Yintoni Ibhizinisi elincinci?
Amashishini amancinci ngamashishini athengiswa ngonyaka kunye nezinto ezixabisa ngaphantsi kwe-$ 250,000 ngonyaka kunye nabasebenzi abangaphantsi kwamahlanu kubandakanya umnini.
Icandelo elincinane lamashishini amancinci, amashishini amancinci aphuhliswa kwiinkcubeko ezahlukeneyo ezinokuthi zikhule emva kwesiseko sawo sokuqala, okanye zihlale zilingana ezifanayo zobomi benkampani.
Amanye amashishini athile aqhelekileyo afaka ukutya, ukunakekelwa kwabantwana, ukufotowa, iinkonzo zekhompyutheni, ukucoca indlu, ukucwangcisa iziganeko, i-accounting kunye ne-cosmetology. Nangona kunjalo, kungakhathaliseki ukuba kwishishini, onke amashishini amancinci afuna ezininzi izakhono ezifanayo ukuba ziphumelele njengabalingani babo abakhulu.
Kusuka kwisicwangciso seshishini esicacileyo sokuncediswa kwezomthetho, kufuneka ishishini elincinci liphathwe ngenyathelo elifanayo leqhinga lokuzinikela nokuzibophezela njengalo naliphi na ishishini lobukhulu obukhulu. Njengokuba yinyani, yile nxaxheba kunye nokuzibophezela okukhokelela amashishini amancinci amaninzi ukuba akhule abe ngamaziko amakhulu aquka ixabiso lemarike yoshishino.
Icandelo leMashishini amancinci kunye noShishino olutsha
Ngoko yintoni eyahlula ishishini elincinci kwi shishini elincinci?
Nangona akukho ndawo iphela, okanye yelizwe, inkcazo eyenza ukuba i-shishini elincinci libekwe njengobucinci abancinci, amashishini amancinci achazwa njengamashishini angeniso-mali asebenza ngokuzimeleyo kwaye aqhutywe, kodwa angabikho kwi-shishini lawo okanye kwiimarike zendawo . Ngokuqhelekileyo, banokusebenza nabangama-500 okanye abambalwa abaqeshwa, kwaye ixabiso labo lilonke lingaphantsi kwezigidi eziyi-1 ngonyaka.
Ngokungafani namashishini abo amashishini amancinci, amashishini amancinci athambekele kunzima ukufumana iimali-mboleko ezinkulu okanye imigangatho yekhredithi, kwaye ukuqashwa njengeshishini elizimeleyo lidibene nokunyaniseka njengoko iinkampani zabo zibonwa njengezixazululo zezimali. Kodwa ukuba i-solvency ifike ngexabiso, nangona kunjalo, amaninzi amashishini amancinci xa ebhaliswe njenge -LLC okanye i-corporation izakufumana iirhafu zabo zihlolwe kwizinga lokuhlawula irhafu kunesibalo serhafu somntu ngokuqhelekileyo esisetyenziswe ngamashishini amancinci alawulwa ngabasomabhizinisi.
Isakhiwo soRhafu kunye nenkqubo yokuqashwa inokuchaphazela amashishini amancinci xa kuziwa kwinkqubo yabo yokuhlawula. Njengoko iinkampani zikhula, iqela elincinci lezentengiselwano lifuna ukuba into enamandla ngakumbi kunendlela yokugcina incwadi ukuqinisekisa ukuhlawulwa kweerhafu, iintlawulo zenkampani kunye nemigaqo-nkqubo yezemali. Inkqubo yangaphakathi yokuhlawula , okanye ukugqithisa kwiinkampani ezizimeleyo ezijoliswe kwi-accounting counselling, kunokunceda ukunciphisa iingxaki eziza ngokunyuka ngobukhulu kunye nezinto zokusebenza.
Nangona onke amashishini amancinci amashishini amancinci, iindleko zokusebenza kunye neengeniso eziqokelelwayo zihlala ziphakamileyo kakhulu kwishishini elincinci njengoko lilingana, nangaphezulu kokongeza komqeshwa omtsha kuphela.
Nangona kunjalo, ngamashishini amancinci alawulwa yimisebenzi engaphezu kwezigidi ezingama-41 kumacandelo abucala ase-US, kubalulekile ukuba ungalucaluli ukuba kutheni abahwebi abanomsebenzi wabasebenzi abahlanu okanye abancinci bafuna ukumela kwabo.
Umngeni ongezelelweyo kumashishini amancinci
Nangona zibandakanya inxalenye enkulu yoluntu lwabashishini, amashishini amancinci aqhubeka nokufumana ingqwalaselo encinci malunga nokubaluleka kwawo kwimo yezoqoqosho jikelele. Ngenxa yoko, abenzi bomgaqo-nkqubo baqhubeka bequlunqa i-legislature encinci yezoshishino ezinokuchaphazela kakhulu amashishini amancinci ngaphandle kokuvavanya iimfuno zabo.
Ngombulelo, i-"voice of business" e-United States, i-Association for Opportunity Opportunity (AEO), iyathetha ngeemfuno zeenkampani ezinjengezona nkampani ezincinci ukuba zincinci kwiCandelo loLawulo lweShishini elincinci ukuqonda ukuba liyingqayizivele.
I-AEO ayiyikuqonda kuphela igalelo lamashishini amancinci kuqoqosho lonke-ngo-2011, yi-92% yezoqoqosho zamashishini onke aseMerika-intlangano iphinda isebenze ekufundiseni abanikazi bamashishini amancinci ngendlela iindlela zangoku zitshintsho kunye neenguqulelo zoqoqosho lwezoqoqosho ziza kuchaphazela kubo.
Ingaba ufumanisa ishishini lakho njengelincinci okanye elincinci, akukho nto iphikisana neenzuzo zokuqhuba ishishini kwi-niche okanye umlinganiselo olinganiselwe. Bobabini ubukhulu beenkampani bakhonza uqoqosho lwabo lwendawo njengomboneleli weempahla kunye neenkonzo kubaphulaphuli abajoliswe kuyo ukuba ubuncinane bobukhulu okanye iinkampani ezinkulu zingathatha ngokungenanto. Ngokuvame ukuqiniswa yinqanaba lobuchule kunye nokuzibophezela kwinkonzo yamakhasimende asemgangathweni , amashishini amancinci kunye namancinci anika abathengi amava ngamntu ahlala apho uluntu olunxulumene noluntu luxabiswa kakhulu ngexabiso.