YoTywala yeNtyala

Khusela iNkampani Yakho kwiiMangalo eziNxulumene noTywala

Ukuba ishishini lakho lisela utywala, umphathiswa wokumisela kwakho unokuxiliswa aze azilimaze yena okanye omnye umntu. Umntu omazileyo okanye umntu wesithathu unokugqwesa ibhizinesi lakho ngemonakalo. Unokukhusela ishishini lakho kumabango anxulumene notywala ngokuthenga i-inshorensi yemfanelo yotywala. Le nkcazo ibalulekile ukuba inkampani yakho isebenze ibha, i-tavern , i-winery, i-brewery, inkonzo ye-bartending, ivenkile okanye enye ishishini elenzayo, ithengise okanye lisebenzise utywala kwabanye.

Kutheni Ufuna

Njengamashishini amaninzi, mhlawumbi uthenge umgaqo-nkqubo wokuzibophelela . Umgaqo-nkqubo uphawula amabango kwishishini lakho ngenxa yokulimala komzimba , umonakalo wepropati , okanye ukulimala komntu siqu kunye nentengiso . Iquka i- inshorensi yemboleko yotywala . Eli lilandelayo libandakanya uxanduva lwakho njengombutho woluntu . Ihlanganisa amabango malunga nezoshishino zakho ezibangelwa kwinkonzo enxilisayo yobunxila, njengotywala owenzelwe kwinkampani. Umgca wokhuseleko lwezotywala awuyi kukukhusela amabango anxulumene notywala ukuba ungowomsebenzi wokuvelisa, ukuthengisa okanye ukusela utywala.

Amashishini anesidingo sokukhutshwa komthwalo wotywala uhlala ehluleka ukuwuthenga. Abanikazi bezorhwebo banokungathintela ubunzima bezoxanduva ezinxulumene nabaxhasi bexhasi. Umthengi onxilisiweyo webar okanye indawo yokutyela angaba yinto engavumelekanga. Unokuqala ukulwa okanye ukuhlasela omnye umphathiswa. Ngaphandle koko, umthengi ongenakucala angabangela ingozi yemoto emva kokushiya kwindawo.

Nabani na owenzakeleyo kwengozi, kubandakanywa nomthengi onxila, unokufakela isigwebo malunga neshishini esinike utywala.

Amashishini amaninzi athenge i-inshorensi yemfanelo yotywala evela kumgcini-bhoksi ofanayo owanikezela ngokubambisana kwabo ngokubanzi. Ukuba umgcini-mboleko wakho awuyikunika le ngxelo, i-arhente okanye umthengisi wakho unokukunceda ukuba uyifumane kwi-specialty carrier.

Imithetho ithinta iindleko

Amazwe amaninzi ayenzile "imimiselo yeentengiso". Le mithetho ibeka uxanduva kwiincedisi zotywala ngenxa yokulimala okubangelwa ngabaxhasi. Imithetho iyahluka ngobunzima. Imithetho enzima kakhulu ibeka uxanduva oluqinileyo kumaseva atywala. Kule ndawo, umncedisi angabanjelwa uxanduva lokulimala okubangelwa ngumthengi onxilisayo kuba nje wayesebenzisa utywala. Umntu olimele akufuneki angqina ukuba umthengisi wayenganaki .

Iindleko zoxanduva lokutywala utywala ziyahlukahluka ngurhulumente. Ukuxhaswa kwexabiso kuncinci kumazwe ngemithetho enxilisayo yobunxila kunye nexabiso elininzi kumazwe ngemithetho eqinile. I-ISO isungule inkqubo yokubamba amazwe ngokusekelwe kwengozi yotyala lotywala kumashishini asebenza apho. Urhulumente ngamnye ubelwe ibakala eliphakathi kwe-0 (akukho mthethweni) kunye no-10 (umthetho ojongene noxanduva oluqinileyo). Umngcipheko wee-lawsuits ukhuphuka njengoko inani landa, ngoko ke indleko yoxanduva lotywala luya kunyuka. Ezinye iinkampani zomshuwalense ezinikezela ngophuhliso lwezotywala ziye zavelisa inkqubo yazo yokubamba.

Yintoni Yokujonga

Nazi ezinye iimpawu ekufuneka zikhangele xa uthengisa ukukhutshwa komthwalo wotywala:

• Ukuhlaselwa kunye nokuBanjelwa kweBattery Amaninzi amabango ngokubhekiselele kwimivalo kunye neevenkile zibangelwa ukulwa. Nangona kunjalo, ezinye zezi zibango zingabandakanywa ngokukhutshwa okulindelekileyo okanye okujoliswe ekucaleni ukuxilongwa okubonakalayo kwimigaqo-nkqubo eninzi yotywala. Ngethamsanqa, unokubuyisela le ngxelo ngokuthenga i-inshorensi yokutshatyalaliswa kunye neebhetri. Umgaqo-mboleko wezotywala ongabandakanyi ukuhlaselwa kunye nokubhekwa kwebhethri kunenani elithile.

• Iindleko zoKhuseleko Iindleko zokukhusela ibango leemfanelo zotywala zingabaluleka. Qiniseka ukuba ipolisi yakho ihlawula iindleko zokukhusela ngaphandle komda womgaqo-nkqubo. Oko kukuthi, iindleko zokukhusela amabango kufuneka zifakwe kwongezwa kumda wokunyanzela utywala. Ngaphandle koko, iintlawulo zeeqweqwe kunye nezinye iindleko zomthetho zinganciphisa okanye zikhuphe umda wakho womgaqo-nkqubo, zishiye i-inshurensi encinci okanye ayikho ukuhlawula umonakalo.
• Abasebenzi Kuqukwa Ukuba usebenza kotywala, abasebenzi bakho bangase basebenzise emsebenzini, nokuba ngaba ubenqatshelwe ukuba benze njalo. Khangela umgaqo-nkqubo oquka abasebenzi njengabasebenzisi. Eminye imigaqo-nkqubo ingabandakanyi abasebenzi.
• Ukuphazamiseka Kwezengqondo Izibango zingathi zilimale ngendlela engeyiyo yenyama. Basenokufuna umonakalo wokuxinezeleka, ukukhathazeka kwengqondo okanye ukulimala kwengqondo. Ezinye iinkqubo azibandakanyi ukulimala okunjalo. Qinisekisa ukuba umgaqo-nkqubo wakho ubandakanya umonakalo owenzakeleyo engqondweni.

• Imivuzo yoKhuseleko kunye neMibango emihle Imbali yabagcini-bhintsi abakhokeli beemarike kwi-bar kunye ne-inshurensi yokutya ivumela ukuqeqeshwa kwamahhala kubanini-nkqubo. Abaphathi beenkqubo abagqibeleleyo lo qeqesho banokufumana isaphulelo kwi-premium yabo. Basenokufumana ukunciphisa i-premium ekutshintshisweni kwimbali yokulahlekelwa kakuhle.

Ekugqibeleni, i-inshorensi yemfanelo yotywala ingabandakanyi amabango athile avela ekuthengiseni utywala ngendlela ephula umthetho. Ngokomzekelo, akukho nkonzo iza kusebenza kwisigwebo esithetha ukuba uthengise utywala ngaphandle kwelayisenisi yotywala.

Ehlelwe nguMarianne Bonner