Abathengisi base-US abasengozini yokuThatyalaliswa: Iinqununu eziMgangatho oPhezulu

Gcwalisa uluhlu lwabaThengisi kwiNgcengeko yeSahluko 11 ngexesha lokuPhinda

Ngo-2016 NGAPHAMBILI: Zonke iiTyunithi zokuThengisa ezifakwe kwiSahluko 11 UkuKhuselwa koKhuseleko >>

Ezinye zezona zinto ziyaziwayo kwi-industry yase-US zithengiswa kwiindawo zokuthengisa ngonaphakade ngo-2008 nangama-2009 xa abathengi bayeke ukuchitha imali, kwaye ezinye zezona zikhulu zentengiso zase-US zazingenakufumana indlela yokusinda kwi-recession ye-recession ultra -ngendawo engapheliyo.

I-Recent Recession yanikezela ngokungafunekiyo, kodwa inyaniso efunekayo ithengise abathengisi baseMerika.

Abathengi abakhulu nabancinci bafunda isifundo sokungabikho nto enzima kakhulu ukuba ingaphumeleli, indala kakhulu ukuba ingaphumeleli, okanye idume kakhulu ukuba ingaphumeleli. Amakhonkco amakhulu athengisa i-Borders kunye neSixeko saseSeketari, iintambo ezidumileyo zokuthengisa iimpahla ezifana neBlockbuster, kunye nezinye zeentsimbi ezindala zokuthengisa ezifana ne-Boscov's bankruptcy kunye nokunyamalala kwindawo yokuthengisa yase-United States.

Ngesiqendu ngasinye seSahluko 11 ngexesha lokuKhusela okuKhulu, iindwendwe zentengiso zithengiswa ngemibuzo emibini enkulu .... "Kuza kube nini uluhlu lwee-bankruptcy ezithengiswayo?" kwaye "Yiyiphi i-chain yokuthengisa yase-United States elandelayo ngokubhekiselele kwiSahluko 11 sokutshatyalaliswa, kunye nokucinywa kwamanzi?":

Ngomzamo wokuphendula le mibuzo, ifomenti yezoqoqosho zentengiso yelizwe, u-Madison Marquette, wavavanya ukuzinza kwezona zikhulu zentengiso ye-US , kwaye wabeka aba bathengisi ngokusekelwe kwingozi yokubhankwa kwebhanki kwixesha elifutshane.

Ingqikquthela yoluhlu ilapha ngezantsi, ilungiswe ngokwezinga lokungcwatshwa kwebhanki ukuba uMadison Marquette ukholelwe ukuba kufanelekile kwinkampani nganye, ngokusekelwe kwintsebenziswano engachazwanga yenkqubo.

Nangona laluhlu lwabathengisi beNgcaciso lweNgcaciso lwangaphantsi lupapashwe ngo-2009, lunezinto ezikhoyo ngokuthengisa njengesixhobo sokuthelekisa.

Ngokomzekelo, i-chain ye-Chico yokuthengisa ichongiwe njengobungozi obukhulu bokungabikho phantsi kwe-bankruptcy ngo-2009. Emva kweminyaka emihlanu, i-Chico's chain chain did not fayile Isahluko 11, kodwa savala i-120 yeevenkile zayo zokuthengisa ukuze kuphephe ukuphela inkundla ye-bankruptcy ngo-2015.

I-Talbots igweme uhambo oluya kwinkundla ye-bankruptcy ngokuthengisa i-brand YJill yayo. Amaketanga amane athengisa ukuvavanywa ukuba "ngokwemilinganiselo" engozini yokubhankqalaza - i-Borders, iBlockbuster, iBrownstone, kunye neCache, kodwa ke, tyelela inkundla yeCandelo 11 le-bankruptcy kwaye ungalokothi uphile. Zonke ezine zeetyunithi zentengiso ziye zatshatyalaliswa ukususela ngo-2009.

Thelekisa iziprofeto zebhanki ezingezantsi kunye neenkcukacha zangoku zentengiso kwaye ucofe iqhosha lokufumana ulwazi olukhoyo malunga neetyunithi zokuthengisa.

IXELWE: IiNkcazo zeeNtshumayelo eziLahla iinkampani zokuThengisa kwi-Bankruptcy >>

I-US Retail Companies ihlolwe ukuba yiNgcipheko ePhakamileyo ye-Bankruptcy:

Ibali ngokufanayo lifana neenkampani ezithengiswayo ezikhethwe "njengengozi enkulu" nguMadison Marquette. Ukuthengisa kuyancipha + ityala eliphezulu + ukugcina imali ephantsi + iintlawulo zematyala ezizayo = ingozi enkulu. I-Chico's, i-Cost Plus kunye ne-Dillards igcinwe i-bankruptcy ngexesha lokuLulela ngokunciphisa izindleko, ukunciphisa izinto, nokusebenza kakuhle.

I-Talbots yathatha amanyathelo angakumbi ngokuthengisa ii-J Jill zokuthengisa iimpawu zeebhanki, ezazityhaphaza kwaye zonakalisa izixhobo zenkampani. Aba ngaba abathengisi abaye baxelwa ukuba bajoyine i- Sahluko 11 ngo-2009:

I-US Retail Companies Ihlolwe ukuba ibe ngumngcipheko ophakathi weNgxowa-mali

Ubungakanani bokuthengiswa kweentengiso kunye nezicwangciso zeenkokheli zenkampani ezisetyenziselwa ngethuba ligcine ezo zikhonkwane ezinkulu ze-US zokuthengisa iimpahla ezinobuncipheko obuncipheko obuphezulu kunye nohlu oluphantsi kobungozi ngaphantsi. Laba bathengisi ababenzima ukufumana unyawo oluqinileyo kwi-industry-wide retail market in history kusukela kwi-Depression Great: Abanye babo bafumana ukunyathela kwabo, abanye babo abazange, kwaye abanye babo basalindele ukuzinza kwiminyaka elishumi kamva.

I-US Retail Companies ihlolwe ukuba yiNcipheko engezantsi yokuBhankanya

Ezi nkampani zithengisa okanye zithintela ukuphazamiseka koqoqosho kunye nenduduzo. Nangona ukuthengiswa kwevenkile efanayo kwintengiso yee nkampani ngo-2009 kwakungaphantsi kakhulu kunokuba babekho ngo-2008, imali yabo yokugcina imali, imigca yemboleko kunye nokulawulwa kweendleko kwakwanele ngexesha lokuhla kwexesha ukuba kugcinwe "iindawo zokuthengisa ezinobungozi obuphantsi" iinkampani ezizinzileyo.

Uninzi lwaba bathengi bezingozini ezincitshisiweyo banqabile ukunyuka kwemali ngokunyusa ukuthengisa nokuvula indawo ezintsha zeevenkile. Kunye nokusebenzisa iminikelo yokulungiswa, ukuxabisa intengo kunye nokuphendula ngokukhawuleza kwimimiselo yokuthenga ngokuphawulekayo. Ezi zicwangciso zanceda la maqumrhu athengisayo athengise ingqwalasela yabathengi abaqondayo, kunye nokomeleza ukunyaniseka naphezu kokukhathala.

Amacandelo angaphantsi kweengcipheko ezithengela phantsi akulindeleke ukuba akwazi ukugcina isikhundla esibalulekileyo kwindawo yokuthengiswa kwempahla yokuthengiswa kwempahla, kwaye ezinye zeemveliso zentengiso zavela ngamandla, zikhudlwana kwaye zinamandla kunokuba zikhona ngaphambi kokuba uqoqosho lwentengiso lwehlabathi luphele ngo-2008 .