Iirhafu zentengo-mali zixhobo ezidumileyo ezisetyenzisiwe ngabatyalo-mali bexabiso kwixabiso. Ziye zisetyenziselwa ukukunceda ukuchonga uluhlu olufanelekileyo nokuthengisa amanani kwiimpahla zorhwebo. Xa usebenza nabathengi bemali-propati, ii-agents kunye nabadayisi kufuneka bakwazi ukubanceda ekuqaliseni ukulungiswa kwexabiso lempahla yokuvelisa ngeniso.
Ukuthengiswa kwezindlu kunye nokuqeshiswa kwezindlu eziqeshwayo ukwenzela ukuveliswa kwemali kuxhomekeke kwizinga leenqununu zokunceda ekuphononongweni kwepropati
Ukwazi ixabiso lokucela kunye nexabiso lentengo yepropati ezifananisiweyo kuya kukuvumela ukuba uncede umxhasi wakho ukuba anike ingeniso enemali eya kufuneka ukuba ulungele ixabiso elihlawulwe. Akunjalo bonke abatyala-mali ukukhawuleza kwixabiso leefom, kwaye unokubonisa ukubaluleka kwakho kunye nobuchule ukuba unako ukubanceda ukuba basebenzise amaxabiso omlinganiselo wexabiso lepropati okanye ukulinganisela.
Ubunzima: Kulula
Ixesha elifunekayo: imizuzu emi-5
Nantsi indlela:
- Fumana intlawulo yexabiso lemali kwiimpahla ezithengiswa kutshanje kule ndawo.
- Ukwandisa intlawulo yexabiso lemali ngokubaluleka kwipropati ukufumana ingeniso yokusebenza enetyenziswano eyofunekayo ukulungiselela ixabiso.
Umzekelo: Ireyithi ye-cap ye-complex complexes i-12%, okanye .12, kwaye icela intengo yenkxalabo phantsi kokuqwalaselwa kwentengo yi-$ 300,000.
$ 300,000 X .12 = $ 36,000 kwimali engenayo efunekayo ukulungiselela le mali.
Ingaba ufuna ntoni:
- Calculator
Oku ngakumbi kule Mxholo
Zizo ezo zinto.
Ukukunceda ekuqondeni ukuba kutheni amaxabiso omhlaba asetyenziswa ngabatyalomali bepropati yezentengiso, makhe sijonge kwi-picture enkulu yokutshala imali kwiipropati ezininzi zeentsapho .
Uqoqosho lwezinga: Iipropati ezininzi zeentsapho, ikakhulukazi amafulethi, zinikela ngexabiso lokunciphisa izindleko ngenxa yoqoqosho lwezinga. Ngamacandelo amaninzi kwindawo enye kwaye ngokuphindaphindiweyo phantsi kophahla olulodwa, kukho ukugcina imali kwizinto zonke kwiinkonzo zikamasipala ukulungiswa.
Kwakhona ixabiso eliphantsi kakhulu kwiyunithi yokwakha amafulethi.
Impembelelo ephantsi yokulahlekelwa kwezithuba: Ukuba unayo ikhaya lekhaya eliqashisayo kwaye lingenamntu kwiinyanga ezimbini, ulahlekelwa yi-100% yengeniso yakho yerenti. Ukuba i-duplex, i-50%, kunye ne-plex ezine i-25%. Kodwa, ukuba unayo i-unit unit yesakhiwo esiyinkimbinkimbi, leyunithi enye engenayo iinyanga ezimbini ilahlekelwa ngu-1% ngenyanga ngenyanga yengeniso yerenti!
Ababolekisi basebenzisa iiRhafu zeeKapa: Xa ufumana imali yokubolekwa kwemali kwikhaya lakho, konke malunga nomlando wakho wekhredithi kunye nengeniso. Xa kuziwa ekubolekeni kwezorhwebo, kuninzi ngakumbi ngenzuzo engenayo kunye nokufakela iintlawulo zempahla. Kukho amaninzi abanini-mali abatyali-mali, kwaye amanqaku abo ekhredithi awanakucingwa nakwiimeko ezininzi. Ukusebenza kwemali kwipropati yinkcazo yokubolekisa ngokuyinhloko. Ukuba ipropati inemeko enhle kwaye amanani asebenza, ngoko-mboleko iyenzeka kwiimeko ezininzi.
Ngako-ke amaxabiso angabonwa njani?
Into leyo kukuba isantya senqanaba lepropati inezinto ezininzi ezibandakanyekayo. Ngokukodwa, iindleko zolawulo kunye nokusebenza, kwakunye neendleko ezikhoyo, ziya kunika imali engenayo. Ngoko ke, ukuba ii-rents ziphantsi kwexabiso lemarike okanye iindleko ziphezulu kunokuba zifuna ukuba, ireyithi ye-cap mayingabonakali ngokuchanekileyo ukubaluleka kwepropati.
Yile ndlela i-bargains ifunyanwe ngayo ngabathengi. Masithi umnikazi weprojekti yendawo yokuhlala uya kuthiya ukuhlala kunye noxoxiswano nabaqeshi abatsha. Lo mnini ujabule ukuxinekisa iirejista zokugcina abaqeshi abahlawula kakuhle kwiiyunithi. Ngoko ke, iinqwelo zingaba ngaphantsi kwezinto abanye abaqeshi abaya kukulungele ukuhlawula ngoku. Ukuthengwa kwepropati nokuvumela ukuqeshiswa kuphelelwe yisikhathi, ukukhutshwa kweendleko kunye nokutshintshwa kwabaqeshi kuya kutshintsha ingeniso eninzi kunye nereyiti ye-cap.
Ngakolunye uhlangothi, ukuba abanikazi bamanje bengaboni iindleko zabo, iindleko zingaba ziphakamileyo kunokuba zifuna ukuba. Masithi bahlawula ngaphezu kokuyimfuneko kubaphathi, abasebenzi kunye neendleko zokulungisa. Ukuzisa nje ezo zindleko zingenehluko omkhulu.
Esi sifundo apha kukuba isantya se-cap isilinganiselo sokwenziwa komsebenzi, kungekhona isiqinisekiso soxabiso.
Hlola iingeniso kunye neendleko zithuba.