Iyintoni i-Petty Cash?
Imali emncinci imele ilandelelanise amancinci ebhiziniselwano.
Igama elithi "elincinci" lisetyenziselwa kuba liyingcinci (encinci) inani lemali okanye ukuthengwa kwemali. "Okuncinci" akusekho encinci, ngoko cinga nje ngeemali ezincinci onokucinga ngazo ngokulandelela. Kule nqaku, siya kusebenzisa igama elithi "imali encinci" ukubandakanya iintlobo ezahlukeneyo zokuthengiswa kwezorhwebo.
Umzekelo:
- Ukuthenga ikhofi kwi-coffeemaker yeofisi
- Ukuhlawula iierhafu okanye iimitha zokupaka
- Ukuphatha abasebenzi kwi-pizza ukugubha ukufezekiswa
- Ukuthenga isipho esincinane endleleni eya kwintlanganiso yebhizinisi.
Kutheni i-Petty Cash ibalulekile?
Iintengiselwano zemali ezincinci zongeza. Ukungabhalisi kunye nokulandelela ezo ntengo ezincinci kunokuthetha ezininzi zeendleko zoshishino ezishiywe zingabonakali, njengokuba ziphosa.
Makhe sibone imizekelo emibini:
- Ukuba usebenzisa iikopi zeKeurig kwiofisi yakho yekhofi, nokuba uthenge ngexabiso elincinci kwaye ininzi, kuya kubiza i-26 cents indebe. Ngomlinganiselo olinganiselwe ngumsebenzi wokuphuza iikhofi, ezi zimbini izindebe ngeentsuku zentsuku malunga neentsuku ezingama-200 ngonyaka, ezingaphezulu kweedola ezili-100 kumsebenzi omnye. Yandisa ukuba inani labasebenzi kwaye unemali eninzi.
- I-Pizza yabantu abayi-10 inokubiza i-$ 50. Ukuba wenza njalo kanye ngenyanga, i-$ 600 ngonyaka. Ukungagcini irekhodi kuthetha i-$ 600 kwiindleko ezilahlekileyo.
Ukubhalwa kwemali encinci kufuneka kubhalwe njani?
Ungakwazi ukurekhoda kwiiflethi okanye uluhlu, nokuba yintoni elula. Into ebalulekileyo ukuba uyikhumbule kukuba yonke intengiso kufuneka ibhalwe kwaye kufuneka ifake:
- Umhla wokuthengiselana
- Inani le ntengiso
- Inkcazelo ngokubanzi yenkqubo yokuthengiselana ("i-donuts kwintlanganiso yeofisi," umzekelo)
Awunayo ukurekhoda inombolo ye-akhawunti ngexesha lokuthengiselana.
Xa uzalisa imali encinci , ukuthengiswa kweqela ngenombolo ye-akhawunti uze ubangenise kwinkqubo yakho yokugcina incwadi.
Ndiyakwazi ukulandelela ukuthengwa kwemali emancinci kwi-intanethi?
Abanikazi bezobugcisa beMandla kule mihla bahlawula ukuthengiselana kwamashishini kunye namakhadi ekhredithi okanye i-debit amakhadi kunye neefowuni. Ungakwazi ukulandelela ukupaka nge-app, kwaye ungasebenzisa inkqubo yokuhlawula i-toll ngokuzenzekelayo ukuphelisa ixesha elichithwe "kwi-cash-only" kwimizila yee-toll. Ewe, ukuhlawula nge-debit yakho yebhanki okanye ikhadi lekhredithi kwenza ukulandelela iindleko ezincinci kulula. Qiniseka ukuba uqaphela injongo yoshishino kwi-risithi.
Kuthiwani ukuba ishishini lam linayo ibhokisi lemali?
Amashishini amaninzi aneengxowa-mali ezincinci kwiofisi, ikakhulukazi amashishini athengisa abathengi abahlawula ngemali. Ibhokisi lekheshi lisetyenziselwa ukwenza utshintsho, kwaye kwezinye iimeko kwiintengiso ezincinane. Ngokuqhelekileyo, ibhokisi iqala nge-balance balance cash, kwiindibano ezifanelekileyo. Emva koko, xa ibhokisi lemali liphantsi, lizaliswa.
Ukuba imali yeebhokisi yemali isetyenziselwa ukuthenga amancinci, gcina ingeniso kwibhokisi ukwenzela ukuba oku kuthengwa.
Ndinokuqiniseka njani ukuba zonke iintengo zemali ezincinane zirekhodwa?
Kuxanduva lwakho njengomnini-shishini ukuba ubeke imigaqo-nkqubo yokusetyenziswa kwemali encinci, ukubeka esetyenziselwe imali kunye nokuqinisekisa ukuba abasebenzi basebenzisa imali encinci ngokufanelekileyo. Amanye amathuba:
- Nika abasebenzi abathembekileyo kwikharityhulam yemali yebhanki kwaye bafune ukuba bajike iinkcukacha ngenjongo yoshishino kuyo yonke intengo yabo yokuthenga.
- Ufuna abasebenzi abasebenzisa iimoto zabo kwi-shishini ukuba babe ne-tracking tolling. Unokukubonelela kwaye ufumane iinkcukacha. Uya kufuna umqeshwa ukuqinisekisa ubungqina boshishino.
- Ukuba abasebenzi abanee-smartphones ekusebenziseni ishishini, bafune ukuba bafake iinkqubo zokubamba iirisithi ngesithombe okanye ukuzithumela kwiSebe lakho lokugcina.
Umxholo ophantsi kwiCashty Cash:
Ukumisela nokugcina umthamo wemali encinci kufuneka ube yinxalenye yenkqubo yokugcina irekhodi kwinkampani yakho.
Khumbula, ukuba awuyikurekhoda, awukwazi ukuwukhupha njengendleko yoshishino. Qinisekisa ukuba uyayisebenzisa yonke loo mali encinci yokuthengwa kwemali, ngoko unokubanga ezinye iindleko zoshishino ngokusemthethweni kwaye unciphise irhafu yakho yeshishini.