Ukukhusela abaqeshi emva kweempinda zempindezelo
Izizathu zokuba uMnini-mhlaba uzame ukubuyisela
Umqashi unelungelo lokusebenzisa amalungelo athile omthetho.
Nangona umqashi angavunyelwa ngokomthetho ukwenza oko, akuthethi ukuba umninikhaya ujabule malunga nento. Nazi imimiselo emine yezenzo zomqeshi ezinokubangela ukuba umninikhaya abuyisele:
- Umqashi ukhononda kwi-arhente karhulumente malunga nokuphulwa kwempilo kunye nokukhuseleko kwipropati.
- Umqashi ukhononda kumnini-propati malunga nokuphulwa kwempilo kunye nokukhuseleko kwipropati.
- Umqashi ujoyina okanye uququzelele umanyano wabanikazi.
- Umqashi ukhononda kwi-arhente karhulumente malunga nokusebenza kwemigangatho yokuzinzisa.
UkuQala kwakhona kweNkqubo yokuQinisa
Ukuze umnini-mhlaba enze isicelo sokuphindisela, isenzo somqeshi kufuneka senzeke kungekho ngaphezu kweenyanga ezintandathu ngaphambi kokuba kuthathwe isenzo sokubuyisela. Umqashi kufuneka kwakhona anike ubungqina bokuba bathathe isenzo esinjalo. Olu bungqina kufuneka lubandakanye umhla owenze ngayo isenzo.
UkuQongwa kweNtlawulo
Ukuba umqashi unobungqina bento ayithathile kwisithuba seenyanga ezintandathu, izenzo ezithile zomnini-zindlu ziya kuthathwa njengezenzo zokuziphindezela.
Ngaphandle kwalo mgaqo kwakuya kuba umqeshi wathatha isenzo emva kokuba esetyenziswe isaziso sokuqeshiswa kweqeshiso ngumnini womnini. Kule meko, isenzo somnini-mali asiyi kuthathwa njengesenzo sokuphindezela. Kunoko, isenzo somqashi singathathwa njengesenzo sokuziphindezela ngenxa yokunikezelwa kwesaziso sokupheliswa.
Iintlobo zemihlaba yokubuyisela
Kukho iindlela ezininzi umninikhaya angazibuyisela kumqeshi emva kokuba umqeshi enze isenzo umninikhaya angavumi. Iindidi eziqhelekileyo zokuziphindezela ziquka:
- Ukwandiswa kweRhafu yeMrente
- Ukunciphisa okanye Ukusika iiNkonzo eziyimfuneko kuMqeshi
- Ukunciphisa okanye Ukusika iiNcedo eziyimfuneko kuMqeshi
- Ukuhluleka Ukwenza Ukulungiswa Okufunekayo
- Ukuhluleka Ukwenza Ubuncedo obuyimfuneko
- Ukuhamba Ngokwemvelo Kwimpahla Yomqeshi kwiPropati
- Ukufakela ukuCatshulwa-Ngokuqhelekileyo eyaziwa ngokuba yiNkohlakalo Yokubuyisela
Ilungelo lomnini-mhlaba lokuxosha
Umnini-mhlaba unelungelo elingokomthetho lokugxotha umqeshi ukuba umqeshi ukwenzile naziphi na ezi zilandelayo. Kule meko, isenzo somnini-mhlaba asiyi kuthathwa njengesenzo sokubuyiselwa.
1. "Ukungabikho kwenyameko" ngumqeshi, ilungu lomntu oqeshisayo okanye umvakalisi womqeshi wabangela ukuphulwa kwezindlu okanye isakhiwo.
2. Umqashi ufanele irenti. Nangona kunjalo, umnini-mhlaba unokuba noxanduva lokuhlawula umonakalo kumqeshi.
Ilungelo lomqeshi emva kokubuyiselwa komhlaba
Ukuba umninikhaya wenza isenzo sokubuyisela umqeshi, umqeshi unamalungelo omthetho. Umqeshi angenza enye yezinto ezimbini:
- Ukubuyiselwa kwempahla yeCandelo loRhwebo
- Ukulimala
Umqashi angaba nelungelo lokwenzelwa izihlandlo ezibini umonakalo owenziweyo okanye amaxesha amabini erenti yenyanga, nayiphi na enkulu. Ukuba umqeshi ukhetha ukuba ukuqeshiswa kuqeshwe, umnini-mali unelungelo lokubuyiswa kwezokhuseleko zabo. Umnini-mhlaba uvumelekile ukuba enze ukuncitshiswa ngokusemthethweni kwi-deposit deposit, kubandakanywa nomonakalo ongaphezu kweengubo eziqhelekileyo kunye nokuqothula umqeshi kuye kwabangela iyunithi kunye nerenti engakhokhelwa.
IiNkcazo zeArizona kwiNdawo yokubuyisela
Kwimiyalezo epheleleyo yomthetho olawula umvuzo wokubuyisela e-Arizona, nceda uqhagamshelane ne-Arizona Revised Statutes 33-1367 kunye no-33-1381.