma-25 ekhulwini kwi-bhajethi yakho yonke yokusebenza.
Ngamanye amagama, iindleko ezintathu zeendleko zakho kufuneka zisetyenziswe ekwenzeni oko owasekwa ukuba wenze.
04 - Ukuphuhlisa ixesha lokucwangcisa imali.
Qhubela phambili ngokuphuhlisa izihlandlo zomsebenzi ngamnye wokuxhaswa kwemali, njengengqungquthela yonyaka yokuxhaswa ngemali , iSuku lokuPhumela okhethile, okanye umcimbi okhethekileyo .
Umnxeba uya kuguqulwa ngokuqinisekileyo ngexesha lonyaka, kodwa ukuba noqala ukuqala kunye kuya kuqinisekisa ukuba ufezekiswe okuthile.
05 - Ukuchonga imithombo yemali.
Ngaba iimithombo zangoku zikwazi ukuhlawulelwa ukuvelisa imali engaphezulu?
Ngaba kukho iindlebe ongazihambelanga? Ngaba uqwalasele igranti zikaRhulumente okanye isiseko ? Amacandelo e-Civic, iicawa okanye iiyunivesithi?
Kuthiwani ngomsebenzi ohambelana nezipho okanye imvelaphi yemali engenayo ? Ingaba wenza uninzi lwe- online fundraising ? Ngaba unenkqubo yokunika inyanga nganye ? Ungalondoloza njani abaxhasi bakho xa unabo.
06 - Hlaziya isicwangciso sakho sokuxhaswa ngemali ngexesha lonyaka.
Ukuphuhlisa indlela oya kuyisebenzisa, njengemali ephakanyisiwe, inani labanikeli abatsha, bangaphi oonxibelelwano owenziwe kunye neziseko kunye nokuphucula kwimisebenzi yokulima abaxhasi .
Yintoni eyabangela impumelelo enkulu? Ziziphi iimingeni ezinkulu? Yintoni omele uyitshintshe, uyenye okanye udibanise?
Xa umbutho wakho ufumana uxhaso lokukhulisa imali yokusebenza konyaka, uya kufuna ukuqhubela phambili kwizicwangciso zeminyaka emininzi, iinjongo eziphezulu, izicwangciso eziphezulu, kunye nobuchule obutsha.