Iinzuzo zokuba ishishini elincinci: iMboleko, iiKontrakthi kunye neNkxaso
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Kutheni kubalulekile nokuba ishishini lam liyi "shishini elincinci?"
Kule nqaku, siza kujonga ukuba amashishini achazwa ngokuthi "amancinci" kwaye kutheni ukuhlanjululwa njenge "shishini elincinci" linenzuzo kwishishini.
Indlela Ulawulo Lwabizo Lwamancinci lubeka ngayo Amashishini
Ulawulo lweNcinci lweShishini (iSBA) lumbutho wenyuso omiselwe ukukunceda amashishini amancinci ngeendlela ezahlukeneyo. I-SBA ichaza amashishini amancinci ngeendlela ezimbini:
1. Okokuqala, bajonga ubukhulu be shishini. Ngokubanzi, i-SBA ijonga (a) inani labasebenzi, kunye (b) neerithi zonyaka eziphakathi. Kodwa, imilinganiselo yobukhulu be-SBA yinkimbinkimbi, kuba ubungakanani busekelwe kwinxalenye yoshishini lohlobo. Oko kukuthi, yintoni ishishini elincinci kwiitora zokutyela lihluke kwi shishini elincinci kumashishini agcino.
Ngokuxhomekeke kwishishini, inkampani inokuba nabasebenzi abayi-1,500 (kwishishini lokukhiqiza itayiti, umzekelo) kwaye isabonwa njengento "encinci." Nangona oko kuzwakala kungaqhelekanga, ukuhlelwa yoshishino kunika iinkampani ezincinci kwishishini ithuba elingcono.
Imilinganiselo yokulinganisa ihlala ishintsha, ngokusekelwe kumgangatho wamanani kunye nezinye izinto.
Ukuba ufuna ukujonga ubungakanani bakho kumashishini akho, ungasebenzisa le tafile yayizikhulu .
2. Emva koko bajonga ezinye iindlela. Ibhizinisi liyafaneleka ukuba:
Ihlelwe ngenzuzo
Unendawo yoshishino e-US
Isebenza ngokuyinhloko ngaphakathi kwe-US okanye yenza igalelo elikhulu kwizoqoqosho zase-US ngokuhlawula irhafu okanye ukusetyenziswa kwemveliso yaseMelika, izinto okanye umsebenzi
Uzimeleyo kwaye usebenza
Ayikho into ebalulekileyo kwintsimi yayo kwilizwe
Uya kuphawula ukuba akukho nto ichazwe ngohlobo lomthetho. Ngoko, ishishini elincinci lingaba yi-proprietorship kuphela, LLC, ubambiswano, okanye iqumrhu. Umlinganiselo wokuba ulawulo lukazwelonke lukhulu kakhulu.
Kutheni Kubalulekile Ukuba Unayo Ibhizinisi Lincinci
Ekubeni injongo ye-SBA kukunceda amashishini amancinci athathisana, ukuqeqeshelwa njenge-"shishini elincinci" kunokuzisa iintlobo ezininzi kwiinkampani.
Imali Yemali Yezentengiselwano
Enye yeenzuzo ezixutyushwa kakhulu yiinkqubo zemboleko zentengiso ye-SBA. Enyanisweni, le nkqubo yokuboleka imali ayiqondwa kakuhle. I-SBA ayiboleki imali ngqo kumashishini amancinci. Isebenza nababolekisi ukunika iziqinisekiso kubani-mboleko, ngokusemthethweni benza njengotyikityi-cosi ukuze umnini-mboleko anenqinisekiso ephezulu yokubuyiselwa. Amashishini amancinci kuphela anokufumana ezi ziqinisekiso zemboleko.
I- program nganye yemboleko ye-SBA ineenkalo ezithile, ngokusekelwe kwinjongo yemboleko kunye nohlobo nenjongo yomboleko. Ezinye iingxowa-mali zithintelwe ngobukhulu bemboleko (umboleko-mali omncinci, umzekelo), ngelixa ezinye, njengemali-mboleko yentlekele, zinenjongo ethile. Ezinye iimali-mboleko zenzelwe iindidi ezithile zabanini-shishini (njengemali yokubolekisa i-Patriot).
Iikontraka zikaRhulumente
Enye inzuzo enkulu kumashishini amancinci avela kwi-SBA yiprogram yenkontileka karhulumente karhulumente.
Ukunceda amashishini amancinci ukukhuphisana kwiikontraka zikaRhulumente inzuzo enkulu kula ma shishini. Nantsi apho ubungakanani bomgangatho obukhulu, kwaye kutheni ukuba ubungakanani busekelwe-inxalenye - kwishishini. Icandelo elincinci kumashishini athile linokukhuphisana namashishini amakhulu kumashishini ngokufumana uncedo kwi-SBA.
I-SBA inezibonelelo ezikukhokelela kwinkqubo yokubhalisa ukuba yikontrakta karhulumente.
Uphando kunye nezinye izibonelelo
Inzuzo entsha yokuhlulwa njengeshishini elincinci lifanelekile ukufumana izibonelelo zophando ngemali ebekwe eceleni kwiinkampani ezininzi zaseburhulumenteni zase-US ngokukhethekileyo kumashishini amancinci. Ezi zibonelelo - ezibizwa ngokuba yi-SBIR okanye i-Small Business Innovation kunye ne-Research-grants - zifumaneka kwi-arhente ka-10 karhulumente. Injongo yeprogram kukukhuthaza uphando. Ngakumbi ngakumbi,
Ngenkqubo yenkxaso-mboleko yokhuphiswano, i-SBIR yenza amashishini amancinci ukuba ahlolisise ubuchule babo bezobuchwepheshe kwaye anikezele inzuzo yokuzuza kwi-yorhwebo yayo.
Ngoko kubalulekile ukuba ishishini linokuthi lihlelwe njengeshishini elincinci. Ukuba mncinci akuyona into ephazamisayo; oko kunokuthetha ukunyuka kokufikelela kwimali-mboleko, izibonelelo kunye nezivumelwano zorhulumente kwishishini lakho. Uthini umahluko phakathi kweshishini elincinci kunye ne shishini elincinci?