Uhlalutyo lwezoTyalo-mali

Zonke ezo zibalo eziya kuhlalutyo oluchanekileyo lokusebenza kwemali yepropati yokuqeshisa ipropati kungabangela intlungu ukuba ufunde. Emva koko kufuneka ubenzise kwaye ubakhonze kunye ukuze wenze isigqibo:

Kutheni Siya kwiNgxaki

Ukutshala imali kwirenti yezindlu eziqashisayo kufaka umdla ngakumbi kunanini ngaphambili. Xa ufunda okanye ubukele kwi-TV malunga nokulungisa kunye neflip investors, bavame ukuthengisa loo makhaya kubatyali-ntengiso. Umtyalo-mali oqashileyo wezindlu zokuqashisa angaba nemininzi yamakhaya kwiipotifoliyo zabo. Bayi-investors abakhalibileyo, okanye abayi kuba yi-cash flow kumakhaya amaninzi. Uya kufuna ukukwazi ukuqonda nokuxoxa "ngamanani" nabo. Makhe sijonge kwiinjongo zokutyalwa kwepropati yezindlu.

Ukuhla kwexabiso
Ukuncitshiswa kwexabiso lokunciphisa ixabiso liyinxalenye ebalulekileyo ekuhlalutheni kwepropati yethu. Kubantu abakwiibhanki eziphezulu zerhafu kunye nolunye utyalo-mali, kunokuvumela nokunciphisa inzuzo kwezinye iityala. Ewe, qhagamshelana nomgcini-akhawunti malunga nalokhu. Nangona kunjalo, xa iindleko kunye nokuhla kwexabiso kunene ngaphezu kwenani lentlawulo yerhafu, unokulahlekelwa kwelahleko ekusebenzisaneni nenye imali engenayo.

Akunjalo ukulahleka kwemali, njengoko ukwehla kwexabiso kungekho kwipokethi. Inombolo ebalwe iphathwe njengendleko ngenjongo yerhafu. Ekubeni awuzange uchithe, unako ukufumana ukuhamba kwemali nganye ngenyanga ngokubonisa ukulahleka kweentlawulo.

Ukuhamba KWEMALI
Ukuthatha ukuhamba kwemali rhoqo ngenyanga kwi-bhanki kuyindawo enkulu kubatyali-ntlawulo abaqeshisayo.

Ukwenza ukunyamekela kwabo ngokufanelekileyo nokuthenga okulungileyo kunokubangela ukubuyiswa kweenombolo eziphindwe kabini kunye nokuhamba okunzulu kwemali kwiminyaka. Ukuhamba kwemali ngumsebenzi wezinto ezininzi zokufakelwa, kwaye nayiphi na okanye ezininzi zazo zingatshintsha kwaye zonakalise okanye zenze ngcono ukuhamba kwemali. Ezinye zithengiswa kunye noqoqosho. Ukuba umqeshi omkhulu wendawo uvale okanye uhamba, imfuno yendawo yokuqeshisa inokugqithisa ubusuku bonke. Yinto ongenakuyilawula kodwa uthemba ukuba uyazikhusela ngokuphathelele impilo kunye nezicwangciso zabaqeshi bendawo. Ukuba abaphilile kwaye banenzuzo ngokuqeshisa ixesha elide kutshanje kuhlaziywa, mhlawumbi unesimo esihle.

Imirhumo yePropati
Unokukrazula irhafu yepropati ngenjongo yerhafu yengeniso. Ukuba ishishini lakho linomhlaba wangempela, kufuneka uhlawule irhafu yepropati kule propati. Ngendlela efanayo, njengabantu ngabanye abahlawula irhafu yerhafu kwixabiso elivandlakisiwe lamakhaya abo, amashishini ahlawula irhafu yerhafu kwixabiso elivandlakanyweyo (umhlaba kunye nezakhiwo). Ukuba i-real estate iyathengiswa, irhafu yonyaka isasazwa phakathi kwabangaphambili nabanikazi abatsha, ngokusekelwe kumyinge wonyaka abanayo loo propati.

1031 Utshintsho lwentlawulo oluchongiweyo
Unako, phantsi kwemithetho eqinile kakhulu, uthengisa ipropati ngenzuzo kwaye uqhube umrhumo kwenye indawo ngaphandle kokuhlawula irhafu yentlawulo.

Nantsi i-Internal Revenue Code, Isihloko 26, iCandelo le-1031 lithi: "Akukho nzuzo okanye ukulahleka kuya kuqatshelwa ngokutshintshiselwa kwipropati ebanjelwe ukuvelisa ukuvelisa kwintengiso okanye ishishini okanye utyalo-mali ukuba loo propati ichitshaniswa kuphela kwipropati enjengomusa eliza kubanjwa malunga nokusetyenziswa okuvelisayo kwintengiso okanye ishishini okanye utyalo-mali. " Ipropati efana nohlobo ithetha nje ezinye iindawo eziphathekayo kwaye ayifuni indawo yomhlaba okanye i-office-to-office exchange exchange.

Inyaniso kukuba kukho iiklasi zee-asethi ezincinci kunye nezicwangciso ezinokuqhathaniswa nokuthengwa kwezindlu. Abantu bafuna indawo yokuhlala, kwaye abanakho ikhaya abanakwenzeka kwaye bengafunwa ngabanye.