Imiba yeRhafu yeMisebenzi kunye neNgqesho
Akukho mithetho echasene nokuzingela (ukuqesha amalungu omndeni) kwishishini langasese, kodwa imithetho ikhona ukukhusela ukungabikho kwemilinganiselo kwizikhundla zikaRhulumente. Ukuba namalungu entsapho abasebenza kwishishini lakho abonisa iimeko ezithile zerhafu kunye neengqesho.
Ukuqeshwa kwamaLungu omNtsapho - Umthetho oqhelekileyo wokukhumbula
Kungcono ukukhumbula umgaqo omnye xa usebenzisa iqabane lakho, umntwana, umzali, okanye amanye amalungu omndeni: Phatha ilungu lentsapho elifana naliphi na omnye umqeshwa.
Kwezinye iimeko (kuxutyushwa ngezantsi) abantwana kufuneka baphathwe ngokungafaniyo, kodwa kubantu abadala, yonke into oyenzela abanye abasebenzi, kunye nerhafu yerhafu ohlawula abanye abasebenzi, kwaye yonke inzuzo oyinike yona kwabanye abasebenzi kufuneka ibe yinto efanayo kumalungu entsapho.
Iintlawulo zengqesho i- nclude:
- Imirhumo yeRhafu neyeSizwe
- Iirhafu ze-FICA (Intlalo yeNtlalo kunye neNtlawulo yeMatare), kunye
- Imirhumo yengeniso ye-Federal (FUTA)
Abantwana kwi-Payroll : iMithetho yeMisebenzi yabantwana
Ngaphambi kokuba uqashe umntwana wakho (okanye nayiphi na umntwana) ukuba asebenze kwishishini lakho, ubuyekeze imithetho yomsebenzi wezemfundo kunye nabantwana . Imithetho yaseburhulumenteni neyelizwe ingahluka, kwaye umthetho oqinileyo ulawula, ngoko qiniseka ukuba ubheke kokubili. Imithetho yomsebenzi wabantwana abasemgangathweni inqanda iiyure zomsebenzi, amaxesha emini, kunye neentlobo zomsebenzi zabantwana abanokuzenza kwiminyaka eyahlukeneyo. Ngokomzekelo, abantwana abaneminyaka engaphantsi kwe-18 abavunyelwe ukusebenzisa izixhobo eziyingozi, kwaye abantwana abangaphantsi kwe-14 abavunyelwe ukusebenza kuwo nawuphi na uhlobo loshishino.
Funda kabanzi malunga nemithetho yomsebenzi wabantwana abasemthethweni " .
Ukuba ungumnikazi wedwa webhishini lakho kwaye ishishini lakho aliyiyo inkampani, unemiqathango emincinci: abantwana bakho abakwazi ukwenza umsebenzi onobungozi, kodwa abaphelelanga kwiiyure okanye iintsuku zomsebenzi.
Imithetho kaRhulumente yokuqeshelwa abantwana ingahluka, ngoko jongana nesahlulo somsebenzi wakho, okanye usebenzise imephu yomvuzo kunye neyure ukufumana ulwazi malunga nemithetho yomsebenzi wabantwana kwimeko yakho.
Ukuqeshwa nokuhlawula abantwana
Ngaphambi kokuba abantwana bakho basebenze kwishishini lakho, qwalasela iintlobo ezahlukahlukeneyo zerhafu yokuhlawula ukuba ubone ukuba kufuneka uzibambe kwaye uzihlawule. Iintlawulo zerhafu kubantwana bakho njengabasebenzi kuxhomekeke kwindlela yoshishino lwakho. Ngokwe-IRS:
- Ukuba ishishini lakho liyinkampani, nangona ulawula i-corporation, yonke imali ohlawula ngayo umntwana ihlawulwe irhafu yerhafu.
- Ukuba ishishini lakho lingabambisene, yonke imali ehlawulwe kubantwana bakho iyaxhomekeka kwiintlawulo zerhafu ngaphandle kokuba "iqabane ngalinye lingumzali womntwana." (Oku kubonakala ukuba ithetha ukuba ukuba nayiphi na iqabane lingumzali womntwana osebenza kwishishini, umvuzo womntwana unyanzeliswa irhafu yentlawulo.)
Ezinye izinto omele uzazi malunga nokuhlawula abantwana bakho ukusebenza kwishishini lakho kunye nentlawulo yengqesho kubantwana:
- Akufanele uhlawule i- FUTA (intela yokungasebenzi kwintlawulo) kumvuzo wabantwana bakho
- Ukuba ishishini liyinkunzi ye-100% kwaye ayikho inhlangano okanye ubambiswano, akukho ntlawulo ye-FICA (ukhuseleko lwezeNtlalo kunye neMedare) kufuneka ihlawulwe ngabantwana okanye ishishini kumvuzo womntwana.
- Yenza umntwana ngamnye azalise zonke iifom zokuqasha ezintsha , kuquka ifomu le-W-4 lokuthintela irhafu yengeniso. Ukuba umntwana wakho wenza ngaphantsi kwama-$ 800 ngonyaka umntanakho unokukhutshwa kwiirhafu kwaye akukho mfuneko yokubamba. Jonga eli nqaku malunga nendlela yokugcwalisa iFom W-4 ngolwazi olungakumbi malunga nokukhupha kwaye ukhululekile ukungabikho.
- Kufuneka unqande irhafu yengeniso kumvuzo wabantwana. Bangayifumana kwakhona ukuba ingeniso yabo yonke ayikho enkulu, kodwa kufuneka ushiye.
Funda ngakumbi malunga nendlela yokuhlawula abantwana bakho ngokusebenza kwishishini lakho.
Kubo Bonke Abasebenzi Bentsapho
Ukuba ilungu lentsapho lisebenzela wena ngaphandle kwentlawulo, eli candelo alisebenzi. Amalungu entsapho ahlawulwa li shishini lakho, kufuneka:
- Fumana ifomu le-W-4 kwilungu ngalinye lentsapho ngexesha lokuqeshisa kwaye unqande irhafu yentlawulo yenkxaso-mali esekelwe kwingcaciso kwifom ye-W-4
- Nciphisa irhafu ye-FICA kumalungu entsapho kwaye ufake umvuzo welungu lomntu xa ubala i-FICA irhafu yakho ishishini lakho lihlawulwa
- Faka ilungu lentsapho lihlawule ngokubala kweerhafu zengqesho kunye nokuhlawulelwa kwabasebenzi
- Ukuhlawula ixesha elingaphezulu kwama- o entsapho ngendlela efanayo nabanye abasebenzi, kwii-1 1/2 zamaxesha okuhlawula isiseko kwaye emva kweeyure ezingama-40 kwiveki yomsebenzi. Oku kuquka ukuhlawula ixesha elongezelelweyo kumalungu entsapho axolelwe kwaye ingeniso yabo ingaphantsi kwemingcele yeeyure ezongezelelweyo.
Ukuba uhlawula iiholide okanye ixesha lokugula okanye unikezele ngeeholide ezihlawulwe kwabanye abasebenzi, kufuneka unikeze amalungu omndeni ixesha elifanayo lokuhlawula. Ukuba ilungu lentsapho lifanelekela ezinye iintlawulo, njengecebo lenkampani yakho yezempilo, kufuneka udibanise ilungu lentsapho kwiqela. Ngamanye amazwi, amalungu omndeni aqeshwe yinkampani kufuneka anikezelwe zonke izibonelelo zabanye abasebenzi.
Ukuqasha Umlingani wakho njengomqeshwa
Ukuba lakho iqabane lisebenza ukuhlawula kwi shishini lakho, kufuneka unqande irhafu yerhafu kunye neentlawulo zeFICA kwi-pay. Ukuba usebenza ngokuzenzekelayo (kungekho nkampani okanye intsebenziswano), umvuzo womlingane wakho akufanele ufakwe kwii-calculate tax taxation. Ukuba ishishini lakho liyi-corporation okanye intsebenziswano, kufuneka udibanise ukuhlawulwa komlingane kwimali yokungahlawulwa kwemisebenzi.
Umlingani wakho njengoMnini-Co-owner
Ukuba wena kunye neqabane lakho ninomlinganiselo olinganayo kwishishini, akukho namnye umqeshwa, kodwa unokuba uthathwa njengababambisene neenjongo zerhafu yokuqeshwa kunye nentsebenziswano ngenjongo yentlawulo . Amanye amabhinqa amakhosikazi omyeni angathathwa njengengqesho edibeneyo , evumela ukuba ingxelo elula. Ibhizinisi lomyeni liyinkimbinkimbi kunokuba libonakale, ngoko jonga umcebisi wakho werhafu ngaphambi kokuba uqale ishishini lomfazi okanye uhlawule irhafu yoshishino kuloo shishini. Inqaku le-IRS kumashishini omyeni angabanceda.