USusan Dawson, iqabane likaWaltz, uPaler noDawson, LLC, uxoxa ngemibuzo ofuna ukuzibuza ngaphambi kokuba usayine umnqweno wokuthengisa.
1. Ngaba ndiyifunde kwaye ndiyiqonda yonke indawo yokuqeshisa?
Ewe, kufuneka ufunde.
Ndiyazi, lide kakhulu (kwaye lijongene nalo, alikho into enomdla kakhulu), kodwa kufuneka ukwazi ukuba kukuphi.
Hlola imiqathango. Ungacingi ukuba bayifanele. Qinisekisa ukuba uhlolisisa umhla wokuqalisa, umhla wokugqibela, ukuqesha, ukunyuka kwerente kunye nayiphi na enye imigaqo ekhethekileyo oxoxile kuyo. Kwakhona, qiniseka ukuba uyazi ukuba unyanzelekile ukwenzani.
Yintoni umnini-mhlaba onyanzelekile ukuba enze? Ungayigqiba? Qinisekisa ukuba uyazi ukuba ungena ntoni.
2. Ngaba ndixoxe ngeyona ndlela ingcono?
Ngenxa yokuba bakunike indawo yokuqeshisa, akuthethi ukuba uxoxiswano lwakho luphelile. Uninzi lwemigqaliselo yokuqashisa iyaqhutyelwa. Xa ufunda, yenza uluhlu lwazo zonke izibonelelo ongazithandiyo uze uzithumele umninikhaya wakho. Unokumangaliswa kukuba zininzi kangakanani ukulungele ukutshintsha.
3. Ingaba ndinezicwangciso zam zeshishini endaweni?
Ukuba ufuna ukukhuselwa yilo shell shell , qiniseka ukuba ikhona kwindawo yokuqala.
Qinisekisa ukuba unamaphepha afakwe kwiNgxowa- mali ye-corporation okanye i- Articles of Organisation (ezinye zibizwa ngokuba zibiza ezi ziqinisekiso ze-Certificates) ze-LLC emva koNobhala kaRhulumente ngaphambi kokuba usayine.
4. Ngaba ndiyiqonda isigama sokuqeshisa?
Ngokomzekelo, uninzi lweqeshiso lisebenzisa igama elithi "CAM" elithetha "indawo yesigcino yokugcina indawo".
Kufuneka unikezelwe ipesenti ye-CAM onoxanduva lokusekelwe kwipesenti yesakhiwo oqeshisayo.
Qinisekisa ukuba ipesenteji isekelwe kubukhulu besakhiwo kwaye ayifani ngokusekelwe kwisakhiwo esikhulu esakhiweyo.
5. Ngaba ndiqwalasele ukucela i-CAM Stop lease?
Uninzi lweqeshiso le mihla "yintambo emithathu" (oku kuthetha ukuba uhlawula irente, kunye nesabelo sakho esahlukileyo se-CAM kunye nentlawulo yepropati yomhlaba).
Unokucela umninikhaya ukuba aqeshwe nge-CAM Stop, oku kuthetha ukuba uhlawula kuphela ukunyuka kweemali ze-CAM kunye neerhafu zepropati ngaphezu kwenyanga yokuqala yokuqeshisa (ngokuqhelekileyo kuthiwa "unyaka wesiseko").
Nangona umninimzi unokunyusa izinga lakho lokuqeshisa isiseko, kuthatha ininzi "imfihlelo yokufihla" ngaphandle kwerenti. Ngaphandle koko, cela i-cap kwi-CAM ngoko ayikwazi ukunyuka ngaphezu kwepesenti ezithile.
6. Ngaba ndiyifunde inkcazo yeCAM?
Oku mhlawumbi enye yezona zigaba ezididekayo zokuqeshisa kwaye uya kumangaliswa yimalini ohlawula ngayo. Khangela ukuqinisekisa ukuba awuhlawuleli izinto ezinxulumene nemigudu yokuthengisa okanye umnini-mali ohambelana nokuxoxisana nezinye iinqeshiso.
Ezinye izinto onokufuna ukubetha ngazo nayiphi na imirhumo yolawulo engaphezu kwe-3%, ukuhlawula izibonelelo zabasebenzi bomnini-mali, ukuhlawula iindleko zezinye iiyunithi zokuqeshisa.
Funda ngakumbi malunga nokuthetha ngeCAM.
7. Yintoni endijongene nayo yenkcitho-mali?
" Iindleko zemiSebenzi " xa zisetyenziselwa ukuqeshiswa kwezorhwebo ngokuqhelekileyo zibhekiselele kwiindleko ezinkulu zakhiwo, oko kukuthi uphahla, isiseko, i-HVAC (ukufudumeza, ukuphuphuma umoya, umoya womoya) kunye nokulungiswa okukhulu / ukutshintshwa.
Yintoni "imilinganiselo" eyahlukileyo ukusuka kwidolophu ukuya kwidolophu kunye nepropathi ibe yipropati, kodwa ngokuqhelekileyo ndicebisa abathengi ngokusayinina nayiphi na indawo yokuqeshisa ehambisa umthwalo wale mali yokulungisa okanye ukubuyisela kumqeshi. Ukuba umninikhaya wakho ufuna ukuba uhlawule ezi ndleko, kukho ukuphazamiseka.
Umzekelo, ukuba umqeshi uthi unoxanduva lokulungiswa kwe-HVAC kunye nokutshintshwa kwendawo, bonisa ukuba umninimzilo ubeka "ukutshintshwa" kwaye ukuba umbopheleleko wakho wokulungiswa ukhawulelwe kwisivumelwano somsebenzi, mhlawumbi amaxesha amabini ngonyaka, kwaye unokuba uxanduva zonke zilungiswa ngokubanzi kwixabiso elithile lonyaka.
8. Ingaba iqeshiso linikezelwe ?
Khangela ukujonga ukuba umninikhaya unelungelo lokuphelisa ukuqeshisa xa usenza isabelo; oko kukuthi, ukuba omnye umntu athathe iseshishini xa uthengisa ishishini. Kwimashishini amaninzi, indawo yakho yinto enkulu enkulu yexabiso layo.
Ukuba umninikhaya unelungelo lokuphelisa ukuqeshisa xa ucela isabelo, esinokukubulala ukuthengisa kwakho. Buza umnini-mhlaba ukuba asuse eli lungiselelo okanye avumele ukuba litshintshwe ngoko alusebenzi xa kuthengiswa ishishini lakho. Qonda ukuba umnini-mhlaba uza kufuna ilungelo lokugatya isabelo ukuba umqeshi omtsha akavumelekanga ngemali.
9. Ngaba ndiya kufuna isiqinisekiso somntu siqu ?
Ukuba unokungena ngemvume ngokuqeshisa ngaphandle koqinisekiso lomntu, unenhlanhla kakhulu. Abanini bempahla abaninzi kule mihla abayi kusayina ngaphandle kokuba uqiniseke ngokuqeshisa. Kodwa iziqinisekiso ziyaxoxisana.
Cinga ukubonelela i-guaranty kuphela kwinqanaba lexesha lokuqeshisa, sithetha isiqingatha. Okanye uxoxisane ne-guaranty ehlala emva kweenyanga ezi-6 ukuya kwezi-12 emva kokuba unqanyulwe kunokuba isisele kwisithuba sokuqeshisa.
10. Ngaba ndiyinyani?
Ukuba iqeshiso lakho lenza i-3% yepropati enkulu, umnini-mhlaba uya kuba nzima ukuxoxisana nawe kunokuba i-space yakho i-25% okanye ngaphezulu. Ukuqonda ngokwenene izinto ezibalulekileyo ukuxoxisana ngazo, cinga ukuqesha igqwetha ukuba lihlolisise lo mbhalo kwaye lincede ngeengxoxo.
Ukuqeshisa kwakho kubonakala kubonakala kunamacandelo omnye kunye nemithwalo, kodwa zikhona izizathu ezilungileyo kakhulu ezininzi zale migatya kunye negqwetha linokukunceda ukuba wenze isigqibo sokukhawuleza kwaye usebenze nini kwaye ingozi ifanelekile.
Ngolunye ulwazi
Ukufumana nokuqeshisa indawo yoshishino