Ingaba Unabhalaba okanye Abathengisi Bokusebenzela?
Ukwahlukahlukana Phakathi koobalo kunye nabathengisi (nokuba kutheni kubalulekile)
1. Gxininisa. Umabhalana ugxile kwi-paycheck.
UJohn Parker Stewart emsebenzini wakhe weQela leeMidlalo, wathi "nge-paycheck ufumana izandla kunye neenyawo ngumqeshwa, kodwa kuthatha iintloko kunye neentliziyo ukuba ziphumelele." Enyanisweni, ugxininiso lomqeshwa luninzi ukukwenza nomphathi wakhe, kodwa kukho ezinye iimpawu zobuntu ezithandayo. Abadayisi bajolise kumthengi. Bafuna ukwazi ukuba kutheni umthengi uthengisa into ethile, kungekhona nje into. Ukuba umthengi ungena kudla udlelane kwaye umabhalane uthengisa enye, sinokukubona oku njengento entle. Kodwa umthengisi wayenokubuza imibuzo efanelekileyo kwaye afumanise ukuba umbane ugxile ngamagumbi angama-200 ukusuka ekupheleni kwendawo kwaye wabathengisa umbane owenziwe ngogesi ngokubhekiselele kumbane okhishwe. Ukwahlukana akukona kuphela imali engenayo evela kwixabiso lokuthengiswa kwemveliso, kodwa amava aphuculweyo kumakhasimende. Ngaba ucinga ukuba umthengi uza kuba njani xa benesimo sombane?
2. Indlela. Unobhala ucela "yintoni efuna?" uze ubonise oko.
Umthengisi ubuza "yintoni ozama ukuyenza?" kwaye udliwano-ndlebe nomthengi ukuba baqonde iinjongo zabo. Kwincwadi yam, i- Retail Sales Bible , sixoxa ngokubaluleka kokuPhando "ukufunwa komthengi, iimfuno, iimfuno, ukukhathazeka kunye neminqweno ngaphambi kokwenza ukhetho lwemveliso.
Isiphumo somnxeba wale ndlela yongezwa ngentengiso, iireyithi eziphakamileyo zamatriki kunye neelwandle ezingcono kwivenkile yakho.
Amava omthengi aphuculwa ngokukodwa kwaye umphumo ngumthengi oxelela abanye ngesitolo sakho kwaye yile ndlela efanelekileyo yokuthengisa.
3. Isimo. Unobhala usemsebenzini. Uhlala nje kwivenkile kuba bengenakufumana umsebenzi ukwenza oko bafuna ukukwenza okanye basendleleni eya kwindawo elandelayo. Umthengisi ukhethe ivenkile njengomsebenzi kwaye uyayisebenzisa. Bakuvuyela ukuba basebenza, kodwa unobhala unqwenela ukuba uhlala kwenye indawo. Isimo sengqondo sisifo esithintekayo kwiintengiso. Ingaba nefuthe elikhulu kwiinkcubeko zenkampani.
4. Uphuhliso. Ekubeni umthengisi usemsebenzini, ngoko uyazifaka. Bafuna ukuqeqeshwa nophuhliso. Unobhala uyayichitha. 'Bakhathazeka' ngolu hlobo ngelixa umnini-ntengiso uyayithanda. Njengoko kunjalo, oko kubalulekile ukuba umthengisi achithe ixesha kunye nemali ukuphuhlisa abathengisi balo. Ngaphandle koko, baya kuhamba kwindawo leyo. Inqaku elijongene nalo: Abasebenzi beMillennial banqwenela ukuphuhliswa, kunye namabhalana. Ngoko le nto ikwenze nzima.
5. Landela. Umthengisi ulandela emva kokuthengisa. "Bavale ekuthengiseni" xa umthengi esesitotweni, kodwa ke bathumela ngesandla esibhaliweyo ukubonga inqaku okanye ukufowuna ukujonga ukuthengwa komthengi emva kweveki ezimbalwa.
Oku kuya ku "tether" kumthengi kwisitorethi sakho kwaye ube ngumthengi onyanisekileyo.
Ababhali bayakuvuyela ukubona umthengi uya, kodwa umthengisi uyavuya ukubona umthengi ebuya. Abathengi abaqeqeshiweyo nguwe ofuna ukutshala imali. Bahlawule ngakumbi. Bavuze ngakumbi. Baqeqesha ngakumbi. Kwaye baya kwenza ukuba ishishini lakho liphumelele.
Konke kuqalisa ukuqesha umntu onelungelo lokuqala. Qinisekisa ukuba ubhalisa abathengisi. Hamba abantu abafanisayo nenkcubeko yakho, kungekhona abo baye basebenza kwindawo yakho yesitolo iminyaka. Ngokomzekelo, ukuba unobungozi bobuchule, ngenxa yokuba umntu owaziyo kakhulu malunga nokuqina akuthethi ukuba bayazi ukuzithengisa. Ndiyasebenza nabathengisi abaninzi beempilo kwaye ndifumene kwiminyaka abagcini bamasitolo bavame ukuqesha abaqeqeshi babo ukuba basebenze kwiivenkile zabo. Nangona aba bantu bebaninzi malunga nezixhobo kunye nendlela yokufumana inzuzo enkulu kuyo, abanqabana nantoni na ngokuthengisa.
Baya kukhulula "iklasi" enkulu kodwa bangaze babuze umthengi ukuba athenge. Ngamanye amazwi, abanoobhala kunye nabathengisi.