Umzekelo: Izakhiwo zendawo kunye neeyunithi ezithandathu. Ukuqeshisa kwe-$ 700 ngenyanga kunye nezinye ezintathu zokuqasha i-$ 800 ngenyanga.
Ubunzima: Kulula
Ixesha elifunekayo: imizuzu emi-5
Nantsi indlela:
- Iiyunithi ezi-3 * $ 700 / inyanga = $ 2100
- $ 2100 * 12 = $ 25,200
- Iiyunithi ezi-3 * i-$ 800 / inyanga = i-$ 2400
- $ 2400 * 12 = $ 28,800
- R $ 25,200 + $ 28,800 = $ 54,000 Ingeniso yonyaka. Le yiGPI yethu.
Iingcebiso:
- Khumbula ukuba sithatha ukuhlala ngokugcwele kunye nazo zonke iintlawulo ezenziwe.
- Fumana izibalo eziphezulu kwi- spreadsheet yokubalwa kwetyala lomhlaba.
Ingaba ufuna ntoni:
- Calculator
Ngoko, Kutheni Inokwenzeka Ingeniso?
Buza nawuphi na umnini-mali umnini-mhlaba ingcamango yepropati yelizwe lokuqashisa, kwaye izinto ezimbini eziphakamileyo uya kuziva mhlawumbi zifuna ukuba umqeshi ohlawula irente yakhe ngokugcwele ngexesha kwaye kwakhona avuselele ukuqeshisa kwakhona. Emva koko uludwe luya kubandakanya izinto ezifana nabaqeshi abaziphatha kakuhle, izinto ezingaphuli, njl. Nangona kunjalo, ezi zimbini ezona sizithethayo apha.
Zixhomekeke kwizithuba kunye nokulahlekelwa ngetyala . Leyo ingeniso elahlekileyo xa irenti ingahlawulwa, mhlawumbi ngenxa yokuba ayingakhokheli okanye ngokuba iyunithi ayinalutho. Makhe sicinge ngeemeko apho ulahlekelwa ngumqeshi ngaphandle kwesilumkiso esikhulu, kwaye ukhangise enye entsha.
Ngelishwa, kuthatha inyanga-nesiqingatha ukuba ubafudule ekhaya kwaye irenti ihamba kwakhona.
Ukuba irenti yakho i-$ 800 / inyanga (i-$ 9,600 ngonyaka), ukuba ixesha lezithuba liza kunciphisa umvuzo wakho nge-$ 1,200 kwinyanga-nesiqingatha. I-12.5% yemali yakho yonke yemali. Kungaba nzima nakakhulu xa beyekile ukuhlawula irenti inyanga kwaye ekugqibeleni uyiphume ngaphandle, ngoku uneminyaka engama-2 neyesigama ilahlekelwe ngeniso.
Yiyo i-$ 2,000, okanye ukulahleka kwe-21% kwingeniso.
Uyabona ukuba ikhefu kunye nokulahlekelwa ngetyala kungonakalisa kakhulu ukubuyela kwakho kutyalo-mali (ROI) kwipropati. Kwaye, asiyikuqwalasela ukulungiswa okuqhelekileyo kunye nokuqhelisela umqeshi omtsha owenzeka njalo xa kuqeshiswa ukuqeshiswa kwaye abaqeshi baphuma. Mhlawumbi unomsebenzi wodonga, upende, kunye ncinane nemali yokucoca.
Ngaba Kubuhlungu Kangakanani?
Andizami ukwesaba umntu, kodwa kufuneka uqonde imiphumo yokungabikho kwintlawulo yerenti kunye nexesha lesithuba. Abanini-zimali abaninzi banomdla wokufumana ukubuyiswa kweefayile eziphindwe kabini kwindawo yokutsalwa kwezindlu. Nangona kubalwa nje ngemali etyalomali (ukuhlawula iindleko kunye nokuvala iindleko), kuyimeko enhle ukubona u-20% ukuya kwi-30% ukubuyela.
Kodwa, njengoko ubona kumzekelo wethu olahlekileyo werenti, uthatha utshintsho oluphawulekayo xa ulahlekelwa ngu-12% ukuya kwi-20% yengeniso yakho. Ungakuvumeli ukuba kugcine utyalo-mali, kodwa soloko uzama okusemandleni akho ukuba ufumane abaqashi abalungileyo, udliwano nodliwano-ndlebe kunye ne-vet kakuhle, kwaye ufumane isaziso esininzi njengoko unako ngaphambi kokuba bahambe.
Enye i khuthazo
Ngoku ukuba ndiphose ingubo ebomvu phezu kweengcamango zakho zokuba yindawo yokuqashisa ingcebile, makhe sicinge ngomzuzu ukuba sicinge ukuba kutheni i-estate, kunye nezakhiwo zokuqashisa, yindlela enhle yokwakha ubutyebi.
Musa ukulibala malunga:
- ukuhamba kwemali rhoqo ngenyanga.
- xabisa xabiso ngaphezu kwexesha.
- irhafu yokunciphisa iindleko zokuthengisa, ukuphathwa kunye nokusebenza:
- yentlawulo yepropati
- inshorensi
- nzala
- iindleko zokuthengisa
- indleko zo lawulo
- ukulungiswa kunye nokugcinwa kweendleko.
- ikhefu lokuhlawula ixabiso lokunciphisa.
- ukwandisa iphothifoliyo yakho nge-1031 yokuTshintshiselwa okuThengisiweyo
Yindlela enkulu yokutshala imali. Yenza okusemandleni akho ukufumana nokugcina abaqeshi abafanelekileyo.