Kwi-thesaurus, igama elithi synonym for honestness. Xa kuthengwa ipropati yangempela , umthengi unikezela isamba semali egcinwe ukuba ibonise ukunyaniseka kwabo kunye nenjongo yokuhamba nenkqubo yokuthenga.
Isixa esinikwe ngokuqhelekileyo sidibanisa ngandleko yentengo yepropati yangempela.
Nangona kunjalo, oku kuyahluka ngokuhlala kunye nesiko. Isixa semali esinyanisekileyo ngokuqhelekileyo sinokuthintana. Umdayisi akafanelekanga ukuba amkele imali yokuqala eyinikwe ngumthengi. Abathengisi banokufuna ukwandiswa kwemali engqongqo egcinwe ngezizathu ezahlukeneyo:
- Umthengi ucele ixesha elide ukuvala
- Umthengi unika i-zero okanye ihlawule kakhulu intlawulo
- Umthengisi uye wandisa umdla okanye ezinye izibonelelo kwipropati
- Umthengi wanikela ngemali encinane kakhulu kwindawo yokuqala
- Umthengisi ukhathazeke ngekhono lomthengi lokufumana imali
Kwezinye iimeko, abathengisi bangasetha inani elincinci lokunyanzela imali kwintengiso. Abakhi bamakhaya abasha banako ukufumana iimfuno ezithile ze-deposit front-front. Uninzi lube nemithetho eqinile kakhulu malunga nokuphathwa kunye nokuphendula ngokubambisa imali.
Imali ivame ukugcinwa kwiakhawunti yenkampani ye-escrow, i-akhawunti yenkampani yenkampani, i-akhawunti yomthengi, okanye i-akhawunti ye-broker trust. Yisoloko iyimali yomthengi kwintengiselwano ehamba ukuya ekuvaleni. Kwisitatimende sokuhlawula, sisetyenziselwa ukucima iindleko zabathengi kwintengiso.
Isimo sengqondo esinyanisekileyo kwimpikiswano kunye nokuthengwa kwezinto ezingaphumeleli kuphinda kuchazwe kumthetho karhulumente kunye nemimiselo yezindlu. Kwiinkontrakthi ezininzi zeempahla , umthengi kunye nomthengisi uyavuma ukudibanisa ngaphambi kokuya enkundleni aze athathe amanyathelo omthetho. Ukudibanisa kuvame ukuphumela kwisivumelwano samaqela malunga nendlela yokwazisa ngemali engqongqo kwiingxoxo ezingaphumeleli. Kwiimeko ezininzi nje ukuphepha iindleko zokuxolelana kuya kubangela isivumelwano phakathi kwamaqela. Kuzo zonke iimeko, abameli be-estate agents kunye nabathengisi kufuneka babeke phambili phambili ekuphatheni imali yamakhasimende.
Abatyalomali kunye nemali ezuzekileyo
Utyalo-mali lwakhiwo luquka izicwangciso eziliqela, kwaye ngamnye unempawu ezikhethekileyo. Ezinye zibhetele xa umnini-zimali angakwazi ukugcina imali ethe ngqo kwidibansi. Ewe, le nto ininzi enokuyenza nomdlalo wezemidlalo umthengisi usele ndawo.
Xa kuziwa kubutyebi, kunenjongo yokutyalo-mali kangangoko kunokwenzeka kulo mbandela. Umthengisi osebenzisa iikhontrakthi yesabelo uya kufuna ukubeka imali eqinileyo kodwa uya kufuna ukuyigcina. Iindaba ezilungileyo kukuba usebenza kunye nomthengisi okhuthazayo. Bangamkela imali ephantsi kakhulu yokubeka imali ngenxa yokuba abazange bakwazi ukuthengisa nokufuna ngaphandle kwipropati.
Ngokuqinisekileyo, ungayinqumla ingxaki kwenye indawo kunye nomthengi wakho ukugubungela imali yakho, kodwa oko kuya kwenzeka kuphela ukuba iimbini zombini ziphela ngokuvala. Ndivile malunga nabathengisi bezabelo bebeka imali encinane njenge-$ 100 ibe yinyanzelo yemali ekhutshiweyo yokuvala isakhiwo.
Isimo soKhuphiswano
Kwiimakethe ezishisayo zentengiso, abathengi banokuzitholela ukuncintisana nepropati. Ukungaziboni iingxabano okanye ukungena kule meko, ukuba unguye kwaye ufuna indawo, imali enokunyaniseka inokukunceda. Ukuba unesiqiniseko sokuthi ungenza, thola imali yakho kwaye uvale kwi-deal, kwaye imali engqongqo iphela ipasitidi yokupakisha kwiindleko zakho zokuhlawula kunye nokuvala.
Ukuba unokuphelela kwimeko yokubambisana, ufuna ngokwenene ikhaya, kwaye uyazi ukuba unokufumana imali kunye nokuvalela kwintsebenziswano, uze ufumane imali yakho.
Umthengisi unokuthelekisa ukunikezelwa kwamanani amaninzi, kwaye kunokubakho ngaphezulu kuneyakho. Nangona kunjalo, ukuba unika imali enzulu kakhulu, unokufumana ikhaya!