Ukunciphisa Umngcipheko weKhaya loNyaka

5 Izinyathelo zokwenza i-LLC

Imizila kwindawo yokusebenzela, uqoqosho kunye nobuchwepheshe bezedijithali ziye zavuselela ukuqaliswa kwamashishini asekhaya. Ingaphezulu kwesigxina kuwo onke amashishini aseMelika ngoku asekelwe kwikhaya lomnini, ngokwe-US Small Business Administration (SBA).

Zininzi izinto ezenza ukuba amashishini asekhaya akhangeleke: iindleko zokuqalisa ezantsi, ukubeka ishedyuli yakho, ukuphepha ukuthatha ixesha elide okanye ukufikelela kwimilinganiselo yokuphila komsebenzi. Kodwa kukho iingozi zemali nezomthetho ongazifuni ukuzisa ekhaya nawe.

Indlela evelele kakhulu ekunciphiseni le mngcipheko kukuba ngokwenza iComputer Liability Company, okanye LLC.

1. Cinga ukuba i-LLC ilungile kuwe

Ukuba awunabalingani bezoshishino, ungaqala njengomnini-mnikazi wedwa kunye neendleko ezincinci zeelayisenisi okanye iimvume, kodwa unokufumanisa nzima ukukhusela iimali-mboleko okanye umsebenzi ophezulu. Okubaluleke ngakumbi, oku kukushiya ukutyhila kwiimbopheleleko zakho kwiimali zakho zeshishini, zizenzo zabasebenzi bakho okanye izimangalo zomthetho ezihambelana nemveliso okanye iinkonzo zakho.

Ukuqulunqa i-LLC ihlukanisa uxanduva lwezentengiso kumalungu abo, enokuba ngumntu omnye, ezininzi, okanye ezinye ii-LLC okanye iinkampani. Ii-LLC zidibanisa ukukhuselwa kweemfanelo zenkampani ezinokugcinwa kwengxelo encinci, kunye nokuguquguquka ngakumbi kwindlela inzuzo yebhizinisi, "edlula" kumalungu, iphathwa ngeenjongo zerhafu. Qaphela ukuba amalungu e-LLC ahlawula irhafu yerhafu yonyango (i-Medicare kunye noKhuseleko loLuntu) kwimali engenayo yeshishini.

INkonzo yeNgeniso yeNkonzo yeeNgxelo 3042 ichaza unyango lwerhafu lwe-LLCs. Emva kokuzifundisa,
qhagamshelana neakhawunti yakho.

Nangona ubudlelwane, amashishini okanye iinkampani zikhonza amanye amabhishini angcono, ininzi iqela lokuqalisa likwazi ukuhlangabezana neemfuno zabo nge-LLC. I-SBA inikeza ulwazi olunzulu malunga nokukhetha isakhiwo seshishini.

Qala apho, kwaye uxoxe nommeli, ukuba awuqinisekanga.

2. Uhlahlo lwabiwo lwee-Costs zokuqalisa zakho ze-LLC

Imithetho elawula ii-LLCs iyahluka kancinane ukusuka kummandla ukuya kwilizwe, kodwa ukufaka iindleko zokubhalisa kuyahlukahluka. I-Startups eKentucky ihlawula i-$ 40 kuphela. Ukuba uhlala e-Illinois okanye eMassachusetts, uya kuhlawula i-$ 500. MBA @ UNC, UNC Inkqubo yesifundo se-MBA ye-Intanethi ye-UNC yaseKenan-Flagler isanda kuthunyelwa imephu yesizwe ye-LLC yokuqalisa iimali kunye nolwahlu lweekhonkco kwiiwebhusayithi zomntu ngamnye. Qala khona ukufumana isibambiso kwiimali zokuhlawula imali xa kuziwa ekumiseni i-LLC.

Njengokuba ezinye iindleko zokuqalisa zihlahluka ngokuxhomekeke kwishishini lakho, unokufunwa ukuba ufumane iilayisenisi ezongezelelweyo, iimvume okanye izatifikethi. Ezi zihluka ngohlobo lwendawo, indawo kunye noshishino. Ngokomzekelo, i-massage therapist kufuneka ibe neenkcukacha ezithile kwaye ibhalise kwi-arhente ethile yolawulo. I-SBA inika iziqhagamshelana neelayisenisi zombuso kunye nekarhulumente kunye nee-arhente ezivumela ukuba zikhawuleze uphando lwakho kule ngxaki.

3. Khetha igama lakho le-LLC

Igama lakho le-LLC kufuneka lihluke kuyo nayiphi na i-LLC ebhalisiwe kwimeko yakho, kwaye kufuneka ifake igama elithi "LLC" okanye "Inkampani Encinci" ukwenza isakhiwo sayo somthetho sibonakale.

Izixhumanisi zelizwe-by-state eziqulunqwe yi-MBA @ UNC ukudibanisa kumawebhusayithi aseburhulumenteni anikezela ngendlela yokukhangela amagama abhalisiweyo, ngoko unokuzijonga ngokukhetha kwakho ngaphambi kokufakela.

Igama lakho le-LLC akumele lifanane negama lakho lohwebo okanye "ukwenza-ishishini-njengegama", kodwa ukuba ucinga ukuba unokufaka i-LLC yakho kamva (umzekelo ukusebenzisa i-subchapter yerhafu yonyango), kufuneka uphinde uphendule amagama amashishini. Qaphela ukuba amashishini athile, njengeebhanki kunye nenkampani zomshuwalense, avunyelwe ukudala ii-LLC, ngoko urhulumente wakho angabhawula loo migaqo kunye nabanye ngokusebenzisa igama lakho.

4. Faka ifayile yakho ye-LLC

I-LLC nganye kufuneka ifake "amanqaku ombutho." Olu xwebhu luqulethe igama lebhizinisi, idilesi yokuposa kunye namagama amalungu e-LLC. Ngokuxhomekeke kwimeko yakho, amanqaku akho entlanganisweni aya kufakwa kwi-arhente njengeNobhala kaRhulumente, kwiSebe lezoRhwebo, okanye kwiCandelo leeNkampani kunye neNkqubo yoThengiso.

Le fayile xa ufumana imali ekhankanywe ngaphambili.

Nangona ininzi amazwe ayifuni "isivumelwano sokusebenza," kufuneka ube neyakho ukuba i-LLC ineamalungu amaninzi. Ichaza inzala yelungu ngalinye, ukulwa kweenzuzo / ilahleko, kwaye inokubonelela ngokuqhubeka kwe-LLC ukuba ubulungu buguquka. Ngaphandle koko, unokwenza i-LLC entsha xa umntu eshiya ishishini okanye afe.

5. Bhengeza iNew yakho LLC

Ezinye iindawo zifuna ukuba ubeke isaziso sikawonke-wonke se-LLC ngokufaka ingxelo ephepheni lendawo. Iofisi ye-SBA yangakini inokukunceda ukuba ubone iimfuno zakho. Nangona ukuba akuvumelekanga ngokomthetho ukuba uthumele isimemezelo, kufuneka uqwalasele ukusebenzisa leli thuba ukufumana uluntu
shishini.

Iimaphephandaba zinikeza isahlulelo esichaseneyo sesaziso somphakathi. Ungacinga kwakhona isikhangiso esincinci esingabandakanya iwebhusayithi okanye inombolo yefowuni. Unokuba usenokudala ukukhutshwa kwencwadana kunye neenkcukacha malunga nebhizinisi lakho kwaye unokufumana ukukhutshwa mahala kwiphephandaba okanye kumaphephancwadi.

Ukuqulunqa i-LLC kufuna ingcamango ecacileyo, uphando olunzulu kunye neendleko ezihlukahlukileyo, kodwa ukuzikhusela ekuzibopheleleni komntu kubalulekile yinshuwalense ekuchaseni kwezoshishino. Emva kokuba i-LLC isendaweni, uya kulala kakuhle ekhaya elihlala neyeshishini lakho.

Mayelana noMbhali: U-Eric F. Frazier ungumlobi ozimeleyo, umhleli, umbuyekezi wencwadi kunye ne-coauthor ye- GPS i-Declassified: Ukusuka kwiBombs eBombs kwi-Smartphones . Ubhala evela ekhaya lakhe kufuphi neWinston-Salem, NC.