Ukukhusela nokukhuseleko, ukubeka ibhalansi ye-drawer kunokulawula ilahleko.
Umbuzo wenkcitho encinci kufuneka iqwalaselwe ngexesha locwangciso loshishino ngelixa kusekwa iinkqubo zesitolo . Isixa semali umthengisi kufuneka ahlale esezandleni uya kuhluka ngokubhaliweyo kwempahla, ukukwazi ukugcina ngokukhuselekileyo imali kunye nohlobo lweentlawulo ezithengiswa ngumthengisi kumakhasimende. Kungathabatha iiveki ezimbalwa ngokwenene zijongene noluntu ngaphambi kokuba ukwazi ukucacisa ukuba imali ibe neyiphi na kwi-drawer yemali.
Ngaphandle kwexabiso lokuqala lemali kwirejista, misela inani eliphezulu. Ukukhupha imali engaphezulu kwidrafti yemali ngexesha lokutshintsha, ngamanye amaxesha kuthiwa 'i-cash drop', ulawulo olufanelekileyo lwemali oluya kunciphisa inani lemali kwindawo yokuthengisa. Le nkqubo ibaluleke kakhulu ngexesha lokuthengisa elinzima njengexesha le-Christmas shopping. Nangona kukuhle ukuba nexabiso eliphezulu lokunyuka kwemali kwi shishini lakho, ukukhuseleka, kungcono ukuba ungabonakali.
Inani elilinganisiweyo
Hlola inani kunye nexabiso leedola zeebhilikhwe kunye nokuguqulwa kwesigxina kwisandla ngalunye suku ukuze uqinisekise ukuba ivenkile yakho ayifuni. Ukuba ufumanisa ukuba uhlala uphuma kwiikota okanye ezinye iimali, ucinga ukunyusa inani lemali encinci . Qaphela ukuba akuyiyo yonke imali yesitoreji kufuneka igcinwe irejista.
Abathengisi bangafuna ukugcina imali eyongezelelweyo yemali ehlanganiswe kunye nemali ekhuselekileyo njengebhanki esitolo. Oku kungasetyenziselwa iimeko ezinxamisekileyo kunye neziganeko ezingalindelekanga, ezifana nokuphuma kweemveliso zephepha kwiindawo zokuhlala, okanye izinto ezincinci ezincinci ezifana nokuphathwa kwabasebenzi kwiikhofi ngosuku oluxakekileyo. Qinisekisa ukunciphisa ukufikelela kule khokhelo kubasebenzi bezitolo ezithembekileyo.
Njengenxalenye yemigangatho yakho, setha inani leedola lemali elimele ligcinwe kwi-drawer. Akuyimfuneko ukuxhalaba malunga neentlobo zeebhilikhwe okanye iimali zemali kwisixa ngasinye ubusuku, kuba lo mkhuba ulawula kuphela inani. Eyona ndlela ibhetele ngayo abathengisi abaninzi banama-$ 200 ngetraki okanye irejista. Oku kuya kusekelwe kumyinge wetikiti ngaphantsi kwama-$ 200. Ukuba ikheyiti ye-tiyiti ingaphezulu kwesi sixa, kufuneka ulungele kuphela ukuba unomlinganiselo ophezulu wezoshishino. Kodwa, inyani le nto, ngeendlela zokuhlawula ezihambayo zanjengo-Apple Pay, iintsuku zemali zibaliwe.
Ukuba ugqiba ivenkile yakho yokuthengisa kufuneka ube needola ezingama-200 kwirejista yemali ngamaxesha onke, ngokucacileyo uya kufuna ukusabalalisa imali phakathi kwamahlelo ahlukeneyo. Eyona nto, uya kuba neninzi ye $ 1 kunye nee-20 zeebhilikhwe esandleni njengoko ezo ziyi-bills zakho eziqhelekileyo. Iingqekembe zeemali ziza kwiimali ezibekiweyo, kodwa qinisekisa ukuba unokwabiwa kwento nganye (nokuba neepennies, ezixakisayo njengoko zinokuba nazo.)
Xa "ukusika" i-drawer ebusuku (ukucheka kubhekisela ekutsaleni yonke imali kwimida ye-drawer - i-$ 200 kumzekelo wethu) zama kwaye ugcine ukuhanjiswa kwebhilidi ukuhambelana nokuqala kwakho okufunayo. Abathengisi abaninzi ababala ukuba utshintsho kule njongo, kodwa nje kuphela iindleko. Iintsingiselo, umthengisi ushiya ama-$ 200 kwiibhidi kwi-drawer kwaye uyayitshintsha kuphela xa iphelile. Usadinga ukubala lonke utshintsho ebusuku ukulinganisa i-drawer. Oku kunika isheke kunye ne-balance system ukwenzela ukukunqanda ukweba kwangaphakathi .
IiDepositi zemihla ngemihla
Ngobusuku ubusuku ekuvaleni, hlawulela i-cash drawer ukuya kwisixa sokuqala kwaye ulungiselele idiphozithi yosuku ngalunye ngokwemiqathango yakho yokusebenza. Abathengisi abaninzi bathabatha iifomthi ebusuku, kodwa oko kunokukhokelela ekukhathazeni ukhuseleko. Isimo esona sikhetele kukugcina imali ngobusuku obukhuselekileyo, kwaye wenze idiphozithi ebhankini ngexesha lokukhanya kwemini.
Awufuni ukubeka umngcipheko lolokhuseleko lomphathi wesikhombisa ngokubenza kube yinto ekujoliswe kuyo yokuphanga.