Abanini bamashishini abaninzi bathenga ngesithuthi esetyenzisiweyo. Bambalwa baza kuthenga ngokuqinisekileyo isithuthi esasifakelwe ngamanzi amaninzi.
Nangona kunjalo, umonakalo wesikhukhula unokuba nzima ukuchonga. Ngaphezu koko, abathengi bezithuthi abanakulindela umonakalo okhukula umkhukula ukuba akukho zikhukula zenzeke endaweni yabo. Ngelishwa, izithuthi ezonakaliswe zizikhukula zivame ukuthuthwa kumida karhulumente. Bavame ukujika kwiinqwelo zithuthi ezisetyenzisiweyo kude nalapho kwenzeka khona umkhukula.
Eli nqaku liza kuchaza indlela i-autos ezonakaliswe ngayo izikhukula zilahliwe. Kuya kuchaza nokuba kutheni ezinye zezithuthi zibuyela kwindawo yokuthengisa kunye namanyathelo onokuzithatha ukuze ugweme ukuthenga.
Isimo soMkhukula
Cinga ukuba inkampani yakho inomlilo owencinane. Ngenye imini iindudumo ziyaqhwenga. Imvula enzima yenza ukuba kubekho umkhukula ongezantsi kwindawo yokupaka komhlaba apho iloli yakho ifakiwe khona. Iloli yakho igonywe ngaphezu kweentsuku. Ngeli xesha unako ukuwufumanisa iloli yakho yonakaliswe kakhulu. Ngenhlanhla, iloli yakho inesiqinisekiso somonakalo emzimbeni phantsi komgaqo-nkqubo wentengiso . Ufake ibango kunye ne- inshurensi phantsi kwenkcazo ebanzi.
I-insurer yakho ichaza isithuthi ilahleko elipheleleyo kwaye ikuthumele isheke malunga nexabiso langempela lemali.
Iimoto zeeMoto
Emva kokuba wakho umshwalense uye wakhokhela ibango lakho ufumana ubunini bezithuthi. Umshuwalense uya kuthengisa isithuthi kwi-junk okanye kumthengisi wendawo. Okokuqala, nangona kunjalo, kuyimfuneko ukuba uxelele isebe likarhulumente lezithuthi (DMV) okanye elinye i-arhente yelayisenisi ukuba isithuthi sishicilelwe ilahleko.
Umshurensi unokufuneka kwakhona ukuba afumane isihloko segama elivela kwi-DMV.
I- brand uphawu oluchaza imbali yesithuthi. Amaxabiso ahluke kwilizwe ukuya kutsho. Amanye amazwe awawasebenzisi. Imizekelo yeempawu zi- salvage , i- junk , i- water-damaged , kunye ne- emon-buyback-law. Amanye amazwe asebenzisa uphawu oluthile lwezithuthi ezilinakaliswe yimvula. Abanye bakhetha nje imoto njenge salvage okanye i-junk.
Inqaku lihlala liyinxalenye yesitokhi sothuthi kwisithuba esithile sokuphila kwayo. Ngokomzekelo, yicinga ukuba i-DMV yakho yombuso ikhishwe kwisihloko sokunikwa i-salvage yeloli lakho elonakaliswe ngogumbe. Xa umshuwalense uthengisa isithuthi kumthengisi wendawo, uphawu lwe-salvage luhlala luyinxalenye yesihloko seloli.
Kuthekani ukuba i-ilogi yokulimaza ikhukula ayifakwe yintengiso yomshuwalense? Kule meko, wena (umnini) unokuba unyanzelekile ukubika isithuthi njenge-salvage kwi-DMV yakho. Unokufuneka kwakhona ukuba unikezele isihloko. Umthetho wesizwe unokuthi usebenzise isicelo kwi-DMV kwisihloko soluhlu ukuba ufuna ukugcina isithuthi njenge-salvage.
Abadayisi abangenangqondo
Emva kokuthenga ii-autos ezonakaliswe zizikhukhula, abahwebi abasemthethweni bahlula imoto. Ziyakusindisa iindawo ezibuyiselwayo kwaye zilahle ezinye. Ngelishwa, abanye abathengisi abanyanisekileyo.
Abathengisi abangenangqondo bangathengisa izithuthi kubathengi abangaboniyo. Abathengisi banokuzama ukufihla ubungqina bemonakalo ngokucoca iinqwelo kunye nokulungisa izinto ezincinci. Basenokuthi "bahlambe" izihloko ngokuhambisa izithuthi ukuba bathi bangasebenzisi iimpawu okanye basebenzise iimveliso ngaphandle kwezo ziqhotyoshelweyo kwiimpawu zezothutho. Izithuthi ziza kuthi ziphinde zithengiswe.
VIN Hlola
Masithi ufumene imoto esetyenziswayo ofuna ukuyithenga. Unokwenza njani ukuba unokukhusela? Isinyathelo sokuqala kukujonga inombolo yayo yokuchonga imoto (VIN) ukuqinisekisa ubungqina bembali. Imibutho emininzi inikezela ngeenkonzo ze-VIN zokuqinisekisa.
Enye yiNkqubo yoLwazi lweSiThuthi soThutho lweSizwe. I-NMVTIS yinkcukacha yesizwe esetyenziswa nguRhulumente we-federal. Iziko leenkcukacha liqulethe ulwazi malunga nomxholo wecandelo lezithuthi.
Idatha inikezelwa ngabashurensi, ii-junk yards, iidiard salvage kunye namasebe karhulumente. Abathengi (kubandakanywa nabanikazi boshishino) banokufumana ingxelo ngumboneleli wedatha oludweliswe kwiwebhusayithi ye-NMVTIS.
Ezinye iindlela zokuqinisekisa i-VIN ziquka iKarfax, Autocheck, kunye neVINcheck. I-VINcheck yinkonzo yamahhala enikezelwa yi-National Insurance Crime Bureau. Zonke ezi nkonzo zifumaneka kwi-intanethi.
Uhlolo
Masithi ukuba i-VIN isheke iya kuhlambuluka. Ngaba kufuneka uthenge isithuthi? Impendulo ayikho. Kufuneka uqale ufumane imoto ehlolwe ngumatshini onokukwazi ukufumanisa ubungqina bokungena kwamanzi. Nazi ezinye iimpawu ukuba isithuthi sonakaliswe ngumkhukula:
- Iphepheni emanzi, epholileyo okanye enobumba
- Inkungu kwindawo yokukhanya okanye ipaneli yecandelo
- I-Grit kwi-lockbelt ekhuniweyo okanye kwiindawo ezijikelezayo ezijikelezayo
- Iphunga le-Musty, okanye ngaphezulu kweqhumiso ukufihla impepho ye-musty
- Ukugqithisa kwiindawo ezingaqhelekanga (njenge-pedake pedal kunye ne-trunk latch)
- Imigca yamanzi ngaphantsi kwendawo