Indlela yokuqala ishishini elincinci xa unemivuzo engekho

Ehlabathini eligqibeleleyo, sonke siza kuba neenkunzi ezingenamkhawulo ukuxhasa imali yamashishini ethu ephupha, singaze sikhathazeke ngemali. Ngelishwa, oko akunjalo. Uninzi lwethu kufuneka lube lubuchule obuncinane xa kuziwa ekufumaneni imali efunekayo ukuqala ishishini. Iindaba ezilungileyo kukuba kunokwenzeka ukuqala ishishini elincinci ngokutyalomali kakhulu. Kodwa ngaphambi kokuba ufunde enye enye, thabatha umzuzu ukuqinisekisa ukuba ufanelekela ingcamango yakho yebhizinisi ukuqinisekisa ukuba kufanelekile ixesha lakho kunye nengqalelo.

Ukuba unesiqinisekiso sokuba kukho imfuno yoshishino lakho, ukuba iimveliso zakho kunye neenkonzo zakho zibhenela kwiimakethe ezifanelekileyo kwaye sele usenokuba nesiphakamiso sokuthengisa esithe sodwa esikwenza uhluke kumncintiswano, emva koko ufunde ngeendlela zokunciphisa iindleko xa uqala shishini.

Mkele iConcept of Bootstrapping

I-Bootstrapping yilapho uqala ishishini usebenzisa izixhobo ezincinci, ukufunda indlela yokunquma iindona zokunceda ukuze usebenzise ngokuncinci imali encinci ukuze wenze ibhizinisi lakho lisuke phantsi. Kukho iindlela zokuqalisa inkqubo yokuqalisa, ukuthengisa kunye nendlela oqhuba ngayo ishishini lakho ngokuqhubekayo. Isitshixo sisebenzisa igama lokuthengisa ngomlomo kunye nesebenzayo ukuxhumeka kwenethiwekhi ukuze ufumane igama ngeli shishini lakho ngendlela engundoqo.

Fumana Ubumba kunye neenkxaso zeMali

Awunayo yonke inkunzi yakho yokuqalisa ephaketheni lakho, kwaye akufuneki ukuba uhlawule ibhishini lakho ngomthombo omnye wemali.

Ezinye iimithombo zenkxaso-mali zingabandakanya:

Cinga zonke iinketho ezitholakalayo kuwe, uze udibanise uze udibanise ukuze ufumane intlangano enika inkunzi oyifunayo ngemigangatho onokuhlala nayo.

Iqela phezulu

Into ongenakuyenza ngokwakho, unokukwazi ukukwenza ngoncedo oluncinane. Unokuhamba ngendlela ehlelekile kwaye uguqule ishishini lakho libe yintsebenziswano. Ukubambisana kunako ukuphindaphinda kabini utyalo-mali olukhoyo kwi-shishini, kodwa luyakwazi ukusasaza umsebenzi (kunye nomngcipheko) ngoko akukho konke kuwe. Ukuba ubambiswano akuyiyo kanye into enayo engqondweni, unokungenisa inkxaso yangaphandle ngokusebenzisa ukulungiswa okanye ukulungiswa kweenkonzo. Qinisekisa ukuba unesivumelwano okanye isivumelwano esivela kuyo kwiimeko ezi zikhuselekileyo kunye neyeshishini lakho.

Gcina Usuku Lwakho Umsebenzi

Ukuqala ishishini akufuneki ukuba yinto yonke okanye akukho nto. Amanye amashishini afanelekileyo aqaliswa njengendlela yokukhanya kwenyanga ngelixa efumana inzuzo yengeniso epheleleyo. Ycinge. Ukuqala ishishini lakho ngexesha lesigxina ngelixa ugcine umsebenzi wexesha elizeleyo kukunika ezinye izinto ezinokukwenza ukuba umehluko omkhulu kuba ugcina ukuzinza kwezemali, kwaye unokuvavanya amanzi obunini boshishino ngaphambi kokuba ungene.

Qaphela nje ukuba ungadli amanzi. Qinisekisa ukuba awunayo impikiswano yomdla kunye nomsebenzi wakho wesikhathi esigcwele kunye nebhizinisi lakho elitsha. Yaye qiniseka ukuba ugcine yonke imisebenzi yakho yezoshishino xa uphuma kwiwashi, kwaye ulungele ukuvuma ukuba lixesha lokuthabatha kwaye wenze ibhizinisi lakho lizenzele ixesha elipheleleyo.

Khumbula ukuba imali yodwa uhlobo lotyalo-mali onokuyenza xa uqala ishishini. Elinye ixesha. Zombini zibalulekile. Ngoko nangona unako ukufumana utyalo-mali oluthile, mhlawumbi kufuneka ube nolwaphulo olunzulu lokutshatyalaliswa kunye nexesha elininzi lokutyalomali ukwenza ukuba kwenzeke. Ngaba kunengqiqo? Ukuba kunjalo, hamba.