Iingqalelo ezihlawulwayo
Eli nqaku lithatha ezinye zezinto ezinxulumene nabaqhubi beemoto zenkampani.
Ukusetyenziswa koShishino kuphela kupheliswa
Kungakhathaliseki ukuba ngubani oqhuba imoto okanye ophethe imoto, ukusetyenziswa kweshishini kuphela le moto kuyaxothwa njengendleko yoshishino. Lowo oqhuba imoto kufuneka agcine kakuhle kwi-rekodi zexesha lokuqhuba ukusetyenziswa kwezorhwebo.
Umcimbi weshishini kufuneka urekhodwe ngosuku olwenzekileyo, kwaye kufuneka lufake iinkcukacha zenjongo, umhla, kunye nendawo okanye i-mileage.
Unako Ukunika Abasebenzi Isibonelelo Esizenzekelayo
Uninzi lwamashishini anika abasebenzi ithuba lokubuyisela imali yokuzibuyisela iindleko zokuqhuba imoto kwiinjongo zoshishino. Isibonelelo singanikwa ngokungezelela kokubonelela imoto kumqeshwa.
Esi sibonelelo asikho inzuzo ehlawuliswayo kumqeshwa, nje kuphela xa kunikezelwa isicwangciso-mpendulo. Isicwangciso esiziphendulelayo isethi yemigaqo yezoshishino lakho libeka kwindawo efanelekileyo ukuze ilandele ngokwaneleyo imali eyinikezelwa ngumqeshwa. I-IRS ifuna ukuqinisekisa ukuba awuniki abasebenzi, kodwa ukuba ezi ziinkcitho ezifanelekileyo zezorhwebo ezihlawulwa ngumqeshwa kwaye zibuyiselwa nguwe.
Kumele usebenzise iPlani ye-IRS
Ngokwenene, ukuba necebo eliphendulayo, iindleko zemizi kufuneka zibe neenjongo zoshishino ngokusemthethweni, umqeshwa kufuneka anike iirekhodi ezifanelekileyo ezibonisa ukusetyenziswa kwezoshishino kunye nemali esetyenzisiweyo, kwaye umqeshwa kufuneka abuyisele nayiphi na imali yokubuyisela imali engaphezulu kwexesha elifanelekileyo.
Isibonelelo semoto onika abasebenzi singagqitywa ukusebenzisa i-IRS standard rate (ezahlukeneyo ngonyaka ngamnye) okanye iindleko zangempela. Indlela oyisebenzisayo kukufikelela kuwe, kunye nemingcele ethile.
Ukuba awuyikumisela kwaye usebenzise isicwangciso-mpendulo, nayiphi na isibonelelo okanye ukubuyisela okunika abasebenzi ukuba baqhube umqhubi, kwaye kufuneka uquke iimali zokubuyiselwa kwintlawulo yabo kwaye unqande irhafu.
Ukusetyenziswa kwabaSebenzi beNqwelo yeeKarithi kukuSebenza koMsebenzi
Inzuzo yomsebenzi, ngokwe-IRS, "yipropati kunye neenkonzo unika kumqeshwa ukuze umsebenzi enze umsebenzi wakhe." Le ntlawulo ingabandakanywa kwingeniso yomqeshwa ngokucinga ukuba umqeshwa unokuthatha inqununu kwimbuyekezo yerhafu. Kwimeko yenkampani yenkampani. Khumbula, oku kukusetyenziswa kwimizi yemoto leyo (a) evumelekileyo njengendleko yoshishino kwaye (b) ingahlawulwanga kumqeshwa njengenzuzo.
Kodwa, ukusetyenziswa kwabasebenzi kwimoto ngenxa yezizathu ezizezodwa akuxothwanga njengendleko yoshishino, nokuba ngumqeshwa okanye kwishishini lakho. Nantsi indlela oku kusebenza ngayo:
Ukusetyenziswa koBuntu kweNqwelo yeNqwelo yeNqwelo-mali yintlawulo ehlawuliswayo
Ngokwenene, nantoni na enika abaqeshwa inzuzo ehlawuliswayo. Ukuba unika umsebenzisi ukusetyenziswa kwemoto, ukusetyenziswa komntu ngumntu kuthethwa yi-IRS ukuba ibe yinzuzo yengeniso engekho yemali.
I-Intuit Payroll ithi, "Inxenye yemali yexabiso lemoto ithathwa njengenxalenye yembuyekezo yesonke yomqeshwa ngenjongo yerhafu." Kufuneka uqwalasele ixabiso le ntlawulo kwaye uyibonise ekuhlawuleleni komqeshwa, kwaye, ngokuqinisekileyo, unqande ukuhlawula irhafu kunye nentlawulo ye-FICA (Intlalo yoKhuseleko kunye noTywala) ukusuka kule mali, efana nokunye ukuhlawula kunye neenzuzo.
Iimoto ziLuhlu lweZakhiwo zeShishini
Inqaku lokugqibela: Iimoto zoshishino ziseklasini ekhethekileyo yepropati ngenjongo yentlawulo yezorhwebo. Ziqwalaselwa njengepropati ebhaliweyo, equka indawo engasetyenziselwa zombini izizathu zoshishino nezizathu.
Ukuba ngaba unika imoto kumqeshwa okanye uyisebenzise ngokwakho, ukuba imoto isetyenziswe ngaphantsi kwe-50% yexesha kwiinjongo zoshishino, unokwenza usebenzise ukusetyenziswa kwezoshishino, kodwa kufuneka usebenzise ukuhlaziywa komgca.
Ukuba Unquma Ukunika Ikampani Imoto KuMqeshwa
Makhe sijonge umzekelo ukuze sibone indlela yonke le nto isebenza ngayo:
Ibhizinisi lakho liqeshisa imoto kwaye linika uMariya ukuba asebenzise ukuqhuba ukushishina.
UMariya kufuneka agcine iirekhodi ezilungileyo malunga nokwahlula phakathi kwezoshishino kunye nokusetyenziswa komntu kwaye unikezele inkampani yakho ngeengxelo ezicacileyo. Ngenxa yale njongo, masithi uqhuba ama-50% kwi-shishini kunye ne-50% yokusebenzisa.
Kungakhathaliseki ukuba ngubani oqhuba imoto, ukuqeshiswa kukugama lenkampani, ngoko ukuhlawulwa kwemali kuqeshiswa njengendleko yoshishino, kodwa kuphela kwindlela esetyenziswa ngayo kwiinjongo zoshishino. (Ukuba imoto ithengiwe, ukuhla kwexabiso kwimoto kunqunyulwa, kwakhona kuphela kwiqumrhu loshishino lokusetyenziswa kwalo.)
Ukuba uyabuyisela uMary ngenxa yeendleko zokuqhuba ishishini, akudingeki ukuba uqwalasele le ntlawulo ehlawulwayo xa unesicwangciso sokuphendula, njengoko kuchaziwe ngasentla.
Kodwa, ixabiso leemoto ngexesha lokuqhuba umntu kufuneka lifakwe kwingeniso kaMary (kunye nokunyanzelisa isicelo). Ukuba uqeshiso lwenyanga ngenyanga kwikota yenkampani uMary uqhuba i $ 500, kufuneka ufake i $ 250 ngenyanga ngenyanga yokuhlawula.
Kutheni Kubalulekile Ukugcina Iirekhodi Ezilungileyo kwiShishini loShishino
Njengoko unokubona kwiingxoxo ezingentla, kubaluleke kakhulu ukuba umqhubi wenkampani yenkampani agcine iirekhodi ezigqwesileyo ukubonisa ubungakanani bokuqhuba umashishini.
Ubungqina obufunekayo:
- Ngoko unokubuyisela iindleko zokuqhuba umqeshwa kwaye akufuneki ukuba ufake ezi ntlawulo yomqeshwa
- Ukubonisa ukusetyenziswa kweshishini ngoko akudingeki ukuba ufake le nxalenye yemali yexabiso lemoto kwintlawulo yomqeshwa,
- Ngoko unako ukuhlawula ixabiso lokunciphisa izindleko, kunye
- Ngoko ungasebenzisa ngaphezulu kwexabiso lemoto kwezinye iindleko zoshishino.
Iinkcukacha ezingakumbi kwi-IRS Publications
- IRS Publication 535 - Ukuchitha iindleko zoshishino
- I-IRS Ukupapashwa kwe-15-B-IsiKhokelo soThutho saMqeshi kwiNzuzo yeziHlomelo
- I-IRS Ukupapashwa 463-Ukuhamba, Ukuzonwabisa, i-Gift and Car Car Expenses
- I-IRS Inkcazo yeRhafu 510 - Ukusetyenziswa kweShishino kweRhwebo
Ukuzikhusela: Le nqaku iinjongo zolwazi jikelele. Akujoliswanga ukuba irhafu okanye iingcebiso zomthetho. Hlola kunye nabacebisi bakho berhafu kunye nezezimali phambi kokuba uqale ukunika abasebenzi izitshixo kwiimoto zenkampani.