Ukuphepha Ukufumana Imali Imali
Ukutshintshiselwa kwe-1031 kwakungekho kwixesha likaBen Franklin. Wathi "Kule nto akukho nto ingatshoyo, ngaphandle kokufa kunye nentlawulo." Ewe, ukufa kusenokwenene, kodwa abo baphethe i-real estate yotyalo-mali bangaziphepha ukuhlawulwa kweerhafu ezipheleleyo. Okanye ubuncinane iindlalifa zabo. Yingakho abatyali-mali bathi "unokutshintsha kuze kube yilapho ushiya."
Oko i-IRS ithi
Nantsi i-Internal Revenue Code, isiGaba se-26, iCandelo le-1031 lithi: "Akukho nzuzo okanye ukulahleka kuya kubonwa ngokutshintshiselwa kwipropati ebanjelwe ukuvelisa ukuvelisa kwintengiso okanye ishishini okanye utyalo-mali ukuba loo propati ishintshana kuphela yipropati efana nayo- uhlobo oluza kubanjwa malunga nokusetyenziswa okuvelisayo kwintengiso okanye ishishini okanye utyalo-mali. " Ipropati efana nohlobo ithetha nje enye indawo yokuhlala, kwaye ayifuni indawo yomhlaba okanye i-office-to-office exchange exchange.
Oko kuthetha ukuba ukuba ukuthengiswa kwakho kungena ngo-1031, awuyi kuba neerhafu okanye uhlawulwe irhafu efunekayo ngexesha lokutshintshiselwa. Akukho mida malunga nokuba kaninzi kangakanani na ukuba ungenza njani u-1031 rhoqo. Unokwazi ukufumana inzuzo ekutshintsheni nganye, nangona kunjalo, ugwema irhafu uze uthengise ngemali. Emva koko uza kuthemba ukuba uhlawule irhafu yerhafu, kwaye oko kwinqanaba lexesha elide lokufumana inzuzo.
Utshintshile Unyuke
Ngoko siyazi ukuba singathengisa umhlaba onotyalo-mali kwaye sithenga impahla yerenti yokuqeshisa ngelixa sichasisa imali eyinzuzo kwi-ntengiso yethu. Ngokwenene, kukho imfuneko emithathu yokusebenza. Umtyalomali kufuneka abe
- Ukuthengisa isakhiwo sotyalo-mali kwaye kungekhona indawo yokuhlala;
- Ukutshintshwa kweempahla zoluhlobo oluthile, oluthetha nje nje nayiphi na indawo yokuhlala; kwaye
- Ukutshintshanisa iipropati ngokuzidibanisa ixesha elide kunye nexesha elifanelekileyo.
Into ongenakuyenza
I-IRS ithi ukutshintshwa kwe-1031 ayikwazi ukutshintshiselwa:
- I-Stock kwi-trade okanye enye impahla egcinwe ukubuyisela;
- Amasheya, amabhondi, okanye amanqaku;
- Ezinye iziqinisekiso okanye ubungqina bentlawulo okanye inzala;
- Inzala kubambiswano; okanye
- Izatifikethi zeetrasti okanye inzuzo.
Ukukhulisa iiMpahla zakho kunye noRhulumente njengoMlingani wakho
Ukuba ukuthengiswa kwezindlu zakho kunye nokuthengwa okulandelayo kuyafaneleka ukutshintshiselwa ngo-1031, obizwa ngokuba ngu-kind-exchange exchange or Starker, kwaye udibana neemfuno zexesha elifanelekileyo, ungasebenzisa imali kaRhulumente ukuze ukhulise ukubamba kwakho.
Njengoko ixabiso lezakhiwo zakho zopalo-mali liyakhula, unokwenza ngokuphindaphindiweyo ukurhweba ixabiso elongeziweyo okanye ingeniso yokuqashisa, ukuxhomekeka kweentlawulo zentlawulo kwindlela yonke. Imali ebingayihlawula irhafu yentlawulo yexabiso lemali nganye yentengo iyalinywa kwintengiselwano esilandelayo njengokulingana kwipropati entsha. Urhulumente uba ngumlingani wakho kwipotfoliyo yakho ekhulayo.
Kakade ke, ngezinye iindawo, ukuthengiswa kokugqibela ngaphandle kwe-1031 ukutshintshisana kwakuza kubangela imfuneko yokuhlawula i-earnings capital accumulated okanye i-long-term gain gain. Nangona kunjalo, ukuba utyalomali kufuneka afe, isiseko seendleko zomhlaba wokugqibela siya kutshintshwa kwixabiso langoku. Iindlalifa zakho aziyi kuba noxanduva lwaloo mali ehlawulelwayo. UBen Franklin wayekuthanda oku.