Ukuvumela i-IRS ikuncede kwi-Real Estate Investment Business
KwiSahlulo sethu seNgeniso yePropati yePropati, sijonga iindlela iindlela zokuqashisa ezine-taxplex zingabuyisa imali kunye neenzuzo zerhafu kumnini. Ezi ziquka:
- Ingeniso yengeniso emva kweendleko ezizithe ngqo, i-inshurensi kunye nentlawulo yepropati
- Ukuncitshiswa kwexabiso lokunciphisa intela kwiholo lokuqashisa.
- Inzuzo yokubanjiswa kwemali.
Siza kuthetha nge-interest interest deduction inqaku eli. Ukusebenzisa umzekelo wethu wepropati ethengiweyo i-$ 325,000 eyi-$ 260,000 yemali mboleko, intsingiselo yethu yokuboleka imali i-$ 16,814 ngonyaka wokuqala wokuboleka imali. Ukujonga emva kwenkcitho yethu yokuqashisa imali kunye nokubala kwexabiso lokuhla kwamanani, siphila kwi-taxable tax responsibility kwi-$ 25,999.
$ 25,999 - $ 16,814 = $ 9185
Oku kukude neyona nto embi, njengoko sibonile ukuba sihlawula imali eyi-15,192 ngemali, ukuqonda ukuxabisa impahla kunye nokuhlawula irhafu kwi-9185. Khumbula ukuba amanye amanqaku kulolu chungechunge acacisa ukuhla kwexabiso kunye nezinye izinto ezingenayo kunye nokuncitshiswa. Kwimeko yolu hlobo lwemali yokubanjiswa kwemali, i-IRS ikukunceda ukugcina le propati ngelixa lixabisa ngokuxabisa, kunye nokuzonwabisa ngokukhawuleza kwemali kunye nexanduva elingaphantsi kwentlawulo ngeli xesha.
Ezinye iiNzuzo zeRhafu zePropati
Zonke iindleko zoshishino lakho:
Ukuba uqhuba iintengiso kubaqeshi, unako ukuwukhupha. Ukuba uhlawula ukusingatha okanye i-website yeefayili zakho, unokuyichitha. Ukugcinwa, ukulungiswa rhoqo (kungekhona izinto eziphambili ezimele zihlaziywe) kunye neendleko phakathi kwabaqeshi, njengopende, zonke ziyahluthwa.
Ukuba uqeshe iinkampani zolawulo lwezakhono okanye uhlawule igqwetha kunye nomgcini-zimali kwiinkonzo ezinxulumene neepropati zakho, iyancitshiswa kwakhona.
Ukuba ugcina ulandelelwano, unokukrazula iindleko zokuqhuba iimoto ukujonga iipropati zakho.
Ukuhla kwexabiso
Le nto ilungileyo, njengoko ufumana ukunyusa imali xa ungayichitha nayiphi na imali! Hlola kunye ne-akhawunti yakho, kodwa kwiimeko ezininzi i-IRS iya kukuvumela ukuba uhlawule ixabiso lesakhiwo, kungekhona umhlaba, ngaphezu kweminyaka engama-27.5 ukuba iyindawo yokuqashisa.
Ngoko ke, masithi ungumnikazi wendlu yokuqashisa oyithengayo i-$ 187,000. Umhlaba uxabiswa kwii-37,000 zamaRandi, ngoko isakhiwo sakho sixabisa i-$ 150,000. Uhlula ngo-27.5 ukufumana i-$ 5,455. Unokwenza loo nto njengexabiso lokunciphisa umnyaka ngamnye wobunini. Ewe, akukho sipho esivela ku-Uncle Sam siza ngaphandle kwe-glitch. Ezinye okanye zonke ixabiso lokunciphisa ixabiso lakho liyakwazi ukuhlaziywa xa uthengisa ipropati ngenzuzo. Qhagamshelana nomgcini-akhawunti ngeenkcukacha.
I-1031 yoTshintsho oluThengisiweyo lwentlawulo
Le yinto enjalo awunayo kunye namasheya. Xa uthengisa izabelo zakho ze-stock inzuzo, unelungelo lokuhlawula irhafu yexabiso lentengo yonyaka wokuthengisa. Kuyafana nakwezinye iimpahla zentengiso-mali, kodwa kungekhona ukutyalomali kwezindlu.
Imithetho iyinkimbinkimbi, ngoko uya kufuna umncedisi kunye / okanye inkampani ye-Exchange ye-1031 ukuyichaza ngemeko yakho.
Kwimeko ebonakalayo elula ngokwenene, ukuba uyagqithisa yonke inzuzo yokuthengiswa kwepropati yokuqashisela kwenye indawo, awuyi kuhlawula imali eyinzuzo kuloo nzuzo, kunokuba udlulise phambili phambili ngexesha lokuthengisa.
Kungcono, unokuthatha umhlalaphantsi njengenkosi kwaye uyithathe kunye nawe! Ewe, kungekhona ngezobuchwepheshe. Ukuba ushiya ipropati yakho kwiindlalifa zakho, baya kulidla ilifa "kwixabiso". Oku kuthetha ukuba iya kuba nefa kwixabiso xa usweleka, kwaye yonke inzuzo eyinkunzi iya kubakho ngenjongo yentlawulo! Okwangoku ubuye ujabule umhlalaphantsi wakho ngokuhamba kwemali.
Ngoko, phumela uze uthenge ikhaya eliqashisayo!