Indlela utyalo-mali olwenza ngayo udala ukuhamba kwemali kunye nokwenza imali.
Iphropati kunye nokutyalomali kwezinto ezininzi kudala ukuhamba kwemali eninzi, kunye nokuzuza kwiirhafu eziqhelekileyo kunye nezinye iindawo ezinotyalo-mali. Funda kule ngqungquthela yeli nqaku malunga nendlela uqoqosho lwezinga lwandisa ngayo ukuhamba kwemali, indlela ephuculwe ngayo, kunye nendlela ababolekisi basebenzisa ngayo ama-ratios ukuhlalutya ukuhamba kwemali kwizigqibo zemboleko.
Iipropati kunye nokutyalwa kweentlobo zentsapho yinqanaba elilandelayo elinengqiqo kubatyali bezindlu abaqashisayo ekhaya. Ukusebenzisa iTshintsho lokuThengiswa koTywala olu-1031, aba batyalomali bangafaka iingeniso kwiintengiso zentsapho ezingatshatanga kwiintlobo-mali zentsapho kunye nokuhlawulwa kweentlawulo zentlawulo.
01 - Izizathu zokuba abatshali-mali bathetha i-Apartment & Multifamily Investing
Amashumi amawaka eenkulungwane zabanye abatyali bezindlu zokuqeshisa abemi bezindlu eziqashisayo bahlala bexhamla zonke iinjongo zolu hlobo lotyalo-mali. Ukuhamba kwemali kunye neenzuzo zerhafu kunye nokuxabisa ngokubaluleka kwexesha zizinto eziphambili.
Kodwa, baninzi babo baya kuthengisa loo makhaya baze bathuthele kwigumbi kunye nokutshala imali ngokubanzi xa beqonda ngokupheleleyo iingenelo zoqoqosho lwezinga. Iindleko zeefestile nazo ziphathwa ngendlela eyahlukileyo. Iingxelo zeentengo zemali-mboleko kunye neempahla zihlala zixubusha kwi-cash flow flow yepropati kulindeleke ukuba ivelise. Funda indlela izinto ezisebenza ngayo kulolu chungechunge.
02 - Iiplati & I-Multifamily Investment - Ukulahleka kweNyanga kunye neTyala
Nangona ukuhamba kwemali kwizindlu kunye nokutsalwa kwezimali ezininzi kuxhomekeke kwimali engeniso kunye neendleko zezemali zecala, izithuba kunye nokulahleka kwetyala zichaphazela inxalenye yengeniso ngaphambi kokuba kukho na ithuba lokuphucula imali ngemali yokulawula izinto. Funda apha malunga nokulahlekelwa kwezithuba kunye nokulahlekelwa ngetyala kwiintengiso kunye nempembelelo yokuthengisa ngokusebenzisa imisebenzi yolawulo lwepropathi ukuyilawula.
Nangona ukulahleka okungenakuthenjelwa kwenyanga kwirejista kunokwenza i-dent enkulu kwi-ROI, Buyisela kwi-Investment. Funda indlela yokunciphisa ilahleko ngenxa yokungahlali kunye nokungahlawulwanga kwerenti, okanye uya kuhlawulwa kwi-pocketbookbook yakho.
03 - Ukuhamba kweengxowa-mali kwiKwindlwana kunye neNinzi yeMali
Ukuba nenani elikhulu leeyunithi zokuqeshisa kwindawo enye idla ngokukhupha imali engaphezulu kweyunithi yecandelo lotyalo-mali uza kuqonda ngokuhlala ezininzi kwiindawo zokuqeshisa iintsapho ezingahlali zingasasaza kwindawo leyo.
Okukhulu inani leeyunithi phantsi kophahla olulodwa okanye kwindawo enye, iindawo ezintle zoqoqosho lwezinga. Njengomtshali-mali wosapho oyedwa ongeke ufumane i-bargaining clout kunye nabathengisi ukuba umnini-mhlaba wendawo yecandelo unokufumana inzuzo. Funda apha malunga noqoqosho lwezinga, nendlela yokulusebenzisa kwimisebenzi emininzi yokuthengisa kunye nokulawula ukunciphisa iindleko nganye nganye kwaye ke ukwandisa ukuhamba kwemali nganye.
I-04 - Imilinganiselo esetyenziselwa iIfestile kunye neMatfamily Investment Decision Decisions
Ukusebenzisa i-Break-Even Ratio kunye ne-DSCR (ukuThengiswa kweeNkcazo zoNcedo lweeNkcitho), ababolekisi bangathatha umtsalane wokusebenza kunye nokuhamba kwemali yeprojekthi okanye iprojekti yezinto ezininzi, kunye nobukhulu bentengo yemali ekhoyo.
Ababolekisi abanikanga ingqwalasela enkulu kumntu ngamnye wemali yempahla kunye neefa kwiingqwalasela zemali-mboleko. Funda kweli nqaku malunga nendlela eyahlukileyo ngayo le micimbi emibili ibheka ukuhamba kwemali kunye neziqinisekiso zokuthenga imali.
05 - Ababoleki kunye neefestile kunye neNkxaso yeeMali eziMali
Kukho ininzi enkulu yokunyamezela ngokukwenziwa ngokubini umthengi kunye nomboleki kwindlu yokuhlala kunye nokutshala imali ezininzi. Cishe zonke iintengiso, ukuthengiswa, ukuphathwa kunye nempahla yenkcitho kwiinkcazo zemali zihlalutyiweyo. Funda apha ukuba ababolekisi bajonge njani iprojekthi okanye iprojekti yezinto ezininzi ngokuthatha izigqibo zokuboleka imali.
Sebenzisa izinto ozifundileyo apha ukugqiba ukuba ufuna ukunyuka ukuya kwi-investing enkulu. Ingaphantsi kwesigqibo semali ngaphezu kwesinye sokuzibophezela, ukuphakamisa nokulawulwa kwengozi.