Umzekelo
U-Hal uhlala neHor's Horticultural, umthengisi wezinto zokutya zegadi. Inkampani inamaloli amakhulu amaninzi asetyenziswa ukuhambisa iimveliso kubaxhasi.
Ngolunye usuku, uNed, umqeshwa wenkampani, usebenzisa enye yamaloli ukuhambisa umthwalo wokubulala ukhula kumthengi. Ukuqhutshwa kwe-Ned kusemgwaqweni welizwe xa intonga iphuma ngokukhawuleza phambi kwayo. Uyaziphepha ukuphephela inyamazane aze aphephe imoto epakiweyo. U-Ned ngoko unokuphazamisa ilori libe ngumthi. I-Ned ayinakucala kodwa impembelelo ibangele umthwalo wakhe wokubulala ukhula ukuba aphephe elo lori. Iibhotile ezili-one-gallon ze-killer we-concentrated ziye zafika kwisilambo esiseduze. Iibhotile zityhulwa kwaye umbulali okhula ukhula unxweme.
Kungekudala emva kwengozi, uHor's Horticultural ifumana amabango amabini. Omnye uvela kuJim, umnini wemoto epakiweyo. UJim ufuna ukuba iHal's Horticultural ihlawule iindleko zokulungisa isithuthi sakhe. Ibango lesibini livela kwibhodi yokulawula ukungcola. Ibhodi iyaxela ukuba i-Hal iyona nto inoxanduva lokungcolisa umlambo kunye nombulali wokhula. Ifuna ukuba i-Hal ihlambulule umlambo ize ivavanye amanzi ukuqinisekisa ukuba umbulali wokhula ususiwe.
I-Hal iya phambili amabango amabini kwi-A-One yomshuwalense, ishishini lakhe le-insurer. Uyaqiniseka ukuba amabango aya kubanjelwa ekubeni umgaqo-nkqubo uquka ukukhutshwa kwemfanelo.
UHol uyangqineka ngempendulo ayifumana kwinkampani yakhe yomshuwalense . Inye-inshurensi iyavuma ukuhlawula indleko yokulungisa imoto yeBill.
Nangona kunjalo, wenqaba ukufihla nayiphi na iindleko zokucoca umlambo. Umshuwalense uphikisa ukuba umbulali wokhula ungcolileyo. Ngaphezu koko, ukungcola kwamanzi kubangelwa ukukhululwa kwezinto ezingcolayo ezithuthwa ngenye yamaloli aseHal. Ngaloo ndlela, iindleko zokucoca zikhutshwa ngaphandle kokungcola.
Ukungcola ukungcola
Ukungcoliswa kokungcola kusebenza kwenzakalo yomzimba okanye umonakalo wepropathi ovela ekukhutshweni, ukukhululwa okanye ukuphepha kwezinto ezingcolileyo. Iqulethwe kwezi zilandelayo zihlanu:
Ukungcola UkuThuthwa nguwe okanye kwiNkundla yakho
Ukungcola ukungcola kuphelisa ukukhutshwa kwamabango avela ekukhutshweni kokungcola okuthuthwa nguwe okanye egameni lakho. Kwimeko yangaphambili, umlambo wonakaliswa yinkampani yomlambo we-Hal yayikuthutha kwinqwelo elineenkampani. Ngaloo ndlela, ibango lokungcola kwenkampani lingafakwa ngaphandle.
Ukungcola Ukukhutshwa, okanye Ukulayishwa, ukusuka kwi-Auto Auto
Akukho nkonzo ekhutshwayo yokungcola ikhutshwe ngelixa ilayishwa okanye ilayishwa kwi -auto car. Ngokomzekelo, cinga ukuba umqeshwa weHal's Horticultural uhambisa isichumisi esiluncedo kumthengi kwiloli elinenkampani. Umqeshwa udonsa ibhokoni yeebhotile kwiloli xa ikhetshi iphela.
Iibhotile eziliqela ziphonswa. Umanyolo uphuphuma ngaphandle kweloli kwaye ungene emthonjeni kwipropati yomthengi. Umthengi ufuna ukuba iHal ihlawule iindleko zokucoca amanzi amanzi. Ibango alikhutshwanga ngenxa yokuba umonakalo ovela ekukhutshulweni kwesichumiso kwi-auto.
Ukugcinwa, UkuLahlwa, Ukuphathwa okanye Ukusetyenziswa okanye kwi-Auto Auto
Ukukhutshwa kuzo kusebenza ekungcoliseni, ukulahlwa, ukuphathwa okanye ukuqhutyelwa kwinqwelo ekhuselekile. Ngokomzekelo, yicinga ukuba i-Hal iyigcina isichumisi samanzi okwesikhashana kwiloli yelitanki emiswe kwindawo yalo. I-valve kwiloli iphule kwaye i-pesticide iphuma kwiloli. I-pesticide igxuma kwipropati yommelwane. Ummelwane ufuna ukuba iholo likaHal lihlambulule i-pesticide. Umonakalo ungabandakanywa ngenxa yokuba uvela kwiindawo ezingcolileyo ezigcinwe kwi-auto.
Ngaphambi kokuba zikhwelwe kwiNqwelo
Kwakhona kubandakanywa amabango avela kwiinqambi ezikhutshwe ngaphambi kokuba zilayishwe kwi-auto-insured. Ngokomzekelo, abasebenzi ababini be-hal bayeke ngekharityhulam yokulayisha umthengi ukuze bathathe iibhotile ze-insecticide. Iibhotile zanikezelwa ngeveki yangaphambili ngephutha. Ngaphambi kokuba abasebenzi baqale ukuhambisa i-insecticide, bayabona ukuba enye yeebhotile iye yahamba kwi-pallet yaphulwa. Insecticide ichithe yonke indawo yokugcina impahla yomthengi. Umthengi ufuna ukuba i-Hal ihlawule iindleko zokucoca i-insecticide. Eli lahleko lingafakwa ngaphandle kuba luquka umonakalo owenziwe kwindawo yomthengi. Akuzange kuvele ngaphandle kokusetyenziswa kwemoto.
Emva kokuba sele bekhutshwe kwiSithuthi
Ukukhutshwa kwale ndlela kufana neyokudlulileyo kwinto yokuba isebenza kwilahleko ezenzeka kwindawo yomthengi. Ngokomzekelo, abasebenzi ababini abaqeshwe ngu-Hal baye bahambisa umthwalo wamandla angaphezulu okubulala umsila kumxhasi. Baye balayisha iibhotile baze bawafaka kwi-shelf, ngesicelo somthengi. Baya kuhamba xa iibhotile ezininzi ngokukhawuleza zixhamla kwi-shelf kwaye ziphule. Umthengi ufuna ukuba iHal ihlawule iindleko zokucoca umbulali wokhula. Ngenxa yokuba ilahleko yenzeke emva kokungcoliswa kwezinto ezingcolileyo kwi-auto, ayifakiwe.
Nangona ukukhutshwa kwengcoliseko kubanzi, akubandakanyi onke amabango afaka ukungcola. Ukukhutshwa kuqulethe ezinye izinto ezibalulekileyo . Ezi zibuyisela ezinye iingxelo zokubanjelwa kwamangqina.
Umlinganiselo ongakhethayo wezinto eziphathekayo eziThuthiweyo yi-Autos
I shishini elinjengeHal elihambisa izinto ezinobungozi ezinokuthi zingakhusela ngokwezibango zongcoliseko ngokuthenga ukuvuma . Ukwaziswa okubizwa ngokuba yi-Pollution Liability - Ukhuseleko olwandisiweyo lwe-Autos Autored.
Oku kuvunyeliswa kukuguqula iindawo ezintathu zokuqala zokungcoliseka (kuchazwe ngasentla). Xa kuvunyelwe ukwamkelwa, la macandelo amathathu asebenza kuphela kwintlawulo ethathwa phantsi kwesivumelwano . Ngamanye amazwi, ezi zintathu zikhethiweyo azisebenzisi ngaphandle kokuba usayine ikhonterikethi oye wayithatha uxanduva lokungcoliswa kwezinto ezingcolisayo ngexesha lokuthuthwa, ukulayishwa okanye ukulayishwa, ukugcinwa, unyango njl.
Ngokomzekelo, cinga ukuba iHal's Horticultural ithenge ukunyuswa kwengcoliseko yecala phantsi kweNgcaciso yokuPhakamisa. Ingaba ukuqinisekiswa kuya kugubungela iindleko zokucoca ezinqunywe libhodi lokungcola likarhulumente? Impendulo nguwe, ngoxa i-Hal engavumelananga kwisivumelwano sokuthatha uxanduva lokungcoliswa ngexesha lokuthutha.
Kufuneka kubhekiswe ngamaphuzu angaphezulu amabini malunga nokuvuma. Okokuqala, iquka iindleko zokucoceka kuphela xa zibangelwa yingozi eyenza ukulimala komzimba okanye umonakalo wepropathi ogqitywe ngumgaqo -nkqubo . Okokuthi, ukuvunyelwa akugubungeli iindleko zokucoca ngokungabikho kokulimala komzimba okanye umonakalo wepropati. Okwesibini, ukuvunyelwa akukho mpembelelo kumacandelo amabini okugqibela wokungcoliswa komngcipheko. Akuboneleli ngophalazo lwamabango afaka ukungcola ngaphandle kokulayishwa kwisithuthi, okanye emva kokulayishwa.