Umlinganiselo wokulahlekelwa okanye ukukhubazeka kumqeshwa oyintloko
Xa Kufuneka
Ukubhengezwa komntu oyintloko kunokubaluleka xa inkampani ixhomekeke kumntu omnye okanye ababini ukuba baphumelele.
Ngokomzekelo, iDave kunye noDan Divine, i-Divine Designs, ifowuni eyaziwayo. Amadoda amabini ngabazalwana kwaye ngamnye unamakhono akhethekileyo. UDave ungumakhi onetalente kunye noDan yinto yokuthengisa. Impumelelo yenkampani incike kwiitalente zamadoda amabini. Ukuba ngaba uDave okanye uDan uyafa okanye ukhubazekile, ishishini lingenakuphila. Ukuzikhusela ngokwabo, inkampani ithenga ukukhutshwa komntu oyintloko kubo bobabini madoda.
Kufuneka uqikelele ukuthenga ukukhutshwa komntu oyintloko xa ibhizinisi lakho linalo nale mpawu elandelayo:
- Ibhizinisi lakho lithembele kakhulu kumntu omnye okanye ngaphezulu abanezakhono ezizodwa kwaye kuya kuba nzima ukuthatha indawo
- Ukufa okanye ukukhubazeka komntu oyintloko kunokubangela ukuba ishishini lakho lilahlekelwe yinzuzo engenayo
- Ibhizinisi lakho linetyala elinokuba nzima ukulihlawula xa umntu oyintloko ebhubha okanye ekhubazekile
- Isicwangciso sakho soshishino sifuna ukufumana imali. Uninzi lwabiwo mali kunye neebhanki ziza kufuna ukuba ube negalelo lomntu oyintloko ngaphambi kokunyusa inkxaso kwiinkampani zakho.
- Iqela lakho liceba ukudibanisa okanye ukuya koluntu. Uya kuyidinga le ngxelo yabasebenzi abaphezulu kunye namalungu ebhodi.
Inshorensi yobomi
Ibhizinisi lokuthenga i-inshorensi yobomi bomntu oyimfuneko ukukhusela ngokufa komntu obalulekileyo. Ukuba umntu oyintloko usweleka, inkampani iyafumana imveliso yomgaqo-nkqubo.
Inkampani ingasebenzisa imali ukuqesha nokuqeqesha indawo, ukuhlawula amatyala okanye enye injongo.
Ubomi bomshuwalense wobomi bomntu obalulekileyo unokubhalwa ixesha elithile (njengeminyaka engamashumi amabini) phantsi komgaqo-nkqubo. Ingabhalwa kwakhona phantsi komgaqo-nkqubo wendalo okanye jikelele.
Ezinye iinkampani zinomntu ongundoqo omnye. Umzekelo yi-Divine Designs, echazwe ngasentla. Inkampani incike kwiDan noDave ngokusinda kwayo. Enye inketho inokuthi iqwalaselwe ngumbutho wobomi obandakanya "ukufa kuqala". Umgaqo-nkqubo uza kuhlawula inzuzo kwenkampani ukuba ngaba uDan okanye uDave bafa. Umgaqo-nkqubo awuyi kuphinda usebenze kumsunguli oseleyo. Inkokhelo yomgaqo-nkqubo iya kusetyenziswa ukutshintsha imizamo yomsunguli wokuqala (ukuqashwa kwabasebenzi, ukulahlekelwa yilahleko yokuthengisa njl.). I-inshurensi ethengwe ngale ndlela yayiza kuba neendleko ezingaphantsi kwezinto ezimbini zobomi bomntu.
Intshuwalense yokukhubazeka
Ubhuseli buntuntu obakhubazekileyo ukhuseleko lukhusela inkampani ngokubhekiselele kwengozi yokuba umqeshwa oyintloko uya kukhubazeka kwindlela engakwazi ukusebenza ngayo. Izinzuzo zihlawulwa rhoqo ngenyanga okanye njengesixa semali. Iinzuzo zihlawulwa emva kwexesha elilindelekileyo lokulinda. Eli xesha lingaba liintsuku ezingama-30 okanye ezingama-60 kwiintlawulo zenyanga kunye neenyanga ezili-18 okanye ezili-18 ngenkokhelo yentlawulo.
Akukho "mgangatho" womgaqo-nkqubo wokukhubazeka womntu. Kunoko, umgaqo ngamnye ulungiselelwe ukuhlangabezana neemfuno zenkampani ezithengayo.
Inani leNtshurensi elifunekayo
Ukuchonga inani le-inshorensi yokuphila okanye yokukhubazeka ukuthengwa kumntu oyintloko akulula. Uya kufuneka uqikelele ukulahlekelwa kwezoqoqosho (imali elahlekileyo okanye inzuzo) iqumrhu lakho liya kubandezeleka xa umntu oyintloko efa okanye ekhubazeka. Kuya kufuneka uqwalasele iindleko zokuqeshwa, ukuqesha kunye nokuqeqesha umqeshwa omiselayo. I- inshurensi okanye umthengisi angakunceda ukubala inani leminshuwalense oyifunayo.
Iipresimenti ozihlawulela ukukhutshwa komntu oyintloko ngokuqhelekileyo azixothwanga ngenjongo yerhafu . Nangona kunjalo, inzuzo yokufa okanye yokukhubazeka inkampani yakho eyayifumanayo ngokuqhelekileyo ayihlawuli yerhafu. Qhagamshelana neengcali zakho zerhafu ukuze ubone ukuba ukuthengwa kwe-inshurensi yomntu oyintloko kukuchaphazela njani irhafu yakho.
Inqaku elihlelwe nguMarianne Bonner