Imirhumo kunye noCwangciso loShishino Hamba ngesandla ngaphakathi kwi-Yearend
Olu luhlu lokutshekisha konyaka oshishino oluncinane luyakunceda ukuba ufumane irhafu yakho yentlawulo kwaye ufumane isicwangciso seshishini sakho ukucwangcisa ekuqaleni.
1) Fumana iincwadi zakho zezimali ngendlela.
Kwamanye amashishini amancinci kunzima ngokwenene xa abanye kubakho umoya. Kodwa nokuba ungomnye walabo basomashishini be-solo abanebhokisi yeglovu epheleleyo iirisithi ezingazange zifakwe okwangoku okanye umntu omncinci onobunini-mgcini-mboleko kwi- payroll yakho, kufuneka wenze le nyathelo ngaphambi kokuba wenze enye into .
Ngoko fumana uncedo olufunekayo uze uqhubeke nalo. Hamba umgcini-ncwadi kunye / okanye umgcini-mali xa ufuna. Nazi ezinye iingcebiso zokufumana i-akhawunti efanelekileyo .
Kwaye nasi isiluleko esithile sokwenza le nyathelo ibe lula kwiindawo ezizayo: Iindlela ezili-7 zokwenza ulawulo lweRekodi olulula .
2) Misela isikhundla sakho.
Isinyathelo esilandelayo kwi-checklist yakho yokugqibela yonyaka wezoshishino ukujonga apho lakho ishishini likhoyo ngoku. Kukho imimandla emithathu okufuneka uyihlolisise:
a) Imali - Hlola amaxwebhu akho eemali uze uhlalutye amaxabiso.
Okokuqala, kufuneka ulungiselele (okanye ulungiselele wena) amaxwebhu emithathu emashishini athile aza kuba sisiseko sezigqibo zakho.
I- Balance Sheet isishwankathelo soshishino lakho ukwenza ngayo imali ngexesha elithile. Ibonisa zonke iimpahla zezoshishino, amatyala kunye nokulingana. Le nkcazo yendlela indlela yokusebenzela ibhalansi ibandakanya ngayo itemplate ye- balance sheet engayisebenzisa xa uyithandayo.
Ingxelo yeNgeniso ikuvumela ukuba ubone ngesohlwayo nokuba ingaba ibhizinisi lakho linenzuzo kwinqanaba elithile ngexesha lokujonga imali engenayo kunye neendleko, okubangele inzuzo okanye ukulahleka.
Nantsi itemplate yenkcazo yengeniso yoshishino-based based.
Isitatimende soKhuseleko lweMali-mali sivumelanisa imali yakho yokuvula kunye nemali yakho yokuvala ngexesha elithile, ekuboniseni apho imali ihambe khona. Ukulungiselela isitatimende sokuhamba kwemali esilula, ngexesha elithile (njengowonyaka owedlule nje), uluhlu uze ushwankathele ukuhamba kwemali yebhizinisi lakho kunye nokuphuma kwendawo nganye kule mimandla emithathu:
- Ukuhamba kwemali kwimisebenzi yokusebenza - njengenzuzo neendleko
- Ukuhamba kwemali evela kwimisebenzi yokutyalomali - njengempahla ethengiweyo kunye neentengiso ezithengisiweyo
- Ukuhamba kwemali evela kwimisebenzi yezemali - njengemali mboleko kunye nokuhlawulwa kwemali mboleko
Oku kuya kukubonisa ukunyuka kwenetha okanye ukunciphisa ukuhamba kwemali yebhizinisi lakho ngexesha lokujonga kwakho kwaye kukubonise ngokukhangela apho imali ihamba khona.
Emva kokuba uhlolisise iphepha lakho lokulinganisela, isitatimenti sengeniso kunye nesitatimende sokuhamba kwemali, jonga ubuncinci ngokujonga ubungakanani bendawo yakho yangoku, umyinge wetyala lomyinge kunye nomyinge wenzuzo. Akuyi kuthatha ixesha elide kunye nephepha lakho lokulinganisela phambi kwakho. Khangela Khangela iNkampani Yakho Ukuhlolwa kweMpilo yemiyalelo.
b) Iinjongo - Hlaziya iinjongo zakho ukususela kunyaka odlulileyo.
Ngoku ukuba uyazi apho ishishini lakho lililo, lixesha lokujonga indlela ifike ngayo apha.
Phuma isicwangciso sakho seshishini kunye nawaphi na amanye amaxwebhu okucwangcisa afana nesicwangciso sesenzo sonyaka odlulileyo kwaye uhlalutye iinjongo zonyaka ophelileyo.
Ingaba ishishini lakho lifezekisa oko uzimisele ukukwenza? Kutheni okanye kutheni? Yenza amanqaku kwiingcamango zakho malunga nokufezekiswa kwakho ngempumelelo kweenjongo zakho (okanye ukungabi naso). Ezi ziza kusebenza xa usenza isicwangciso sakho sezoshishino kunyaka okhoyo (inyathelo lesi-3 sale ncitshana lokutshekisha isicwangciso esincinci).
c) Imirhumo - Hlaziya izicwangciso zakho zerhafu zangoku.
Amacandelo aRhafu aRhwebo lweShishini elincinci lokunciphisa iRhafu yeNgeniso yeRhafu Ukuhlaziywa kweentlawulo zentlawulo zaseCanada kunye neentsebenziswano zingasebenzisa ukunciphisa inani lentlawulo yengeniso abayibhatalayo, njengokwenyuka kwengeniso kunye nokwandisa ibango lokunciphisa ibhizinisi.
Ziziphi zezicwangciso zerhafu ozisebenzisileyo kwaye zisebenza kangakanani kuwe? Phanda iinkqubo ezahlukeneyo zerhafu ongazisebenzisiyo, ezifana nokutshintsha isakhiwo sakho soshishino kwi-corporation .
Thetha kwinjongo efana ne-akhawunti kunye / okanye igqwetha leerhafu ukufumana iingcebiso malunga naziphi na izicwangciso zerhafu eziza kuba ngcono kwiimeko zakho zobuqu kunye nezoshishino.
3) Cwangcisa unyaka ozayo.
Konke kulungile. Uyenzile yonke indawo kwaye ulungele ukwenza ucwangciso lwezoshishino. Oko kuthetha ukuba uya ku:
- Beka iinjongo zonyaka ozayo.
- Lungiselela isicwangciso senkqubo okanye izicwangciso.
- Qalisa ukuphunyezwa kwezicwangciso zakho zesenzo.
UkuCwangcisa ngokuShishino ngokukhawuleza kwamashishini amancinci kuya kukukhokelela kwinkqubo.
Ngaphambi kokuba ubeke iinjongo, jonga isiKhokelo soHlelo lweNjongo ukuqinisekisa ukuba ubeka iinjongo eziza kukunceda ufezekise into ofuna ukuyifeza.
4) Fumana amaxwebhu akho erhafu alungiselelwe.
Unokuguqula amaxwebhu adingekayo kumntu we-akhawunti okanye ulungiselele irhafu yengeniso yakho.
Ukufumana iiRekhodi zakho zeRhafu ndawonye kunye ne-Akhawunti yakho yomnxeba u dwelisa iirekhodi eziphambili umgcini-akhawunti wakho weerhafu uya kufuneka ulungiselele irhafu yengeniso yakho. Ukuba kwenzeka ukuba usetyenzise enye yeeprogram zeekhompyutheni eziphambili ze- software zokugcina irekhodi, enye yeenzuzo ezininzi kukuba i-akhawunti yakho iya kuba nokufikelela ngqo kwiirekhodi zezoshishino zakho kwi-intanethi.
I-Canada yenza-it-yourselfers izakufumana iiprogram zeNkcazo zeRhafu zeNkxaso zeRhafu zeCanada eziNcedo .
Ukuba ishishini lakho liyiKhanada kwaye lo ngumnyaka wakho wokuqala njengomnikazi wedwa okanye iqabane lakho , Ukubuya Kwentlawulo Yentlawulo Yakho Yokuqala Ichaza ukuba ungagqiba njani kwaye ufake ifom ye-T1 yaseRadio yerhafu ngeniso.
Yiyo leyo! Uyenziwe!
Uyazi i-cliché; amashishini ahluleka ukuceba isicwangciso sokungaphumeleli. Sonke siyazi ukuba kubaluleke kangakanani ukucwangciswa kwezoshishino, kodwa kulula ukuyeka ukushicilelwa kwimiba yemihla ngemihla. Ndiyathemba ukuba uluhlu lokugqibela lokuhlola uluphefumlele ukuba lufike kuyo kwaye wenze ulungiselelo lwakho lwezocwangciso lulula.
Bona kwakho:
Izigqibo eziphezulu zeNtsha zoNyaka zamaShishini amancinci