Imithetho ekumele ilandelwe ukugcina isabelo sakho
1. Ngaba unyanzelekile ukuba wamkele iSigaba 8 abaqeshi?
Abanye abanikazi bezindlu baqeshisa abaqeshi beCandelo 8 ngokuzikhethela, kwaye abanye abanakho ukhetho.
Amanye amazwe, afana neMassachusetts, afuna ukuba bonke abanikazi bezindlu bamkele iCandelo 8 abaqeshi. Kufuneka ukwazi ukuba ngaba kuyimfuneko kwimeko yakho, ukuze ungatsholwa ukuphula umthetho xa wenqaba ukurenta kubaqeshi abaneziqinisekiso.
2. Khetha iSiqendu 8 soMqeshi
Nangona amanye amazwe afuna ukuba abanikazi bempahla bamkele i-Section 8 abaqeshi, umnini-mhlaba akafanelekile ukuba amkele wonke umqeshi weCandelo 8. Umqeshi weCandelo 8 usengaphansi kwemigangatho efanayo yokufaneleka njengabaqeshi beCandelo 8.
I-ofisi yeCandelo 8 yenza ikhonkco engundoqo ngokubhekiselele kuzo zonke izicelo zeCandelo 8. Ukuqwalaselwa kwabo kugxininise kumgangatho womvuzo womqeshi, ongayi kuba yinkxalabo enkulu kuwe, njengoko ininzi yerenti iya kuhlawulwa yi-Arhente yeZindlu zoLuntu.
Umnini-mali kufuneka ahlale esenza imvelaphi efanayo kunye nekhredithi ngokujonga kwi-Section 8 abaqeshi abaqhubayo kwiindawo ezingabandakanyeki kwiCandelo 8. Ezi ngxelo zikunceda ukuba ufumanise imiba, njengembali yolwaphulo - mthetho okanye imbali yokuhamba rhoqo.
3. Hambisa isicelo sokuvunyelwa
Umqeshi weCandelo 8 akanakuhlala kwindawo yakho kwipropati yakho ivunyiwe yi-Section 8 ofisi. Isinyathelo sokuqala kule nkqubo yokuvunywa kukungenisa isicelo sokuvunyelwa kweFomu yoLuntu. Ifomu yesampula ingabonwa kwiwebhusayithi yeHUD . Ifomu icela ulwazi oluyisiseko kubandakanya:
- Idilesi yePropati
- Umhla wokuQala uQeqesho
- Ikhethi ephakanyisiweyo
- IiNkonzo ezibandakanyiweyo
Ifom kufuneka isayinwe kwaye ilandwe nguwe kunye nomqeshi.
4. Ukupasa iMigangatho yeZigangatho zeZindlu zokuHlola / UkuHlola ngonyaka
Isicelo sokuFomelwa kweFom isinyathelo sokuqala sokufumana ipropati yakho yamkelwe kwisiqeshana seCandelo 8. Uvavanyo lwangempela luPhepha lokuPhathwa kweZindlu . Olu vavanyo luya kugqiba ukuba i-unit yakho idibana nemigangatho emininzi yezindlu echazwe yi-HUD kunye negunya lolawulo loluntu lwasekhaya.
Ukuba iyunithi ayithobeli nayiphi na into eluhlu lwayo lwemilinganiselo yokusebenza, ingxaki kufuneka ichaneke kwisithuba sexesha. Iyunithi kufuneka iphinde ihlolwe kwakhona phambi kokuba ivumeleke ukuba ihambe kwiCandelo 8.
Icandelo 8 liza kuhlola rhoqo ngonyaka, ngokuqhelekileyo xa kuqeshiswa ukuqeshiswa kwabaqeshi. Nangona iyunithi idlulisele ukuhlolwa kokuqala kweCandelo 8, kufuneka iphumelele ukuhlolwa konyaka ukuze umnini-mhlaba aqhubeke ehlala kwipropati. Ukuba kukho naziphi izinto ezingaphumeleli ukuhlolwa, kufuneka zilungiswe okanye ugunyaziwe wezindlu lingaxela ukuba iyunithi ayifanelekanga kumqeshi weCandelo 8.
5. Ukuqokelela i-Deposit yoKhuseleko kunye neNkcitho yenyanga
Icandelo 8 lihlawulela ininzi yerenti yomqeshi, kodwa ayihlawuli sonke.
Isiqendu 8 asihlawuli idiphozi yokhuseleko lomqeshi. Umnini-mbopheleleko unoxanduva lokuqokelela eli dizithi ngqo kumqeshi okanye kwelinye igosa elivumelekile ukuhlawula idiphozithi kumqeshi.
Ukongeza, umqashi angaba noxanduva lokuhlawula inxalenye yerenti yenyanga. Isixa abaza kuhlawula siya kuxhomekeka kwingeniso yabo. Ngokomzekelo, ukuba irenti i-$ 1000 ngenyanga, umqeshi unokuba noxanduva lokuhlawula i-$ 50. Eli nqanaba kufuneka lihlawulwe ngqo kuwe ngumqeshi, ngoko ke uxanduva lwakho ukuqinisekisa ukuba uyayifumana.
6. Hlanganisa neMigqaliselo yesivumelwano sokuqeshisa
Njengaye nawuphi na umqeshi, kufuneka ulandele imimiselo yesivumelwano sokuqeshisa, kunye nemithetho yomnini-ndawo yokuhlala, xa uqeshe umqeshi ngevawutsha yokukhetha izindlu. Awukwazi ukuthatha amancinci xa uxhathisa abaqeshi beCandelo 8 kuba irenti ihlawulwa ngu rhu lumente.
Kufuneka uphendule naziphi na izicelo zokugcina , udibanise nayiphi na inkxalabo yempilo okanye ukhuseleko, kwaye uphathe naziphi na izikhalazo abanokuba nazo malunga nabanye abaqeshi. Ngomqondo othile, kufuneka ube nokunyamekela xa usebenzisana nabaqeshi beCandelo 8 kuba wena kunye nepropati yakho iya kuhlolisiswa yiGunya loLuntu leZindlu kunye ne- HUD .
7. Yazisa iSigaba 8 soNyuka kweRhafu
Ukuba ufuna ukuphakamisa isaphulo serenti yeCandelo 8, kufuneka uhambise isicelo kwisikhundla sakho seCandelo 8 lendawo. Kukho qho ifom ofuna ukuyizalisa. Ifom iya kubuza:
- Yithini iRhafu ekhoyo
- Yiyiphi iRhafu ephakanyisiweyo iya kuba
- Umhla iNkcitho entsha iya kuba ngempumelelo
Kufuneka uqinisekise kwakhona ukuba irenti uhlawula umqeshi weCandelo 8 ayikho ngaphezu kwerenti ohlawula ngayo nayiphi na iinqununu ezifanisayo kwipropati yakho. Unokuzama nje ukuzama ukukhupha isaphulo somqeshi kanye ngonyaka.