Kufuneka kuthengwe ngaphambi kokuba isiganeko senzeke.
Iingozi Zemicimbi Ekhethekileyo
Ingozi ingenzeka malunga naluphina uhlobo lomcimbi okhethekileyo. Indwendwe iyakwehla kwaye iwele , kwaye igcine ukulimala. Ulwaphulo luya kuphuma phakathi kwabemi ababini okanye ngaphezulu, okubangelwa ukulimala kwabo balwa okanye abajongene nabangenacala. Isigaba sinokuwa, senze ukulimala kubadlali okanye kwiindwendwe. Indwendwe inokuxiliswa kwaye ibangele ingozi yemoto ngelixa lihamba ekhaya. Umqeshwa wakho unokonakalisa ngengozi indawo yendawo yomnikazi wengingqi. Naliphi na le ziganeko ezinokubangela ukuba ibango libhekiselele kwinkampani yakho.
Izizathu zokuthenga i-inshurensi yomcimbi
I-inshorensi ekhethekileyo yomshuwalense kufuneka ukuba ukuba ishishini lakho liceba ukuxhasa umcimbi kwaye awuzange uthenge umgaqo-nkqubo wokuzibophelela . Abanini bamatye amaninzi abayi kuqeshisa indawo yabo ngaphandle kokuba banikezele ubungqina bomshuwalense wemfanelo. Ukongezelela koko, amabango okanye ukulungelelaniswa kwabafundi abalimalayo kunokubiza, ngokukodwa kwi-shishini elincinci.
Ukuba iqumrhu lakho lingenayo i-inshorensi yemfanelo, kuya kufuneka kuhlawule la mabango ngaphandle kwipokethi.
Ngaba ufuna ukuthenga umgaqo-mcimbi okhethekileyo ukuba umbutho wakho sele usuqinisekisiwe phantsi komgaqo-nkqubo wecala? Impendulo ixhomekeke kwimeko yesiganeko sakho, ubungakanani besikhokelo sakho esele sikhona, kunye nezinga lokukhusela oyifunayo kwishishini lakho.
Ngokomzekelo, cinga ukuba uceba iplasi yomhlala phantsi ngaphandle kweendwendwe ezingama-200. Uceba ukubonelela ibharari yemali, eya kuba yinto ebanjwe ngabaqeshwa bakho ababini, kwaye uhlawule iindwendwe ezihlanu kwiidola ngokusela. Ngenxa yokuba unenjongo yokuthengisa utywala ngenkokhelo, uya kufuna i- inshorensi yemfanelo yotywala . Umgaqo-nkqubo wakho okhoyo wezobambiso awubandakanyi le nkcazo, kwaye i- insurer yakho ayiyi kubonelela ngesinye isiganeko. Unokukhusela ishishini lakho ngokuthenga umgaqo-mcimbi okhethekileyo oquka ukukhutshwa komthwalo wotywala.
Inkcazo ekhethekileyo engathengwa phantsi kwemigaqo-nkqubo yomcimbi i-inshorensi yokukhansela. Le ngxelo ayifumaneki phantsi kwemigaqo-nkqubo yemfanelo. Inika imali yokubuyiselwa kwemali oyilahlekileyo okanye iindleko ozifakayo (ezifana nokulahlekelwa idiphozi) ngenxa yokucinywa okanye ukuhlehliswa kwesiganeko sakho. Ukugqitywa, ukukhanselwa okanye ukuhlehliswa kwesigqibo kufuneka kubangelwe kwisizathu esibandakanywe ngumgaqo-nkqubo. Ngokuxhomekeke kumgaqo-nkqubo, izizathu ezibandakanyiweyo zingabandakanya isimo sezulu esinzulu (njengesiqhwithi), inyikima, ukukhukula , ukungabonakali komqhubi oyintloko, okanye umlilo kwindawo. Abanye abatyhuseli bathengisa i-inshorensi yokukhansela yeso siganeko njengengxelo ehlukeneyo.
Esinye isizathu sokuthenga umgaqo-mcimbi okhethekileyo kukukhusela umda onikezelwe ngumgaqo-nkqubo okhoyo.
Izibango ezivela kwisiganeko esiqinisekisiwe kufuneka zifakwe ngumgaqo-nkqubo wakho wezithuba ezizodwa. Ukuba ibango lihlanganiswe nomgaqo-nkqubo wakho okhoyo, umgaqo-nkqubo ufanele usebenzise ngokugqithiseleyo. Abatshutshisi abathengisa imigaqo-nkqubo ekhethekileyo yamashishini amancinci banokunikela isibonelelo ngasinye silinganiselwa kwii-5 yezigidi.
IiFomu zePolisi kunye neziNgcaciso
Imigaqo emininzi yemicimbi ikhutshwe kwiifom ezizimeleyo ze- ISO . Umgaqo-nkqubo uquka ukuvuma okuvumela ukuhanjiswa kumcimbi kunye nomhla ochazwe ngokuvuma. Iipolisi ngokuqhelekileyo azibandakanyi imisebenzi efana nezo zidweliswe ngezantsi. Imicimbi yezemidlalo inokuxhomekeka kwii- exclusions ezongezelelweyo okanye iimida.
- Pyrotechnics (izixhobo zomlilo)
- Ukuhamba ngendlela efana ne-ski jumping
- Izixhobo zokuzonwabisa
- Ukutsiba phezulu kakhulu
- Trampolines
- Izibhamu
- Rodeos
Umnikazi wendawo unokufuna ukuba unikeze isitifiketi senkokhelo yomshuwalense . Inkontileka yokuqeshisa inokufuna ukuba ufake umnikazi wendawo njengesiqinisekiso esongezelelweyo phantsi komgaqo-nkqubo wakho wemfanelo. Ikhonkontrakthi ingaphinda ifune ukukhishwa kwesigxina .
Isicelo seMshuwalense
I-inshurensi ekhethekileyo ye-inshorensi iyafumaneka kumabini asemgangathweni kunye nabaxhasi bodwa. Abanye abatshutshisi banikezela le nshurensi kwi-intanethi, ngokuthe ngqo okanye nge- arhente okanye umthengisi . Ukufumana umgaqo-nkqubo, kufuneka ugcwalise isicelo. Nantsi imimiselo yeentlobo zolwazi onokucelwa ukuba unikezele:
- Igama lakho leenkampani kunye nedilesi, kunye nenkcazo yebhizinisi lakho
- Inkcazo ecacileyo yomcimbi, kuquka umhla, ixesha kunye nobude
- Indawo yesiganeko kunye negama lomnini wendawo
- Inani elilindelweyo kunye nobudala beentlanganiso
- Ingaba utywala uza kunikwa okanye uthengiswe, kwaye ukuba kunjalo, nokuba uya kuhlawulwa
- Iintlobo zokuzonwabisa eziza kubonelelwa (ubukhoma bendi, i-clowns, abadansi njl njl. Njll)
- Amagama amabandla afuna ukukhutshwa njengeziqinisekiso zongezelelweyo
- Uhlobo lweendawo zokuhlala lubonelelwe
- Ingaba ufuna abathengisi, abaqhubi njl. Ukunikela ubungqina bomshuwalense wemfanelo
- Iimali zerhafu ezilinganisiweyo, ukuba uhlawula umcimbi wakho
- Igama lenkampani okanye i-ejensi ejongene nokhuseleko
- Izakhiwo zesikhashana kufuneka zisetyenziswe, njengeentente, izigaba, kunye neendlu