Ukufakela iintlawulo ezilinganisiweyo kunye ne-IRS-Ifom ye-1040-ES

Oko kufuneka ukwazi malunga neerhafu eziqikelelwayo.

Abantu abaninzi banqanda ishishini lasemsebenzini kunye nezinye iindlela zokwenza umsebenzi ngenxa yokuba bexhala malunga nemiba yerhafu. Nangona kukho ezinye iipopu ezimbalwa ungadinga ukuxhuma, ukugcina kunye neenzuzo ezinokuvela kwi-self-employment zenza ukuba kulungele ixesha lokufunda.

Nantsi ingcaciso ofuna ukuyifumana malunga neerhafu eziqikelelwayo, kubandakanywa nendlela yokufumanisa ukuba kufuneka uhlawule, kunye nendlela yokuhamba malunga nokufakela.

Iimali eziThatswayo?

Nanini na xa ufumana imali okanye into ethile yexabiso lemali, uRhulumente wase-US ulindele ukuba uhlawule irhafu yengeniso. Ukuba unomsebenzi wendabuko, umqeshi uthatha irhafu yengeniso (kunye neerhafu zombuso, apho kufaneleke) kwi-paycheck yakho kwaye uthumele kwi-Internal Revenue Service (IRS) egameni lakho.

Ukuba uqeshwe kwi-shishini lakho, okanye usebenza njengonkontileka ozimeleyo okanye u-freelancer, awunalo umqeshi ukugodla nokuthumela irhafu kwi-IRS, ngoko kuya kufuneka ukuba uhlawule irhafu eqikelelwayo.

Ngubani omele akhokhe iintlawulo ezilinganisiweyo?

Ukuba uneshishini lakho okanye mhlawumbi uqeshwe (njengokwentlalo ye-freelancer okanye ikontrakta elizimeleyo), mhlawumbi kufuneka wenze iintlawulo zerhafu eqikelelwayo kwi-IRS kunyaka wonke ukwenzela ukuphepha ukuhlawula inzala kunye nezohlwayo ngaphezulu kweerhafu.

Kumele uhlawule irhafu eqikelelwayo kunyaka werhafu okhoyo ukuba ngaba zilandelayo zifaka isicelo:

• Ulindele ukuhlawula imali engama-$ 1,000 kwerhafu yonyaka werhafu okwangoku emva kokukrazula nayiphi na iikhredithi ezikhuselayo nezibuyiselwe.
• Ukugodla kunye neentengo zakho kulindeleke ukuba zibe ngaphantsi kwezona zinto zincinci: a) 90% yerhafu okulindele ukuba uhlawulwe, okanye b) i-100% yemfanelo yakho yerhafu ebonakalisiwe ekubuyiseni komnyaka ongaphambili.

Ngokwewebhusayithi ye-IRS, abanini- bodwa bodwa , abalingani kunye ne- S corporation shareholders kufuneka ukuba benze iintlawulo zerhafu eziqikelelwayo ukuba bafuna ukuhlawula irhafu ye-$ 1,000 okanye ngaphezulu xa befake imbuyekezo yabo yerhafu ye-federal , kunye neenkampani zeC xa zikulindele ukuhlawulisa irhafu ye-$ 500 okanye ngaphezulu xa ukubuyiswa kufakwa.

Awunayo ukuhlawula irhafu eqikelelwayo kunyaka werhafu wangoku ukuba udibana nazo zonke iimeko ezi zilandelayo.

1. Awunyanzelwanga ukuhlawula irhafu kunyaka wonyaka werhafu
2. Ungummi wase-US okanye uhlala kuwo wonke unyaka werhafu wangaphambili
3. Unyaka wakho werhafu wangaphambili uphawule iinyanga ezili-12

Xa iRhafu eqikelelweyo ifunekayo

Iintlawulo zerhafu eziqikelelwayo zihlawulwa ngamaxesha amane ngonyaka ngokwale shedyuli (okanye umhla olandelayo woshishino ukuba umhla ofunekayo luholide okanye usuku lweveki):

1. Ngo-Apreli-15-ngenjongo yokufumana imali ukususela ngoJanuwari 1 ukuya kuMatshi 31.
2. NgoJuni-15-ngenjongo yokufumana imali ukususela ngo-Ephreli 1 ukuya kuMeyi 31.
3. NgoSeptemba-15-ngenjongo yokufumana imali ukususela ngoJuni 1 ukuya ku-Agasti 31.
4. NgoJanuwari-15 ukuya kwimivuzo evela kuSeptemba 1 ukuya kuDisemba 31.

Umsebenzi ohlawulwayo werhafu osebenzayo afana neerhafu umqeshi uhoxisa kwi-paycheck, ukuba ukuba imali engenayo ayithunywanga ngexesha lonyaka ukuhlawula umthwalo wakho werhafu, unako ukuhlawulisa irhafu xa ufayile iifayile zakho ngo-Apreli (okanye ukuba uhlawula kakhulu , uza kufumana imali yokubuyisela imali).

Ukongeza, ukuba awuhlawulanga irhafu eyaneleyo ngomhla wokugqibela wexesha ngalinye lokuhlawulwa, unokuhlawulwa isigwebo nangona uhlawuliswa xa ubuya ukubuyisela irhafu yengeniso yakho. Ukuba uyalibala, unokuhlawula umrhumo wakho werhafu oqikelelwa kunyaka ngo-Apreli 15.

Ukuba ufake ifom ye-1040 okanye ifom ye-1040A ngoFebruwari 1 (okanye ngosuku olulandelayo lomsebenzi) kwaye uhlawule nayiphi na irhafu ekhoyo, akufuneki ukuba wenze intlawulo efunekayo ngoJanuwari 15. Kwabaninzi abangasebenzi, oku akunakwenzeka Iifom ze-1099 zihlala zifika ngokukhawuleza.

Ukuba ungumhlawuli-ntlawulo wonyaka-mali wakho (unyaka wakho werhafu awulandeli unyaka wekhalenda oqhelekileyo), imihla yakho yokuhlawula efunekayo yiyo:

1. Ngosuku lwe-15 lwenyanga yesine yonyaka wakho wezimali,
2. Ngomhla we-15 wenyanga yesithandathu yonyaka wakho wezimali,
3. Ngosuku lwe-15 lwenyanga yeshumi elithoba kunyaka wakho wezimali, kwaye

1. Usuku lwe-15 lwenyanga yokuqala emva kokuphela konyaka wakho wezimali.

Njengabakhokheli bonyaka bekhalenda, akufanele uhlawule umvuzo wokugqibela xa ufaka irhafu yengeniso yakho yosuku lokugqibela lwenyanga yokuqala emva kokuphela konyaka wakho wezimali kwaye uhlawule yonke irhafu omele uyibuyisele yona.

Ukubala Intlawulo Yakho yentlawulo ehlawulwayo

Ukubala irhafu yakho eqikelelwayo, uya kufuna ukufumana ingeniso yakho ehlawulweyo yokunciphisa, ukuncitshiswa, ingeniso ehlawulwayo, ezinye iirhafu kunye neerhafu zaloo nyaka. Ukuba uthe wafaka irhafu yerejistra phambi kwakho, kungenza kube lula ukwenza umsebenzi wokubuyisela intela yerhafu yakho yangaphambili kunyaka wakho.

Iiprogram zeprosoft software ziyakunceda ukubala ukuba uxanduva lwakho lokuhlawula irhafu. Ukongezelela, i-IRS inikeza imiyalelo kunye nephepha lokusebenzela lokubala iintlawulo zakho zerhafu eziqikelelwayo (sebenzisa u-Pub 505 link below), ezifakwe kwi-IRS Ifomu 1040-ES.

Kufuneka ugcine iphepha lokusebenzela kwiirekhodi zakho kwaye ugcine iingxelo zemihla owenza ngayo iintlawulo zakho zerhafu eqikelelwayo kunyaka. Le ngcaciso ibaluleke kakhulu ekugqityeni ukubuyela konyaka ozayo kwaye uya kuyidinga ukubala nayiphi na inzala okanye izigwebo ezibangelwa ukungaphantsi kwemeko yakho yerhafu .

Indlela yokuhlawula iintlawulo zakho ezilinganisiweyo

I-IRS inika iindlela ezintlanu zokuhlawula irhafu yakho eqikelelwayo:

1. Ukuthenga ngetyala lokuhlawulwa ngokugqithisileyo ukusuka ekuhambeni konyaka ozayo kwerhafu eqikelelwayo yonyaka.
2. Thumela kwinkokhelo yakho (tshekisha okanye umyalelo weemali) kunye nevawutsha yokuhlawula ehambelana neFomu 1040-ES.
3. Bhatala ngekhompyutha usebenzisa inkqubo ye- Electronic Federal Payment System (EFTPS). Udinga ukubhalisela le nkonzo ukuze uyisebenzise kwaye unako ukumisela ixesha elilodwa okanye iintlawulo eziphindaphindiweyo unyaka ngaphambili. Bhalisa kwi-intanethi ku-www.eftps.gov. Unokuguqula okanye ukukhansela iintlawulo emva kweentsuku ezimbini ngaphambi kokuba zihlawulwe.
4. Bhatala ngemali ye-elektroniki yokurhoxiswa. Ubeka lo mzekelo xa ufaka iFomu ye-1040 okanye ifom ye-1040A yefowuni, ngexesha apho ungalungiselela ukurhoxisa imali ngekhompyutha ukuya kwii-4 ezihlawulwa iintlawulo zerhafu ezilandelayo. Iprojekti yeRhafu, kunye neefrekhi zokurhafisa zerhafu ziyakunikelwa yona.
5. Ukuhlawula ngekhredithi okanye ikhadi lokubambisa usebenzisa inkqubo yokuhlawula nge-intanethi okanye i-intanethi ngeyodwa yeprojekthi zecala ezigunyazisiweyo ze-IRS kuphela. Uya kuhlawulwa intlawulo yokusebenza, inani eliza kunikwa ngalo ngexesha lokuhlawula.

Imirhumo eyongeziweyo yoBuqeshwe ngabasebenzi

Ukongeza kwerhafu yengeniso, abo baqeshwe ngabasebenzi bayafuneka ukuba bangenise iintlawulo ezihlawulisiweyo zerhafu yabo ye-SE ( irhafu yerhafu yerhafu ).

Ierhafu yengqesho yedwa) yiRhafu yoKhuseleko loLuntu kunye noTywala. Ireyithi yerhafu yokuqeshwa yendawo yangoku i- 15.3% kwaye iqulethe i-12,4% yoKhuseleko loLuntu (inshorensi yobudala, i-survival, kunye nokukhubazeka) kunye no-2.9% kwi-Medicare. Le rhafu ifana neNtlalo yoKhuseleko kunye neNtlawulo yeNtengiso egcinwe ngabaqeshi abaninzi, ngaphandle kokuba abaqeshi kufuneka bahlawule umyinge werhafu, kanti abo baqeshwe ngabasebenzi bahlawula iinchafu. Icandelo loKhuseleko loLuntu lixhomekeke kwimingeni engaphezulu yemali (imali eyi-106,800 ngo-2010); Inxalenye ye-Medicare ayikho.

Qaphela ukuba kukho ukuhluthwa kwentlawulo yerhafu , kunye kunye nezinye izinto ezithinteleyo ukuba mhlawumbi ufanele ukuzithatha, ezinokunciphisa uxanduva lwakho lwerhafu.

Ukufumana ulwazi oluthe vetshe, khuluma neengcali zakho zerhafu okanye uvakashele iwebhusayithi ye-IRS kunye nokushicilelwa kwe- IRS 505 .