Imibuzo eqhelekileyo ngokumalunga neerhafu ngokuzimelela

Fumana Iinkcukacha Ezilula Kule Mibuzo Yemivuzo Yesiqhelo Yokuzimela

Imirhumo yabantu abaqeshwe ngabanye iyanzima kunokuba abantu abaninzi bayayiqonda. Imibuzo ephathelele ukuxothwa kunye nenkqubo efanelekileyo ingenakuvela, ngokukodwa kwiminyaka embalwa yokuqala yokufaka iShedyuli C. Nazi iimpendulo kwimibuzo yesihlanu yentela evamile kulabo baqeshwe ngabanye.

1. Yiyiphi iRhafu yoNyango, kwaye ngaba oku kudibanisa irhafu ethe rhoqo ndiya kuhlawula ekupheleni konyaka?

   Irhafu yengqesho yerhafu yayo. Yerhafu uza kuyimfuneko ukuhlawula ngaphezu kwayo nayiphi na irhafu enokuhlawulwa. Ierhafu yokuqeshisa ikwaziwa kwakhona nge-SECA okanye kwi-Self-Employment Tax Act. Nguye umntu oqeshwe ngokuzimeleyo yerhafu ye-FICA yerhafu, ehlawulwa ngokuqhelekileyo ngabaqeshi kunye nabasebenzi bezeNtlalo noKhuseleko lweNtlalo. Kufuneka ngenxa yemali yakho yentlawulo evela kwi-self-employment.

   Abantu abaninzi abasanda kuqeshwa ngabanye - abanikazi bodwa, iikontraki ezizimeleyo ... njl - bayamangalisa kwiimali zerhafu zabo ekupheleni konyaka kuba bebona ukuba bakhokhe imali eninzi kwiirhafu. Oku kubangelwa ukuba bahlawule bobabini inxalenye yomqeshi kunye nesebenzi yoKhuseleko loLuntu kunye neMedare, eyi-15.3% epheleleyo.

1. Ngenxa yokuba ndifumana ingeniso yokuqeshisa, kufuneka ndiqeshe i-akhawunti?

   Akunjalo. Kuwe kuwe ukuba unqume ukuba okanye ungayi kufuna ngaphandle kocebisi kunye nesiluleko njengoko ulungiselela iirhafu zakho zoshishino kunye neentengiso. Ukuba unamava amancinci ukulungiselela iirhafu zeshishini okanye ukuza kunyaka wakho wokuqala njengomnini wezentengiselwano zentengiso, kusenokuba utyalo-mali olululo ukufuna uncedo, ubuncinane kunyaka wokuqala okanye ezimbini. Kubalulekile ukuba uqaphele ukuba unokukrazula indleko ezenzelwe ukulungiselela iirhafu zeshishini (oko kukuthi uqeshise umthengisi weerhafu).

   Enye indlela, nangona kunjalo, ukusebenzisa i-software ye-Intuit esetyenziswa kakhulu, iTurboTax. Inika idilesi ukuba ihambe nawe ngamaxwebhu omntu werhafu kunye nekhaya ngendlela elula kwaye engesongelo. Cetyiswa, nangona kunjalo, ukuba isofthiwe yokufakela irhafu inokukunceda ukuba wenze oko ucinga ukuba kufuneka uyenze. Ukuba usuqala ukuhamba ngeenyawo ezingahambiyo kwaye ungaqinisekanga malunga nokuncitshiswa, iTurboTax ayiyi kukucebisa malunga nezigqibo zokuziphatha, iintlawulo zerhafu ezingalunganga okanye izicwangciso zokufakelwa ezingalunganga.

1. Ngaba ndifuna ukuba ne-ID ye-ID yomNxeba weRhafu yomSebenzi (FEIN) kwishishini lam ekhaya?

   Ukuba ungumnikazi wedwa ngaphandle kwabasebenzi kwaye ungacwangcisi ukuqesha abasebenzi, awudingi i-FEIN. Ungasebenzisa inombolo yakho yokhuseleko loluntu.

   Ukuba ungumLungu -Lungu oluLungu-lunye ongekho nabasebenzi, awudingi i-FEIN. Ungasebenzisa inombolo yakho yokhuseleko loluntu.

   Kubalulekile ukuba uqaphele, nangona kunjalo, ukuba unesiCwangciso soKhuseleko seKeogh kufuneka ube ne-FEIN.

   Nayiphi na enye iseshishini yokumisela idinga i-FEIN. Ukongeza, ukuba ufuna inkxaso-mali yebhanki okanye unomdla ekumiseni i-akhawunti yebhanki yebhanki, unokufuneka ukuba ube ne-FEIN. Ukufumana i-FEIN ikhululekile kwaye ilula; tyelela isayithi ye-IRS ukufaka isicelo sesinye.

1. Umxhasi undicela ukuba ndizalise ifom ye-W-9 ngenjongo yentlawulo, kutheni?

   Ifom ye- W-9 yifom ye-IRS esemthethweni esetyenziswa yinkampani xa ifuna ukuba ubathumele inombolo yakho yokuchongwa kwentlawulo yerhafu (okanye inombolo yakho yokhuseleko loluntu okanye FEIN). Ibhizinisi lingakuthumela i-W-9 engenanto ukugcwalisa ukuba wena okanye ishishini lakho uqeshwe ukubonelela ngeenkonzo. Ngokuqhelekileyo, ifom ye-W-9 ithunyelwa kwiikontraki ezizimeleyo, abacebisi kunye nabanye abasebenzi abaqeshwe ngabasebenzi. Ukuzaliswa kwe-W-9 kulungele ngqo. Mnike nje igama lakho nenombolo yokhuseleko loluntu, okanye igama kunye ne-FEIN yebhizinisi lakho.

2. Ukuba ndinayo ishishini lasekhaya okanye ndivelise ingeniso yokufumana umsebenzi, ngaba ndiza kufuneka ndihlawule irhafu ekupheleni konyaka?

   Ingeniso yokuziqhelisa eyenziwa ngonyaka uya kuba neempembelelo zerhafu kuwe ukufika kwerhafu. Kukho iintlobo ezininzi ezininzi xa uqikelela into efunekayo kwiirhafu zomntu / ishishini, akunakwenzeka ukwenza isitatimende sengubo. Kuba umntu oqeshwe ngabanye, uninzi ixesha uya kufuneka uhlawule irhafu yakho yengeniso rhoqo kunye nerhafu yakho yokuqeshwa. Ukuncitshiswa kweerhafu kunokunciphisa umthwalo werhafu wokuphela komnyaka.

   Ukubeka imali kulo nyaka kuya kunceda nayiphi na umthwalo werhafu ekupheleni konyaka. Ukuba uyazi ukuba uza kuhlawulwa irhafu, unokuhlawula iirhafu zakho ngeposi okanye ngekhompyutha.

Ukuba unemibuzo yerhafu eyongezelelweyo, qwalasela ukusebenzisa ezinye izixhobo:

• Imibuzo emi-5 ephezulu yokuThengiswa kweBhizinisi laseKhaya
• Iiphambili ezi-5 eziPhakamileyo zeNtlawulo zokuThumela iRhafu yokuThengisa
• 15 Ukukhutshwa kweRhafu yokuSebenza

Ukuziphendulela: Andiyena ingcali yerhafu okanye ugqwetha weerhafu. Ingcaciso ehlinzekwe apha ifanele isetyenziswe njengesikhokelo esiqhelekileyo. Imibuzo ethile malunga neentlawulo zakho, nceda uqhagamshelane neengcali zerhafu okanye ubhekise kwiimpembelelo ze-IRS.