Kutheni Akufanele Usebenze Ngalo Mntu Wonke Umthengi Njengommeli Womthengi
Njengenxalenye yenkqubo efanelekileyo, ama-arhente angacela nokuba abathengi abathengi ukuba batyikitye izivumelwano zesebenzi ezizodwa, eziqinisekisa ukuba ii-ejenti ziya kuhlawulwa xa kuthengiswa kweentengiso zabo.
Ukulingana noMthengi wakho kumthengi
Omnye umele akhangele isiqinisekiso sabathengi apha kwiimeko ezimbini. Okokuqala, ufuna ukuzama ukufumanisa iimfuno zabo ezifunayo kunye neemfuno malunga nobuchule babo bemali. Okwesibini, ufuna ukucacisa izinga lokuthatha inxaxheba ekusebenzeni nabo ngokusekelwe kumanani amaninzi, kuquka ukuphuthuma kwabo.
Ukuba ulambile ngokwenene, mhlawumbi nayiphi na umthengi ophethe i-pulse ufanele ixesha lakho kunye nezibonelelo. Nangona kunjalo, ezininzi i-arhente yatshitshisiwe kusasa ngenxa yokuba basebenzise imali yabo, ixesha kunye nomdla kwiintengo zamathengi abangazange bakhuthazwe nonke. Kungabalulekile ukuba ukhethe kwi shishini lakho malunga nokuba ngubani osebenza naye.
Inqaku kwi-Internet abathengi
Ininzi yale ngxoxo iphathelele umthengi ohleli phambi kwethu kwaye ulungele ukujonga iipropati.
Nangona kunjalo, umdlalo uhluke kakhulu ukuba ungumthengi we-intanethi.
Ixesha elide lilula, njengoko abathengi be-intanethi baqala ukukhangela kwabo ngaphambili kwaye bachitha ixesha elingakumbi kuphando. Ukuba unqabile okanye unqabile ekukhonzeni umthengi webhanki ngoba uthe baya kuthenga "unyaka okanye njalo", mhlawumbi awuyi kusebenza nabaninzi.
Uya kulahlekelwa nezoshishino ezininzi kwixesha elizayo.
Iinkqubo ezifanelekileyo zokuhambisa iinkcukacha nge-imeyile kunye newebhu kufuneka kusekwe ukuze usebenze nalaba bathengi ngokuhamba kwesikhathi.
Namaxesha onke ufuna ukufaneleka kwezeMali
Akukho mntu ufuna ukuchitha ixesha labo kunye neendleko zemoto nabathengi abakwaziyo ukuthenga iimpahla eziboniswayo. Oko kwathiwa, kukho inamba enkulu yezinto eziguqulayo ezisekule midlalo apha.
Ukuba usebenza kwimarike kunye nabaninzi bokuthenga abathengi bokuqala, uya kulungiswa ukuzama ukubakhuthaza ukuba bafumane i-letter ye-mortgage pre-qualification letter. Basenokungazi nokuba banako okanye abanako ukufikelela.
Ukuba usebenza kwindawo yokutyelela, iimakethe zeholide, okanye i-market market, ungenakufuna ukuthatha loo ndlela ngoyiko lokucaphukisa abathengi. Kwimeko apho, uphando lwe-intanethi kunye nemibuzo ehloniphekileyo malunga nezoshishino zabo lunokuba luncedo.
Ukuvavanya Isizathu Sabo kunye Nokuziphucula
Kwimvuyo yakho kwaye uqhube ukuthengisa, ungabonisa iimpahla kubathengi ababonakala bengaphantsi kwe-motivated kwi-their own property search. Ngamanye amaxesha, ngenxa yokwesaba ukuxinzelelo kweentengiso, abathengi baya kusebenzisa isimo sengqondo sokungabi nantoni yokugubha inzala enkulu ekufumaneni ipropati.
Ukubuza imibuzo kunye nokuzikhulula kunye nawe kunokucacisa iinjongo zabo.
Ukuba kuyacaca kuwe ukuba abanenjongo yokuthenga ngexesha elizayo, kufuneka unqume ixesha elide ofuna ukuyisebenzisa kunye nabo. Nangona ungalahlekelwa nguwo, unokushicilela uluhlu lwazo ukuqhuba okanye ukuvula izindlu.
Ungalumkisi ukukhusela izinto ezijoliswe kuzo
Ukuba abathengi bajonga ngaphandle kwendawo yesevisi yakho yesiqhelo, okanye bakwiimarike eziphathekayo ongekho amava, unokufumana ukuba kucetyiswa ukuba ubhekisele kwi-arhente engcono ukulungele ukusebenza nabo.
Mhlawumbi iwebhusayithi yakho ifumana ithemba kuwe elifuna ipropati kwi-MLS yakho, kodwa umzuzu-50 uhamba ngeedolophu; ungakufumana ngcono ngexesha lakho kunye neendleko zokubhenela kwi-arhente kuloo ndawo. Mhlawumbi bafuna ipropati yorhwebo kwaye awunamava kuloo ndawo. Kuya kuba bhetele ukuba ubhekisele kulo mzekelo.
Hamba Nge-Gut yakho
Uqale ukudibana nomthengi kwiofisi yakho kwaye bachitha imizuzu eyi-15 yencoko enxulumene namava ambi kunye namanye amanxusa. Okanye bakuxelela indlela abahlala bephathwa kakubi ngayo kwintsebenziswano yangaphambili yezindlu zangaphambili.
Ezi zinto zingaba ngabaxumi abaya kuphelisa njengabamangaleli . Ukuba unesiva esibi, khawuqwalasele, njengoko unokukugcina enkundleni kwikamva.