Yiyiphi iBond Bond?

Ulwazi lweeBhidi kunye nabakontrakta

Ubuhlobo bentengiso ngumhlobo wokhonkco owakhiwo okhusela umnini okanye umthuthukisi kwinkqubo yokwenza ibhilidi. Isiqinisekiso sokuba wena, njengomthengisi, unikezela kumnini weprojekthi ukuqinisekisa ukuba ukuba awukwazanga ukuhlonipha imigqaliselo yebhidi, umnini uya kuhlawulwa. Ubhonkco bentengiso bufumaneka ngokubambisana ne-inshorensi, njengenkampani yomshuwalense okanye ibhanki, kwaye unceda ukuqinisekisa ukuba isontrakethi izinzile ngokwezimali kwaye inezixhobo eziyimfuneko zokuthatha iprojekthi.

Iibhondi zeBhidi zifunwa ngokuqhelekileyo kwiiprojekthi ezibandakanya ukuthengwa kweebhidi kunye nezibophelelo zokuhlawula.

Bond Bond Basics

Ubungqina bentengiso kubandakanya amaqela amathathu: i-obligee, inqununu, kunye nokuqinisekisa. I-obligee ngumnini okanye umqhubi weprojekthi yokwakha phantsi kwe-bid. Inqununu yi-bidder okanye ikontrakta ecetywayo. Ukuqinisekiseka yile nkonzo eyenza ikhonkco yentengiso kwiinqununu. Inqununu ithenga intlawulo yebhidi ekuqinisekisweni kwexabiso elibekiweyo, kufana ne-premium ye-inshorensi. Ixabiso lokubhengezwa kwebhondi libizwa ngokuba yixabiso lesigwebo kwaye limela inani elona likhulu lomonakalo oza kuguqulwa ngalo. Izixa-mali zihlawulwa ukusuka kwi-5 kuya kwi-20 ekhulwini lexabiso lemali.

Indlela yoBond Bond Work

Iibhanki zeBhidi zinceda ukunqanda iikontraka ukuba zithumele iintengiso ezingenanto okanye ezingalunganga ukuphumeza isivumelwano. Ngethuba le-process bidding process, iikontraki ezahlukahlukeneyo (iinqununu) ziqikelela ukuba yiyiphi imali eya kuba yindleko yokugqiba kwaye ihambise ixabiso layo kumnini (i-obligee) ngesimo seshidi.

Ikhontrakthi eliphumelelayo le ntlawulo linikezelwa isivumelwano kunye neprojekthi.

Ibhondi yebhidi inika isiqinisekiso sokuthi unkonkontraki ophumelela ibhidi uya kuhlonipha imigqaliselo yebhidi emva kokuba isayinwe isayinwe. Ukuba ikhontrakthi ehluleka ukuhlonipha imimiselo yenkxaso-mzekelo, iphakamisa intengo yakhe yomsebenzi emva kokuba isayinwe isayinwe-isivumelwano sinokuphulwa kwaye umnini uya kufuneka athole enye ikontrakta yeprojekthi, mhlawumbi ilandelayo- umthengi ophantsi.

Ibhondi yebhidi ihlawulisa umnini ngexabiso leendleko phakathi kwebhanki yokuqala yoonkontileka kunye ne-bid-lowest bid. Ngamanye amaxesha, i-inshorensi yokuqinisekisa inyanzela ikontrakta ukuba ibuyise le ndleko, kwaye ukufumaneka kwamacala okuxhomekeka kumqathango kuxhomekeke kwimimiselo yobophelelo.

Iindleko zeBond Bond Cost?

Ixabiso le-bid-bond-i-premium ehlawulwa yikontraka ukuqinisekiswa-isekelwe kwimibandela emininzi, kubandakanywa neendleko zeprojekthi (izindleko zebhidi), indawo yeprojekthi, umnini, kunye nembali yezemali yontraka . Kwiiprojekthi ezincinci, iintlawulo zee-bond zentlawulo ingaba yintlawulo ephathekayo, njenge-$ 100 okanye i-$ 200. Kwiiprojekthi ezinkulu, i-premium yebhidi yebhidi ngokuqhelekileyo isekelwe kwipesenti yeendleko zeprojekthi kunye nenani lentlawulo yesondlo.

Isamba esisigxina sezohlwayo kwiiprojekthi ze-non-federal rang rang between 5 and 10 percent of the total cost of project. Isixa sohlwayo seeprojekthi ezixhaswe ngemali zigunyazwa kuma-20 ekhulwini kwindleko zeprojekthi. Iiprimiyamu zeBond zihlala ziqala ukusuka kwi-1 ukuya kwi-5 ekhulwini zexabiso lesigwebo. Ngokomzekelo, ukuba iprojekthi ibiza i-$ 500,000, kwaye isixa sohlwayo singama-$ 50,000, iindleko zontrakhontrakthi yebhondi ingaba yi-$ 500 ukuya kwii-2,500 zama-$.

Izidingo zeBhidi Bond

Ngaphantsi koMthetho weMiller, okhoyo usemgangathweni namhlanje, bonke abathengi bafuneka ukuba bangenise izibophezelo zentengiso kunoma iyiphi nayiprojekthi.

Amafama amaninzi abucala akopishe le migaqo ukuzikhusela kwimingcipheko ngexesha le-bid. Ukubambisana ngokubaluleka kubaluleke kakhulu ukuba ufuna ukuba inkampani yakho ibe nokhuphiswano kumashishini wokwakha . Kweminye imimandla, udidi lwebhondi lufunekayo ukuze ufumane iilayisenisi kunye neemvume. Okubaluleke kakhulu, phantse bonke abanikazi beprojekthi kunye nabaphuhlisi badinga ukubophelela kuwe ngaphambi kokuba ungeze kwiiprojekthi zawo.

Iimfuno zebhondi ze-bondty bonding idibana ngeendlela ezahlukeneyo:

• Iibhondi eziqinisekisiwe ezikhutshwe liziko eliqinisekisiweyo lenkampani yokuqinisekisa
• Iibhondi eziqinisekisiwe ezikhutshwe ngumqinisekisi ngamnye othembisa iindidi ezithile zeempahla
• Abantu ngabanye benza njengamaqinisekiso ukuqinisekisa ukwanelisa iimfuno ezinxulumeneyo kwiiprojekthi zedolophu ukuba zineempahla ezivumelekileyo kwiimfuno ezifunekayo ukuxhasa izibophelelo

Iimpahla ezamkelekileyo ziquka imali okanye izatifikethi zokupaka; Zobungqina beziko le-US; izitokhwe kunye nezibopheko ezithengiswayo eNew York, eMelika, kunye nezinye iinguqulelo; phakathi kwabanye.

Kukho nezinto ezingamkelekanga. Ezi ziyimpahla ezingenokuba nzima ukuyihlawula, njengendawo yokuphila kwipropati yangempela, ubucwebe, ikhaya lokuqinisekiswa komntu, kunye nabanye abaninzi.