Ukuqeshwa nokuhlawula umqeshwa wasekhaya
Abantu abasebenzisa iinkonzo zasekhaya, njengama-nannies, iinkonzo zokucoca, abalimi, abagcini bezindlu kunye nabanye abasebenzi emakhaya abo bacinga ukuba ngabaqashi (ngokukodwa "abaqeshi basekhaya," ngokwe-IRS) kwaye kufuneka bahambisane nemimiselo emalunga nabaqeshwa. Eli nqaku liza kuhlaziya iisiseko ezifunekayo ukuba uzibe ngumqeshi, uhlawule abasebenzi basekhaya, kwaye uhambisane nemithetho nemimiselo yengqesho yomthetho.
Njengomqeshi wendlu, kufuneka uhambisane nemithetho nemimiselo yengqesho yomthetho. Nantsi umboniso omfutshane wento omele ukwenze:
Okokuqala, qinisekisa ukuba unetyala le-FICA kulo msebenzi wasekhaya
Ngamanye amaxesha ubizwa ngokuthi "irhafu yerhafu," kufuneka uhlawule kwaye unqande irhafu ye- FICA kubasebenzi basekhaya xa uhlawula umqeshwa ngaphezu kwe-1700 ye-ngonyaka (ngo-2010 no-2011). Iserhafu ngumsebenzi, ngoko ke ukuba uhlawula abasebenzi abaningana kwi-1700 nganye, irhafu kufuneka ihlawulwe ngabasebenzi. Funda kabanzi malunga ne "Nanny Tax" kunye nokuba iyasebenza yini, ukusuka kuKatherine Lewis kwiMisebenzi yamaMama. UKatherine naye unoluhlu lwezinto ezingekhoyo-iimeko apho akudingeki uhlawule eli rhafu kubasebenzi bakho basekhaya.
Ziziphi iintlawulo zeFICA?
Iirhafu ze-FICA zihlawulwa isiqingatha ngabaqeshi kunye nesiqingatha ngabasebenzi bezoLuntu noKhuseleko lweNtlalo. Iserhafu ngu-15.3% (13.3% ngo-2011, ngenxa yokuba inxalenye yentlawulo yeNtlalo yerhafu iyancitshiswe i-2% yabasebenzi.).
Kumele ugwebe imali efunekayo kumntu ngamnye wokuhlawula umqeshwa kwaye ubeke eceleni inani elilinganayo kwiimali zakho. Funda kabanzi ngeentlawulo zeFICA.
Ukongezelela ekujonganeni neerhafu ze-FICA, kufuneka uzalise iphepha elitsha lokuqeshisa kwaye unqande i-tax and federal taxes tax and more. Nazi izinto ezifunekayo:
Impapasho efunekayo kwabasebenzi abasha basekhaya
- Fumana inombolo yesazisi yomqeshi (i-EIN) enobhaliso lwakho lomqeshi, njengenombolo yokhuseleko loluntu
- Kumele ube nomqeshwa azalise iphepha elisha lokuqesha , kuquka ifom ye-W-4 yokurhoxisa irhafu
- Kufuneka uqinisekise ukuba umqeshwa wakho uvumelekile ukusebenza ku-US, usebenzisa ifomu I-9 . Akukho mthethweni ukuqesha ngokuqeshwayo okanye ukuqhubeka nokuqesha umfokazi ongekho mthethweni.
- Khangela ukujonga ukuba umqeshwa wakho unelungelo lokufumana inkokhelo yengeniso kumntu ongezantsi.
- Kumele ubhalise kunye nelizwe lakho njengomqeshi.
Iintlawulo zezeNgqesho zabasebenzi basekhaya
Kufuneke u:
- Ukugatya intlawulo kunye nombuso (ukuba kukho) irhafu yentlawulo kunye neerhafu ze-FICA (ukhuseleko lwezeNtlalo kunye neMedareri) ukusuka kwintlawulo yomqeshwa
- Umele uhlawule ezi mali ezingavaliweyo kwi-IRS rhoqo kwaye ingxelo ngekota nganye kwi- IRS ifom ye-IFS 941 ehlawulwa kwaye ihlawulwe
- Kumele unikeze ngamnye umqeshwa ingxelo yonyaka yokuhlawula kunye nokubamba kwiFomu W-2 kwaye unikeze uLawulo loKhuseleko loLuntu ngeikopi zazo zonke ii-W-2 kunye neifom zokuhamba (kwifomu W-3).
- Kufuneka uhlawule irhafu yentlawulo engasebenzi , ngokusekelwe kumvuzo womqeshwa.
Ingxelo yeNgeniso yeNgeniso kwiShedyuli H
Ukuba uhlawula umqeshwa wasekhaya u-1700 okanye ngaphezulu (ngo-2010) kufuneka ufake ifom yeShedyuli H - Ifom yokuThengwa kweeNgqesho kunye neentlawulo zakho zerhafu.
Le fomu irekhoda ulwazi malunga nendlela ohlawula ngayo abasebenzi basekhaya, iintlawulo zerhafu ozinqambileyo kunye neentlawulo zeFICA ozibambelele kwaye uzihlawulele kunyaka.
Funda ngokubanzi ngeShedyuli H - Imirhumo yeeNgqesho zikaMakhaya ezivela kuWilliam Perez kwiCandelo loThutho.
Ukuba uqeshe ikontrakta elizimeleyo
Ukuba uqesha inkonzo yokucoca okanye enye ikontrakta ozimele ukusebenzela ekhaya, kufuneka:
- Yiba nophawu lwe-contractor ye-IRS Ifom ye-WS-9 ukuqinisekisa ubungqina besazisi yolu mntu okanye inkampani. Ukuba awunayo inombolo yesazisi yerhafu, okanye ukuba inani alichanekanga, kufuneka uchithe ukugcinwa kwesikhalazo ekubanjweni kwintlawulo nganye.
- Unyaka ngamnye kufuneka unike ikontrakta ye-IRS Ifom ye- 1099-MISC ukuba uhlawule ikontraki u-600 okanye ngaphezulu kunyaka odlulileyo, kwaye kufuneka ungenise i-1099-MISC kwi-Administration Security Security.
Funda kabanzi malunga nokuqesha kunye nokuhlawula iikontraki ezizimeleyo.
Ukuba awuqinisekanga ukuba umqeshwa ungumqeshwa okanye ikontraka ozimeleyo, funda ngokubanzi malunga nendlela yokuhlukanisa abasebenzi kunye nabakontrakthi abazimeleyo . Ngamanye amaxesha umsebenzi onzima, ngoko unokufuna ukubonisana nommeli wengqesho. Unokuphinda ucele i-IRS ukuzimisela, ngokusebenzisa Ifomu SS-8 . I-IRS ithatha ukuba umqeshwa ngumqeshwa ngaphandle kokuba unokungqinisisa ngenye indlela, kwaye uphicotho lwe-IRS abaqashi baqiniseke ukuba abasebenzi bahlelwe ngokufanelekileyo.
Ukuze ufunde okungakumbi malunga nokuba ngumqeshi kunye noxanduva lwakho lokuhlawula irhafu kunye neerhafu zomvuzo, eli nqaku kwi- Payroll kunye ne-Payroll Taxes Isinyathelo ngesinyathelo kufuneka luncedo.
Ukufumana ulwazi oluthe vetshe, jonga iPublication 926 - Isikhokelo soRhafu seNkcitho yomSebenzi.
I-Child Care Tax Credit
Enye inqaku: Unokufumana ilungelo lokuthenga ngetyala ngeendleko zokunyamekela umntwana wakho ngelixa usebenza. Le ndleko ingabandakanya iintlawulo kumntwana okanye omnye umntu onakekela abantwana. Ingeniso yemboleko yerhafu kokunakekelwa kwengane kunye nokunyamekela (njengomzali osekhulile). UCatherine Lewis, ochwepheshe beMom osebenzayo, unolwazi olungakumbi malunga nale ntlawulo yemboleko.
Ukuzikhusela: Le nqaku kunye nayo yonke ingcaciso kule ndawo ayihloselwe ukuba irhafu okanye isiluleko somthetho, kodwa ihloselwe ukuba yinto yolwazi jikelele. Imeko nganye iyahluka kwaye imithetho yerhafu iyatshintsha. Hlola kunye nabacebisi bakho beerhafu nabomthetho ngaphambi kokuthatha nayiphi na inyathelo kwimicimbi enjengale.