Uphulo-Ukuhlalutya
Khumbula, isitatimende se- P & L sichazela oko kwenzekayo kwixesha elithile, kodwa akukwazi ukukuxelela ixesha elingakanani lokugcina ibhizinisi lakho.
Ngenxa yoko, kufuneka uhlalutyo lwemali. Le fomyula iphinde ibhekiswe kuyo Uphulo-Ukuhlalutya . Kwintliziyo yekhefu-nokuba yinto enxulumene phakathi kweentengiso (imali) kunye neendleko (ezichanekileyo).
Formula:
Uphulo-Nokuba uphawu = Iindleko eziHlomelo ÷ I- Percent PercentageUmzekelo: Ivenkile yakho yokuthengisa ithenga iiklabhu zegalufu zibe yi-$ 15 nganye, ziphawule kwaye zithengise ngeedola ezingama-30. Iindleko zakho zenyanga (iindleko ezihleliweyo) zi $ 10,000. Oku kuthetha ukuba indawo yakho yokuphucula iya kuba yi-$ 20,000 okanye ama-667 amayunithi. Makhe sibone indlela okusebenza ngayo:
Ngama-dollar, kuya kuba, i-$ 10,000 ÷ (15/30) = i-20,000-ye-$ 10,000 + 50% = $ 20,000
Kwiiyunithi eziza kubakho, i-$ 20,000 ÷ $ 30 = iiyunithi ezingama-667
Unokucinga ukuba i-formula iyithengiso-indleko. Oku kwenza ingqiqo. Kodwa ukukhangela kwinqanaba elingu-predictor. Yaye yiloo nto oyifunayo. Ukujonga ukuthengiswa kweendleko kukuxelela oko kwenzekayo, kungekhona oko kuza kwenzeka okubalulekileyo apha.
Ngokomzekelo, ukuba isitrato sakho sivaliwe kwisitalato sokulungiswa kwangaphambili kwaye akukho namnye ongangena kuwo, ngoko ukuphumla kwakho-nokuba yinto echaphazeleke ngakumbi ngokuthengisa ngaphandle kweendleko.
Kuthetha ukuba ukuba iikheji zakho ngethuba libe sesabelomali okanye icebo, ngoko "ukulungiswa" kukufumana abathengi abaninzi.
Ngoko xa izitalato zilungiswa, abantu babuya kwaye uya kuhamba kakuhle. Ngakolunye uhlangothi, ukuba ukuthengiswa kwakho kulungile, kodwa iindawo zakho zokungcebeleka akuyi kuceba, abathengi abaninzi abanakukunceda ukuba uphule.
Kufuneka ulungise imida.
Iimpawu zoLungiselelo ekuqaleni
Olunye uqikelelo xa uceba izilwanyana zakho ekuqaleni. Abathengisi abaninzi banokulibala ukuba ezininzi zeemveliso ezizithengayo ziya kuhlulwa phantsi kwe- IMU ukuze zithengiswe. Oku kuthetha ukuba usebenzisa i- margin ebanzi yamacandelo asekelwe kwi-IMU, ngoko uya kufumana ukubala okungafanelekanga kuba abaninzi baya kuthengiswa kangangoko.
Le fomula kulula ukuyilandela nokuyiqonda. Nangona kunjalo, into ebalulekileyo yindlela yokuhamba-yeyona. Ukuba uhlala ekuphumeni-kwimeko yokunyuka, oko kukuphawu lwempilo. Kodwa ukuba ukhona ekuphumeni-kwinqanaba elisezantsi, ngoko luphawu lweentlekele ezizayo.
Enye yezona mpazamo eziphambili zabanikazi bezoshishino zenza ukuzama "ukunqumla" iindleko zabo ukuze bafike kwi-break-even point. Nangona oku kuya kusebenza ixesha elide, lilawula umgangatho ophantsi wezoshishino lakho kwaye ngokukhawuleza uya kufumanisa ukuba awukwazi ukunqumla indlela yakho ekuzuzeni inzuzo - ekugqibeleni, uya kuzincipha kakhulu kwaye awukwazi ukuxhasa ukukhula okanye ukubuyela ukukhula okulungileyo. Kuthatha ukuhamba kwemali ukukhulisa ishishini kwaye ukuba unqamle kakhulu, uya kulahla imali leyo.
Igama elithi "uLwesihlanu NgoLwesihlanu" lucwangciswe iminyaka emininzi edlulileyo ekuthengiseni ukuphawula i-break-even point for the year of the merchant.
Ekubeni ininzi yengeniso ifika kwiiveki ezi-5 zokugqibela zonyaka ngenxa yokuchitha imali yeeholide, abaninzi abathengisi banokulahlekelwa ngumnyaka kude kube lo suku-ngosuku emva kokubonga.
Namhlanje, wonke umntu uyazi malunga noLwesihlanu omnyama njengoko abathengisi basebenzise eli gama ngokukhawuleza kwintengiso. Nangona umthengi oqhelekileyo unokukuxelela xa kuLwesihlanu onoMnyama, abanakukuxelela oko kuthetha ntoni - kubo, kungokunye ukuthengiswa. Xa ubhala iSicwangciso soShishino, kuya kufuneka ucebise i-break-even point for your business. Kwabaninzi abathengisi (ukuba akuninzi) kungengomnyaka wesithathu ukuba sibona ukunyuka kwezinto eziphezulu. Iminyaka embalwa yokuqala ineendleko ezininzi ezinxulumene nokuthengwa kwamakhasimende ukuba kunzima ukufikelela ekuphumeni-nangona.
Umvuzo womninibi kunye nePreakeven Point
Nantsi into ebunzima kunomnini-shishini lomthengisi.
Ukuba ungumnikazi wevenkile, i-break-even point where you must be before you take a salary. Thatha phambi kwelo xesha kwaye uvele uchitha imali yakho. Qwalasela kwakhona, ukuba uthatha umvuzo ukususela ekuqaleni, iSicwangciso sakho seMali kufuneka sibonise ikhefu-nokuba yinto eqhubekayo ngaphezulu kwekhalenda ukususela kumvuzo, kule meko, yindleko ehleliweyo.
Andikwazi ukukuxelela kaninzi kangangoko ndibone umthengisi engaphumeleli ngenxa yale nqaku yokugqibela. Bahluleka ukucwangcisa umvuzo wabo (okanye ukungabi naso) kunyaka wokuqala okanye ezimbini. Ngelixa unokuzihlawula umvuzo ngeli xesha, kufuneka wenze njalo ukuba ungumqeshwa ngokunjalo. Ngamanye amazwi, ngaba ishishini kufuneka lihlawule umntu ukuba azalise loo nxaxheba?
Umzekelo wale nto uza kuba ukuba ungumnikazi kunye nomphathi wesitolo. Ibhizinisi lifuna umphathi wesitolo ukuba asebenze. Ukuba ukhonza loo nxaxheba, ngoko unokuzihlawula loo mali. Oko ndibhekisele kuyo ngemali ehlawulwa kuwe nayiphi na imali engaphezulu kwayo.
Abantu abaninzi baphupha ukuba banezoshishini zabo kodwa abafuni ukubeka iiyure ekusebenzeni. Bayibona njengotyalo-mali. Ngeendleko zanamhlanje (i-payroll, i-inshurensi, irente) akunakwenzeka.