Ngaba Ufanele Usebenzise Iminye Imali Yabantu Kwizezimali Zakho Zincinci?

I-Pros ne-Cons Cons of Using Other Money Money Kwibhizinisi Lakho Elincinci

Kungaba nzima kakhulu ukufumana imali yokuqalisa ishishini. Enyanisweni, le ngenye yezithintelo ezinkulu kakhulu abasomashishini abajongene nazo. Kukho iinketho ezininzi - iimali-mboleko zorhwebo ezincinci , abatyala-mali, iinkxaso-mali zincinci, ukuxhaswa ngemali, ukuxhaswa kwemali-kodwa inqubo yokutshintshwa kwenkxaso-mali enye eyona nto ibhetele kwi-shishini lakho ingabi yinkqubo ecacileyo.

Ngoko, ziziphi ezinye izinto omele uziqwalasele xa ufuna i-capital ukuqala ishishini lakho ?

Umbuzo omkhulu kukuba: ukuba ufanele uhlawule i-shishini lakho, okanye kufuneka usebenzise enye imali yabantu (OPM) ukuze uhlawule ibhizinisi lakho? Nantsi ukujonga kwindlela nganye.

Ukuzixhasa ngokuzimeleyo kunye nemali yabanye abantu

Ukuzondla ngemali yindlela enye yenkxaso-mali yamancinci, kwaye ibandakanya nokusebenzisa imali yakho, ukulingana kwasekhaya, amasheya, iibhondi, ii-akhawunti ezingama-401k / umhlala-phantsi, kunye namakhadi-mboleko ukuze uhlawule ishishini lakho. Xa uhamba le ndlela, unako ukusetyenziswa kwamanye amaqhinga okufumana i- bootstrapping ukuze ufumane i-bang buck yakho. Ingxaki ngolu hlobo kukuba unganakho ukuthengiswa okwaneleyo ukuhamba ngesantya ofuna. Kwaye kubaluleke kakhulu, kuyingozi. Uphelele kwinqanaba lokuphumelela okanye ukuhluleka kweshishini lakho xa uyenza yedwa.

Imali yabanye abantu yindlela yesibini. Iza ngeendlela ezininzi kubandakanya iimali-mboleko zebhanki, abatyali-mali, iintsapho kunye nabahlobo, i-capital venture kunye neendwendwe-zimali, i-crowdfunding, kunye ne-vendor financing / leasing.

Kutheni uSebenzise

Kukho iintlobo ezininzi zokusebenzisa imali yabanye abantu ukuqala ishishini lakho, kubandakanyeka ingozi engozini yemali, ubunakho bokukhokelwa kunye neengcebiso kumntu oye wehla kule ndlela ngaphambili, kwaye ngokuqhelekileyo ithuba elingcono lokwakha ibhizinisi elinokusebenza kunye nokukhula .

Ukusebenzisa imali yabanye abantu kukuthenga ixesha kwaye kukunika ithuba lokwenza izinto kwi shishini lakho ungeke ukwazi ukukwenza ukuba uyazixhasa.

Unako ukhetho oluninzi, ukufikelela ukufikelela, kunye nokukwazi ukwenza impembelelo enkulu ngokukhawuleza njengoko uqala ishishini lakho.

Izizathu zokungazisebenzisi

Ndiyabheja ukuba izandi zikhulu, akunjalo? Ngokuqinisekileyo kunjalo! Kodwa ngaphambi kokuphuma ukujonga umtyalo-mali, qwalasela ezi zizathu ukuba ungasebenzisi imali yabanye abantu.

Isizathu esona sikhulu sabashishini abakuphepha ukusebenzisa imali yabanye abantu kukuba abafuni ukulahlekelwa ngumsebenzi wezoshishino. Kwiimeko ezininzi, ngokuqhelekileyo uza kufuneka unqabe inani elibalulekileyo lobunikazi kunye nokulawula. Uza kuba nomnye umntu ukuphendula kuye kwaye izigqibo ezenziweyo azisekho eyakho.

Oku kuthetha ukuba iinjongo zakho zoshishino ziya kutshintshwa, kwaye ngamanye amaxesha nokuba neyombono wakho wezoshishino ngokwawo uza kukhangela into enkulu, okanye ehluke ngokupheleleyo. Oku kunokuba yinto entle, kodwa kufuneka uvulekele olu hlobo lenguqu kwaye uguquguquke ngokwaneleyo ukulungelelanisa umfanekiso omkhulu owawunakho ngaphambili.

Esinye isizathu sokusebenzisa imali yabanye abantu sinobungozi kubani abashishini abancinci kukuba uzinikela ngokubomi komnye umntu - ixesha lokuphila kwishishini lakho, oko kukuthi. Ukufumana inkxaso-mali yangaphandle kufana nomtshato; lwakhiwe kwaye linemilinganiselo esemthethweni.

Kungaba nzima kakhulu ukuphuma kuyo ukuba ubuhlobo bubuhlungu.

Ukuba ezi zizathu zinganele ukukuyeka ukuba ungasebenzisi imali yabanye abantu ukuba uqalise ishishini lakho, ngoko unomsebenzi wakho owenzelwe wona. Ukhuphiswano lwemali yabanye abantu lubukrakra, ke qiniseka ukuba unesicwangciso soshishino esiqinileyo kwaye ulungele ukufaka igrisi ye-elbow ukufumana i-capital capital you need.