Abameli bezindlu zendawo kufuneka baqiniseke ukuba bangayidibanisi lesi siHlomelo.
Umzekelo: Umthengi nomthengisi bavumelana ngokuthengwa kwepropati, kunye nekhontrakthi isayinwa ngabo bonke amaqela.
Kamva, umhla wokuvala kufuneka uhanjiswe ngaphandle ukuvumela ukuba uphando olulibazisekile. Kuya kufuna ukuba umhla wokuvala kwisivumelwano sokuqala uhlonyelwe.
Izilungiso kwiikontrakthi zezindlu zangempela
Wonke umntu uhlala evuya gqitha xa umthengi kunye nomthengisi umqondiso wokuthengwa kwemvumelwano. Ixabiso livalwe, kwaye lisendleleni yokuvala. I-arhente icinga malunga nekhomishini. Abathengi bajonga ifenitshala yabo ekhaya. Umthengisi ubala imali yabo. Kodwa, akusiyo intsebenzo eyenziwe kude kube oko kuvalwa kugqityiwe kwaye kuxhaswa ngemali.
Endleleni yokuvala, kukho ukuqhuma kwindlela. Abanye bangabancinci, kodwa abanye banako ukukwazi ukubulala ababulali.
I-Appraisal: I-appraiser ifika ngexabiso phantsi kwexabiso elivunyelweneyo lokuthengisa. Ingaba enkulu. Ingaba ngumlinganiselo omncinci, kuvunyelwene ngokulula ukuba umthengisi alahle ixabiso okanye umthengi ukuba ahlawule imali yokuhlawula imali ukuze athole umlinganiselo wemboleko kumgca.
Ukuba kukho inani elibalulekileyo, ke enye ingxoxo iqhubeka. Ukuba isisombululo, kwaye isilungiso kufuneka senziwe kwaye sisayinwe esilungisa imimiselo yesivumelwano.
Uhlobo lokubolekisa: Masithi umthengi wayecebile ukuthenga ikhaya elinomhlala-mali oqhelekileyo nge-20% phantsi. Ngoku, bafumanisa ukuba banokufumana umboleko we-FHA kunye nentlawulo engaphantsi, okanye ubuncinci baqinisekile ukuba bayakwazi.
Kuya kuthatha ixesha elide. Isilungiso, kule meko, sinokubambisa iingongoma ezibini, utshintsho lomhlobo lwemboleko kunye nokwandisa umhla wokuvala ngexesha.
Ukufumana loo Hot Tub: Isibhakabhaka esichukumisayo esingazifakiyo asizange sifakwe kwi ntengiso. Nangona kunjalo, kwinkqubo yokuxoxisana nokulungiswa, abathengi bazimisele ukunqanda ukutshintsha ezinye izikrini zefestile eziqwengqileyo kunye neefestile ezimbalwa eziqhekekileyo zefestile, kodwa ngoku zifuna i-tub yokutshisa. Uqikelele; lungiso.
Imboleko ayivunyelwanga njenge-Is: Mhlawumbi umthengi wayekulindele ukuba afike ekhaya nge-10% phantsi, kodwa umboleki-mali wayekhangela yonke inkokhelo kunye nenkokhelo / iinkokhelo zeendleko waza wagqiba ekubeni abazange bakwazi ukufumana umthengi kuloo mboleko. Abathengi kufuneka bakhuphe ngaphezulu kokuhlawula. Ba nokuba nalo okanye bayakwazi ukuyifumana, kodwa kuya kuthatha ixesha. Enye ityala lokuchitshiyelwa kwandisa ukuvalwa.
I-Cence Extenced Encroaches : Le yinyani, njengoko ndenze oku kwenzeka kum kum nje njengomthengi kwindawo yasemaphandleni. Uphando lwasuka ucingo oludala oluye lwawa lukhulu, kodwa lukhankanywe kwaye ke lwaba yinto engafanelekanga kwi-insurance binder. Kwakungenanto enkulu, njengoko ndingayisusa kamva, kwaye akuyi kubonakalisa xa ndithengisa ngenye indlela.
Nangona kunjalo, andizange ndifune ibango lelo lizwe lomhlaba ukuba libonise kamva. Ngoko, senze izilungiso, kwaye umthengisi wasisusa ngaphambi kokuvala, kwaye isuswe kwi-binder exceptions.
Ingongoma apha kukuba akuyiyo intsebenzo de ize ivale kunye nezimali. Kukho uninzi lwezinto eziza kwinkqubo yokuthengiswa efuna ukutshintsha imiqathango yesivumelwano phakathi komthengi kunye nomthengisi. Ngokuqhelekileyo, iyakwenziwa, kodwa khumbula ezo zihlomelo.