Nazi izinto ezintlanu zokuphuhlisa ubudlelwane obuqinileyo bokuthengisa.
Yabelana Ngeenkcukacha Zakho
Inyaniso kukuba, abaninzi abathengisi abazimeleyo bayesaba ukwabelana ngamanani abo.
Kodwa, xa umthengi eyazi ngakumbi nge shishini lakho, bhetele banokukuxhasa. Enyanisweni, abathengisi abaninzi abazithembi umthengisi ongeke ahlanganyele nedatha yayo. Ngaba ungawagxeka? Ucela ukuthandana okungcono xa uthengwa okanye ugunyaziso lokubuyisela (RA) kwisitye esithile esifikile. Ezi "njenge-asyl" zibiza imali yabathengisi kwaye kufuneka zikwazi ukuba kufuneka ukutshala imali kuwe.
Ziziphi iindidi zolwazi onokubelana ngazo? Nazi ezinye zezona zilungileyo. Gcinani engqondweni, akukho mfuneko yokubonisa umthengisi zonke iinkcukacha kumthengisi wakho ngamnye, zibonise uluhlu kunye namanani abo. Oku kubanceda babone apho bahlala khona kwivenkile yakho.
- Jikela iRhafu
- Imajini yegrosi
- % yecandelo lokuthengisa
Gcina iNgxelo yoShishino
Ubuncinane amabini ngonyaka, hlala phantsi nomthengisi wakho kwaye ubuyekeze isimo sabo kwisitoreji sakho. Dlula i datha ukusuka kwindawo enye ngasentla. Khumbula, umthengisi uzama ukuba esitolo sakho, kungekhona enye indlela.
Unokwenza oku kumakethi okanye kwisitoreji sakho.
Iingxaki Zakho
Musa ukucela ukuba umthengisi akhokhe iimpazamo zakho. Ukuba umthengisi wandiqinisekisa ukuba ndibe nesitokisi sokuba bafune ukuba ndifake kwaye akuzange kuthengise, ngoko ndihlala ndicela i-RA. Kodwa, ukuba kwakukho isitokhwe endiyikhethile okanye senza ifowuni embi kumanqanaba okugcina , ngoko ndayinayo.
Oku kubonise umthengisi ukuba ndingumlingani.
Thepha kwi-Co-op Funds
Bonke abathengisi bakha kwiindleko zorhwebo abathengisa ngemali ye-co-op . Le mali isetyenziswe kukunceda ukupapasha umkhiqizo kwisitolo sakho okanye ukuhlawula ukunyuswa okanye umcimbi. Kodwa nazo zingasetyenziselwa ukuphawula. Ngokomzekelo, thola i-$ 5 nganye into njengophethi kumthengisi ukuhlawula abasebenzi bakho bokuthengisa.
Thenga Intengiso kwiNqanaba loMlingani
Kungenxa yokuba uthetha ukuthengiswa kwemthengisi akukwenzi ube ngumlingani. Khumbula, lo mthengisi unalo elinye iakhawunti kwaye ezo ngxelo zingathengisa amaxesha angama-10 oko uthengayo. Banike ukuvula ukuthenga kwisicwangciso sakho. Khawuqwalasele oku xa ucela "inceba" evela kumthengisi wakho. Ewe, umsebenzi wakhe kukukunceda, kodwa ukuba uthengela imali encinci, ungabalelani manani, kwaye uzame ukufumana umthengisi ukuba ahlawule iimpazamo zakho, ngoko awube ngumlingani kwaye umthengisi unelungelo kukuphatha ngale ndlela.
Umthengisi onomlingani uyimpahla eninzi kuwe. Akunabo bonke abathengisi abangaba liqabane. Gxininisa kubathengisi abanesixhobo sokuvula impahla kwaye banokuxhasa ukuzaliswa kwenkqubo . Ukuzaliseka ngokukhawuleza ngokuthandana okunamandla kubaluleke ngakumbi kunokuba i-co-op imali. Khumbula, i-inventory yakho yangasemva kunye nakwii-shelves zakho ibiza imali.
Sebenzisa umgcini wendawo yomthengisi ngokumelene neyakho. Iqabane liza kuvumela ukwenza oku kwaye lenze ngokuzithandela.
Eyona nto, ukuba ufuna ukuba ngumlingane, kufuneka usebenze njengomnye. Landela la macebiso uze wenze oku.