Iintlobo zemboleko ezigqitywe yi-RESPA zininzi, kodwa zikhutshelwe ngokukodwa iintlobo zemboleko. Nangona kungenokuba yinto efanelekileyo ukuchaza zonke iindleko kunye namalungiselelo ebhizinisi ahlangeneyo, kunjalo, ayilawulwa yi-RESPA ukwenza njalo kule mivuzo yemboleko yokuxolelwa .
Iingxowa-mali zorhwebo okanye kwiShishini - ngokuqhelekileyo, iimali-mboleko ezithengiswa ngezindlu zangaphandle kwi-shishini okanye injongo yezolimo azihlanganiswa yi-RESPA. Nangona kunjalo, ukuba umboleko wenziwa kumntu ngamnye ukuthenga okanye ukuphucula impahla yokurenta ye-1 ukuya kweyunithi yokuhlala, ngoko ilawulwa yi-RESPA.
Abanini-shishini bezoshishino ngokubanzi banolwazi oluninzi nolwazi malunga nokuthengwa kwezindlu kunye nokuthengiselana. Ukuba azinjalo, baqesha abaqeqeshi ukuba bawancede ngenxa yobukhulu becala bentengiso. Kukho qela iqela labaqeqeshi ababandakanyekayo, ukusuka kwii-agents zangasemagunyeni kumagqwetha kunye nabaphathi beeprojekthi. Ngamnye ngamnye unomsebenzi othile owenziwe ukuvavanya ukuthengwa kwezindlu zentengiso ngokufanelekileyo.
Eli qela kunye nezinga eliphezulu lokunqongophala kwabatyalimi, abathengi kunye nabathengisi bahluke kakhulu kumthengi wokuqala kwikhaya okanye umntu othe wathenga amakhaya ambalwa ngexesha lokuphila.
Yingakho i-RESPA ikhona, ukukhusela iimfuno zabo. Abanini-shishini kunye nabathengi banokuqashwa kwabo.
Umhlaba ongenayo - Xa ubolekwa imali yokuthenga umhlaba ongenamntu , kwaye akukho nanye yemali yemboleko iya kusetyenziselwa ukwakha isakhiwo sokuhlala, umbolekiso ukhululekile kwi-RESPA.
Le yinye imeko yeli lizwe elinxulumene nolwazi lwabathathi-nxaxheba kwintengiso. Ukuba umthuthukisi uthengisa umhlaba ukuba ahlule, baceba izicwangciso zabo, omnye okanye abameli abaninzi ukujongana nemithetho yendawo kunye nokucandwa, kunye nabantu abakhayo abakulungele ukucebisa ukuze bafumane umsebenzi wokubeka ezitratweni kunye neenkonzo.
Ukuba iplasela yelizwe elingenamntu kufuneka lisetyenziswe njengendawo yendawo yezoshishino okanye yokuvelisa, ubuchule obufanayo kunye nolwazi lwabadlali luya kudlala. Ukuba iqumrhu elikhulu lifuna indawo yokugcina impahla okanye indawo yokuvelisa, sele isazi ngokuchanekileyo oko kukhangeleka, ubukhulu bepakethi abayidingayo ukulungiselela indawo yokupaka kunye nokupaka kunye nemithetho yendawo yokwakhiwa.
Amaphecana Omhlaba Omkhulu - Iipateni zomhlaba ezingama-25 okanye iihektare ezingaphezulu, nokuba kukho indawo yokuhlala okanye ayikho, ayifakwe. Icandelo elidlulileyo lisebenza apha, kodwa ngoku siyakwazi ukuphosa umhlaba othengiweyo kwi-ranch okanye epulazini apho kuya kuhlala kwakhiwe khona indawo yokuhlala okanye sele ikhona. Umthengi mhlawumbi unamava okanye umfama, othe rhoqo wongeza kwi-ranch okanye epulazini. Kukho imfuno engaphantsi yolawulo lokukhusela iimfuno zabo ngenxa yolwazi malunga nendlela umhlaba uza kusetyenziswa ngayo.
Iingqinisiso ezithile zokubolekwa kwemali - Xa kuthengwa imali mboleko, kwaye umnini-mboleko akanalo amalungelo okuba avumele abantu besikhathi esizayo ukuba bathathe inkolelo, ke umboleko awunakutyalwa. Ayikho imali eninzi ehlala kuyo, kodwa i-VA mboleko iyinto ephawulekayo.
Ukwakhiwa kweeNgxowa-mali kuphela - Ngaphandle kokuba umboleko owenziwe njengemali-mboleko yokusisigxina, ayifakwe. Ngokuqhelekileyo amakhaya angokweziko aya kwakhiwa kwaye umhlaba usetyenziswe njengebhondi kwikhredithi yokwakha yesikhashana ukuze ikhaya lakhelwe. Xa umboleko uya kuhlawulwa kwaye i-mortgage entsha eqalisiwe, i-RESPA ayibandakanyekanga. Nangona kunjalo, ukuba imali-mboleko iyimali-mboleko yokwakha-engunaphakade kwiphakheji enye, ilawulwa yi-RESPA.
Oorhulumente - Njengokuba kunjalo ngokubhekiselele kwimithetho, urhulumente ukhululekile ngokwabo kunye noorhulumente karhulumente. Asiyi kungena ukuba urhulumente unobulumko ngaphezu kwethu, kodwa bahlala bezikhulula kwizinto ezinje.
Kubonakala ngathi unyaka ngamnye kukho imithetho emitsha, imimiselo, ukulinganiselwa kunye nokunye. Igosa le-estate agent limele lihlale lilungelelanise nabo, ubuncinci kumgangatho omkhulu wesithombe. Iinkampani zetayitile kunye nababolekisi baninzi kubo, njengoko kufuneka benze iphepha ngokufanelekileyo.