Siza kukubonisa indlela yokufumana ukuba zeziphi iirhafu ezifaneleke kakhulu kwiidola zakho, kwaye udibanise isicwangciso sokunika isibonelelo esisebenzayo esikusihlalo somqhubi.
Setha Abanye Ukunika Iinjongo
Kuzo zonke iinkalo zobomi bakho bezezimali, iinjongo ezinokulinganiswa yinto enhle.
Ukuba ufuna ukuphuma kwetyala, umzekelo, uza kuqala ufumanisa ukuba ufuna ukukhawuleza njani isalathisi kunye nokuba uza kukubiza njani inyanga nganye ukufezekisa oko. Ukunikezela ngempumelelo kusebenza ngokufanayo. Zibuze (okanye uhlale phantsi kunye neqabane lakho) kwaye uxoxe ngendlela eninzi ngayo engenayo. Ngokomyinge, amaMerika anika malunga neepesenti ezi-2 zeemali zabo kwizinto ezithandwayo; Abantu abayishumi bahlala benika iipesenti ezili-10. Nika ukubeka injongo onokuyifumana. Ukuba uvakalelwa ukuba unokwenza okungakumbi, unokuwukhangela ngonyaka ozayo.
Nquma apho Ufuna ukwenza Impembelelo
Into ebaluleke kakhulu ongayenza njengomniki-mali kukuba ukhethe iziphumo zakho, "kusho u-Elijah Goldberg, umseli-mququzeleli we-Impact Matters. "Yichaze ukuba yintoni utshintsho olufunayo ehlabathini: Ukungabi namakhaya? Unonophelo lwezempilo olungcono kumama omtsha? Yintoni ofuna ukuyibona eyahlukileyo emva kokuba unike imali? Esi sinqumo sakho esibalulekileyo kunamhlanje. "
Yaye ukuba awuqinisekanga yintoni umphumo ofuna ukufezekisa? Jonga kwi-AgoraForGood.com. Le nhlangano iye yahlula iphela kwimimandla eyisithupha ebangela ukuhlupheka, ukugcina impilo, kunye nokugcina ubomi. Ukhetha enye, uze udibanise kwaye ukhethe indawo kule mimandla de uze uqhube kunye nenkcazelo engenzi-nzuzo ejolise kule mimandla.
"Njengokuba utyalo-mali, apho ungakhetha khona amasheya, ungakhetha izibonelelo kwaye ungeze kwi-portfolio yakho," kuchaza u-Angela Campbell, umququzeleli wombutho kunye ne-CEO.
Imibutho yeFayile yokuPhumelela
Kungakhathaliseki ukuba uthatha isigqibo sokweseka, izibonelelo ezizigidi-mali kunye ne-US kuphela zifuna ukuba unyule kwimibutho. Indlela engcono kakhulu yokukhetha phakathi kwabo, i-Goldberg ithi, kukukhenkca ukusebenza kwaye kufuneka usebenzise idatha. Uthi: "Uninzi lwabantu linikela [ngokusekelwe] kuma-anecdotes," uyachaza. Okusebenzayo xa ukhetha i-plumber okanye umbane wamanzi - amava abahlobo bakho nabamelwane bathetha kakhulu - kodwa akuyithembekiyo xa ukhetha uthando. Ngenxa yoko, uthi uGoldberg, "kufuneka sisebenzise idatha engqongqo."
Okokuqala, vula kwiinkonzo zokuncedisa uthando njenge-GiveWell, ehlalutya iinkonzo zokunceda ekuncediseni ukwandisa impembelelo yakho, kwakunye neCharityNavigator.org kunye neBusiness Business Bureau . Okwesibini, jonga iziseko ozifunayo ukuze ubone ukuba yiyiphi imibutho encedo abayinike yona; ngenxa yokuba banamabhajethi amakhulu, bachitha ixesha elide bahlalutya indawo yokuchitha loo mali.
Okwesithathu, khangela idilesi inokukhupha. Ukuba ubona ukuba intsingiselo ithi iqeqeshe abantu abayi-1 000, yiba nokwenkqenkqeza ukukhangela ulwazi olukuxelela oko kuqeqeshwa kwenzeni kwaye yintoni eyashintsha kubomi babantu.
"Akukho datha epheleleyo ngaphandle koko," amanqaku eGoogleberg, kungenxa yoko kufuneka uzive ukhululekile ukukhetha ifowuni okanye uthumele i-imeyile kwaye ubuze umbutho wakho imibuzo. Ukuba awuqinisekanga into oyifunayo, zama oku:
- Ziziphi iingxaki ojamelene nazo?
- Ziziphi iingqiqo othembela kuzo indlela yokusebenza?
- Ziziphi iingozi?
"Ukuba abanakukuxelela into engafanelekanga," uGoldberg uthi, "abazange bacinge ngako."
Nika ngenyanga okanye Vula iAkhawunti yokunika
Okulandelayo, susa imali ngaphandle kwe-akhawunti yakho yokujonga-apho ungayisebenzisa khona-kwaye uyiqondise kwizinkonzo ezizikhethelayo okanye kwi-akhawunti oyimisele ukuyinikela. Ulungele ukwenza oku) rhoqo kwaye b) ngokuzenzekelayo, njengokuba uncedisa kwiakhawunti yomhlalaphantsi. Ngenxa yothando, ukunika inyanga zonke "kubenza baphumelele kwindlala," kuchaza uCampbell.
"Ngokuqhelekileyo, banesiganeko esinye kwaye baphakamisa iipesenti ezingama-30 ukuya kuma-40 ekhulwini lwabiwo-mali. Ukuba unomdla malunga nentlangano, ukunika [rhoqo rhoqo] kuvumela ukuba bacwangcise. "Kwaye ukunika inyanga zonke kulungile kumnikeli. Ukuba usungule injongo yokunika unyaka, uyakuphepha ukuphela konyaka wokuqhaqha umgangatho wokwenza umhlaba.
Ngokuphathelele i-akhawunti oyisebenzisayo, unokucinga ngesikhwama somnikelo esinikwe isibonelelo esiqhutywa ngumbutho wenkampani yokuthengisa. Xa ufaka imali enye, unokuyifaka imali ukuze ikhule xa usenza isigqibo sokuba ungayinikela. Qaphela ukuba uza kufumana irhafu yentlawulo yonyaka ohambisa imali leyo kwingxowa-mali, kungekhona kunyaka owunika imali kwingxowa-mali. Kodwa qaphela ukuba xa ubeka imali kwingxowa-mali njengale, kufuneka inikwe.
Nciphise iithagethi zakho
Abantu abaninzi banomdla wokunikela kwiintlobo ezahlukeneyo zokunceda kunye namaqela. Kuyaqondakala - kukho amaqela amaninzi anesidingo kwaye kunzima ukukhetha nje ezimbalwa. Kodwa inyaniso enzima yisesheke ekhudlwana ilungile kunokuhlola okuncinci okulinganayo. Kuthatha inani elimangalisa lemali nje ukuqhuba umnikelo. Enyanisweni, i-Goldberg ichaza ukuba imali eyithathayo ukuqhuba umnikelo we-$ 20 ifana nexabiso elithathayo ukuqhuba i-$ 2,000 enye (oko kuthetha ukuba uthando luya kulahleka imali ngaphambili). Ngoko musa ukusasaza uthando oluzungeze-khetha eyodwa okanye ezimbini ezibalulekileyo zokunceda kwaye ugxininise imizamo yakho.
Jonga i-Scams
Kubuhlungu ukuthetha, kodwa kunye nemibutho ehloniphekileyo ecela imali yakho, kukho inani elithile leeapulo ezimbi. Oku kuyinyaniso ngokukhawuleza ngeeholide, okanye nayiphi na inhlekelele engokwemvelo, kwaye umnqweno wokunikezela iindawo. "Nanini na ukuba uziva unyanzelekile ukuba unikezele, yiloflethi ebomvu," kusho uSandra Miniutti, umongameli wentengiso yeCharityNavigator.org. Kananjalo qaphela abaceli abacebileyo nabangenazo iinombolo ze-EIN . Yaye ukuba ubizwa ngokuba yi-telemarketer kunokuba ummeli wothando, qaphela. "Abakuxeleli ukuba baninzi kangakanani ukugcina ngokumalunga nento eninzi eya kuyo inceba," ushilo.
Kunye noKelly Hultgren