Icandelo leNkcazo yeMali
Xa ubhala isicwangciso sakho seshishini , icandelo leenkcukacha zezezimali lichaza imeko yakho yangoku yemali kunye neenjongo ezizayo. Eli candelo liquka:
- Isalathisi sakho, esitatimende se-asethi, amatyala, kunye nenkunzi yebhishini lakho kwaye ibonisa ibhalansi yengeniso nenkcitho kwixesha elidlulileyo.
- Uhlalutyo lwe-Breakeven lubonisa xa uza kuhlawula zonke iindleko zakho kwaye uqale ukwenza inzuzo.
- Ingxelo yemali inikezela ngolwazi ngemali engenayo kunye neendleko ezichaphazela ixesha elithile. Ngamanye amaxesha ubizwa ngokuba yi-"Income and Loss".
- Isitatimende sokuhamba kwemali sisixa semali esesandleni kwaye sichithwa ngexesha elithile.
Ulwazi lwakho lwezezimali lufanele lubandakanye ukuqala kwakho (oko kubhaliswa), kunye neendleko zakho zokusebenza eziqhubekayo (oko kukuthi ukuthengisa). Ukongeza, ufuna ukucacisa umvuzo wakho kuyo yonke imithombo.
Ingaba unika ulwazi olunjani kweli candelo lixhomekeke kwinkqubo yeshishini sakho. Ukuba ufuna ngaphandle kwezezimali kwishishini lakho, njengemali mboleko okanye isithunywa-mali sithunywa, uya kufuna ukunikezela ngolwazi olunzulu.
Njengomncinci, u-solo-preneur, uya kuthanda ukufumana ingqalelo ngemeko yakho yezemali ngokudala umvuzo kunye nelahleko yomlando, kunye neengeniso kunye neendleko zemali, kunye nenkcazo yokuhamba kwemali.
Uncedo Ekudaleni Iinkcazo Zeenkcukacha Zemali
Ukuba awuyiyo imali ye-savvy okanye idideke ngayo yonke imimiselo yezemali, unokuqesha umtyali-akhawunti ukuba ulungiselele iingxelo.
Enye indlela yokusebenzisa iprogram yezemali yezoshishino, enokuthi ithathe idatha yebhanki yakho ebhaliweyo (ingeniso kunye neendleko) kunye nolunye ulwazi lwezemali ukulungiselela izitatimende zakho zemali.
Xa ulungiselela iingxelo zakho zemali, qokelela ulwazi oludlulileyo ukuze ubone oko kwenzekileyo, kodwa usebenze ukwenza iimbonakalo kwingeniso ezayo, ekunceda ukuba uceba izicwangciso zakho zokwakha ishishini ezifana nokuthengisa.
Ukuqonda Iinkcukacha Zakho Zemali
Ngenxa yokuba amanani asetyenziswayo, kunokulula ukusebenzisa iigrafu okanye iitafile ukuqonda i-wat data ekwazisa yona. Iifayile, iirafu, kunye namashadi anokukunceda ubone ngokukhawuleza kwinto eyenzeka ngemali kwi-shishini lakho ngaphandle kokubhaliweyo kwisicatshulwa. Iprogram yesicwangciso soshishino inceda ekudaleni iitshathi kunye negrafu ezikhangayo kwaye zihambisa ulwazi ngokufanelekileyo, okanye unokwenza zakho usebenzisa izixhobo ezinjengeMicrosoft Excel okanye iphakheji yokugcinwa kwamashishini, njenge QuickBooks.
Ukusebenzisa Iinkcukacha zeMali
Abaninzi abanikazi boshishino bakha isicwangciso sabo seshishini baze bawufake kwi-drawer. Kodwa isicwangciso soshishino ngumqulu wokuphefumla. Ngokukodwa kwicandelo lezezimali, eliyigazi lokuphila kwishishini lakho. Ngaphandle kolwazi olunzulu malunga neengeniso kunye neendleko zakho, unokuphelelwa yimali ngokukhawuleza.
Idata yakho yezemali iza kukuxelela ukuba iziphumo zakho zijoliswe kuyo, iindleko ongazange uzilindele okanye azidingi, kwaye ikunike umfanekiso wesimo sakho sempilo eseleyo.
Ukuba unethemba lokufumana inkxaso-mali, le datha iya kusetyenziswa ukucacisa ukusebenza kwebhizinisi lakho, kodwa kwakhona, iingxelo zezimali eziqhubekayo ziya kufuneka, ngakumbi ukuba ufumana abatyalo-mali.
Indlela yokwenza iSicwangciso soShishino Mzekelo
Nantsi ulwazi oluthe xaxa ekudaleni iingxelo kwicandelo lezemali kwisicwangciso sakho sezo shishino .
Okulandelayo indlela yokwenza isicwangciso sesicwangciso seshishini: Amanyathelo okubhalwa kwiplani yeshishini: Isicelo seMali
Ukuhlaziywa kweDisemba 2015 Leslie Truex