Qinisekisa i-Inn yakho, iHhotele, i-Motel, okanye i-Bed and Breakfast
Ininshurensi yePropati
Nasiphi na isakhiwo sokungena sifuna i- inshurensi yepropati yoshishino lokukhusela ishishini malunga nelahleko ezibangelwa umonakalo kwezakhiwo kunye nokuqukethwe. Amashishini amaninzi alalayo athola inshuwalense yepropati njengenxalenye yomgaqo- nkqubo . Abanye abaqinisekisayo banikela iinkqubo ezijoliswe ngokukodwa kwii-motels ezincinci, ii-inns, i-B & B kunye namashishini afanayo. Ezi zivame kubhalwa kwiifom zabanini-shishini kwaye zibandakanya iintlobo ezahlukeneyo zokufihlakeleyo ezifunekayo ngokufaka amashishini.
Imida
Umda owukhethayo kumgaqo-nkqubo wakho wepropati kufuneka usekelwe kwimeko enzima kakhulu. Ubungakanani ufuna ukuyisebenzisa ukuze uphinde uphinde wakha isakhiwo sakho kwaye ufake indawo yakho yeempahla ukuba yonke impahla yakho yachithwa ngomlilo? Qinisekisa ukuqwalasela ukubaluleka kwipropati ekhethekileyo isibonelelo sakho siqulethe, njengefenethi ye-antitique okanye iimpawu ezintle. Ungakulibala ukufaka izinto ezifana nezifriji kunye nefriji.
Iindleko zokutshintsha okanye i-ACV
Ipropati yorhwebo ingahlawulwa ngokusekelwe kwixabiso layo lokutshintshwa okanye ixabiso layo lenkokhelo (ACV).
Ingxelo yokubiza iindleko yindlela ebiza kakhulu kodwa inika ukukhusela okungcono. Ngaphandle kwesi sikhokelo, ishishini lokulala lingenakukwazi ukubuyela kwilahleko enkulu. Ngaphandle kwendleko yomshuwalense weendleko, kufuneka ubuye uthenge isondlo somgaqo-sakhiwo . Oku kulandela iindleko zokuphuculwa ezinokufunwa ngamakhowudi wokwakha xa isakhiwo esonakalisiweyo silungiswa okanye satshintshwa.
Umzobo kunye neeConftibles
Ngaba unayo iindwendwe zembali okanye ibhedi kunye nesidlo sasekuseni? Ukuba kunjalo, usenokuba uyihlobise ukusekwa kwakho ngemifanekiso ebiza, izinto ezibaziweyo, imipu yaseMpumalanga kunye nezinto ezifanayo. Iinkqubo ezininzi zepropati zorhwebo zibonelela ngokukhawulelana ngokukhawuleza kwezinto ezibuthakathaka njengezithombe kunye neChina. Ngaphezu koko, ubugcisa kunye nokuqokelelana ngokuqhelekileyo kubhekiswe kwixabiso langempela lemali. Ukuqinisekisa ukuba izinto ezincike kwixabiso lazo lokutshintshwa, kufuneka ufikelele ukuthengwa kobugcisa obuhle .
Imali yeRhwebo kunye neNdleko eNgaphezulu
Amashishini angenelo afumana ingeniso ngokuqesha izindlu kwiindwendwe. Ukuba isakhiwo sakho sonakaliswe ngumoya okanye enye ingozi, unokunyanzeliswa ukuba uvale ibhizinisi lakho de kube kulungiswe ukulungiswa. Umgaqo-nkqubo wepropati umgangatho awufihla ingeniso olahlekileyo xa isakhiwo sakho sibuyiselwa. Ukuzikhusela ngokulahlekelwa kwemali engenayo, kuya kufuneka ufumane ingeniso yoshishino (ekwabizwa ngokuba yi-intanethi yokuphazamiseka).
Kufuneka ujonge kwakhona ukuthenga i-inshorensi eyongeziweyo . Iquka iindleko ozenzayo ukukhusela okanye ukunciphisa ukuvalwa kwezinto zakho zokusebenza zeshishini emva kokuba ipropati yakho iqhubekele ukulahlekelwa ngumzimba. Ingeniso yezoshishino kunye neendleko zeendleko ezongezelelweyo ziquka ngokuzenzekelayo kwimigaqo ethile yepakethi eyenzelwe icandelo lokungenisa.
Mngcipheko
Kubalulekile ukukhumbula ukuba imigaqo-nkqubo yepropati ayigubungele umonakalo obangelwa zizikhukula, udaka, ukuqhuma kwe-volcanic, okanye ukuzamazama komhlaba. Ukuba ishishini lakho lihlala kwindawo ejongene nale mingcipheko, uya kufuna udweliso olukhethekileyo. Unokukhusela ishishini lakho kumonakalo obangelwa ngumkhukula okanye ugxobhozo ngokuthenga i-inshurensi yesikhukhula. Ukulimala okubangelwa yiyikimazama okanye ukuqhuma kwe-volcanic kungakhutshwa phantsi kwe- earthquake coverage .
Intshuwalense
Zonke iinkampani zokuhlala zifuna umgaqo-nkqubo wokuzibophelela . Eli lilandelayo libandakanya amabango kwishishini lakho ngenxa yengozi yomzimba , umonakalo wepropati , okanye ukulimala komntu kunye nokukhangisa okuxhaswa yiindwendwe okanye ezinye izithathu ngenxa yesithuba sokuhlala kwakho. Ii-Motels, ii-inns kunye namashishini afanayo zixhomekeke kumabango amakhulu. Nazi iziganeko zeziganeko ezingakhokelela ekulahlekeni okukhulu:
- Umntwana ugxobhoza echibini lokubhukuda kwi-motel yakho.
- Iindwendwe ezithengayo kwindawo yokuhlamba xa uhlala kwi-B & B yakho kwaye uncedisa ukulimala kwentloko.
- Wonke amalungu omtshato womtshato agula ngenxa yokutya ehotele yakho.
Umgaqo-nkqubo woxanduva jikelele uya kukukhusela kwiintlobo zamabango okukhankanywe ngasentla. Qaphela ukuba umgaqo-nkqubo uquka i- inshorensi yemfanelo yecandelo . Ihlanganisa amabango enkqayini yakho ngeendwendwe okanye kwezinye iindawo ezithathu zokulimala okanye umonakalo obangelwa yimveliso (kubandakanywa ukutya) owenzayo okanye oyithengisayo.
Utywala
Amashishini amaninzi alalayo anceda utywala. Abanye bakhonza iwayini okanye ubhiya kuphela, ngelixa abanye basebenze ibha epheleleyo . Ukuba isiseko sakho sisebenzela nayiphi na utywala, ufuna i- inshorensi yemfanelo yotywala . Le ngxelo ingafakwa kwipolisi jikelele okanye ipakethi yepakethi ye-premium eyongezelelweyo.
Xanduva loMphathi
Uninzi lube nemithetho eyanqandela umthwalo wendlu yomntu oyimvakalo yomonakalo okanye ukweba okwenzeka kwiipropati zeendwendwe kwisakhiwo somgcini-mboleko. Le mithetho iyahluka ukusuka kummandla ukuya kwilizwe. Ngokuxhomekeke kwiimeko, umninimzi wobahambi angaba noxanduva kwindwendwe kubo bonke okanye inxalenye yolu lahleko. Ngaloo ndlela, ukufaka amashishini kufuneka athenge abagcini-mboleko abasemthethweni. Olu khuselo lukhusela ishishini lakho kumabango omonakalo, ukulahleka, okanye ukweba kwepropati yeendwendwe ngelixa kusemhlabeni kwaye phantsi kolawulo lwakho. Umgangatho uya kusebenza ukuya kumda ochazwe kumgaqo-nkqubo.
Insurance Insurance
Ukuba isiseko sakho sokulala sisebenzisa iinqwelo, uya kufuna umgaqo-nkqubo wokuthengisa . Ungathembeli kumgaqo-nkqubo wokubambisa isithuthi esisetyenziswayo. Umgaqo-nkqubo uqulethe inani elithile lezinto ezixhomekeke kumashishini . Ukongezelela, akunakwenzeka ukubonelela imimiselo yemfanelo yemoto eyaneleyo yoshishino lomsebenzi.
Inkonzo Yomshuwalense weNkxaso-mali
Amashishini amaninzi alalayo aqeshe abasebenzi, ngoko banyanzelekile ngumthetho ukuthenga i- inshurensi yembuyekezo yomshuwalense . Le nkcazo iyafumaneka kwiintlobo zee-inshurensi . Ukuba udinga uncedo lokuthenga ukhetha i-insurer, cela i- arhente yakho okanye umthengisi uncedo.
Ezinye iiNgcaciso
Ezinye iimbali zeembopheleleko ezifanele uqikelele yi- sambuli yezorhwebo kunye ne-inshorensi ye-cyber. Umgaqo-nkqubo we-umbrella "uhleli phezulu" kweemfanelo zakho jikelele kunye neziganeko zokufihla imbopheleleko. Unika imida ngaphezu kwaleyo enikezelwe yimigaqo-nkqubo ephambili. Ikwabandakanya amabango athile angagcinwanga phantsi kwemigaqo-nkqubo yakho ephambili. I-umbrella ibalulekile ukuba ishishini lakho lenze ilahleko ephazamisayo, njengengxaki yomntwana ebanjwe ngaphambili.
Njengaendawo ezininzi zokulala, ibhizinisi lakho lisetyenziselwa kwaye lugcine idatha yecomputer . Ungasebenzisa iwebhusayithi ukwenzela ukuba abathengi bakwazi ukwenza iindawo zokugcina inthanethi. Ungagcina kwakhona idatha yomthengi, kuquka ulwazi lwekhadi lesikweletu, kwikhompyuter yakho. Olu datha ludala ukunyanzeliswa kwemfanelo. Inkqubo yakho inokubetha ngokuhlaselwa kwe-cyber . I-hacker ingabamba idatha okanye uyikhulule kwi-intanethi. Abathengi abanokwedluliswa kwedatha banokufaka ifowuni kwishishini lakho. Unokuzikhusela ngokuthenga umgaqo-nkqubo we- cyber.