Kutheni i-PayPal ibamba iMali yam?

Into omele uyazi malunga nentlawulo igcinwe yi-PayPal

Ngexesha elithile, abathengi abaninzi be-eBay bafumanisa ukuba i- PayPal ibeka "ukubamba" kwintlawulo yento yomthengi. Ngokukhawuleza ufumanisa ukuba awukwazi ukufikelela kwimali yakho, nangona kuthengiswa ngokuthe ngempumelelo. Kutheni i-eBay ne-PayPal yenza oku?

NgoJanuwari 2012, i-eBay yashintsha umgaqo-nkqubo wayo wokubamba, "ukwandisa umgangatho weli thuba lokuthengisa," ngokutsho kwinqaku e -New York Times . Akuyona inkqubo epheleleyo, kwaye kukho ezinye iindlela zokukhusela ukuba imali yakho ibanjwe.

Ngaphambi kokuba uvumele ukukhungatheka kukugubungele ngokupheleleyo, kukho ezinye izinto ezisisiseko zokwazi malunga neentlawulo zokuhlawula i-PayPal.

Izinto ezisiseko malunga neentlawulo zePayPal

Intlawulo ibambeke nakubathengisi abaneempendulo ezigqibeleleyo kunye nerekhodi yokuhanjiswa kunye nobulungu be-eBay obuya kwiminyaka okanye ngaphezulu kweyhumi. Ibamba ayithethi ukuba i-eBay iyakusimisa okanye ukuba "uluhlu lwabamnyama" lohlobo oluthile.

Kwaye azinasigxina. Intlawulo inokugcina ingaphantsi kweentsuku ezingama-21, kwaye kwezinye iimeko ziba mfutshane kunokuba zikhutshwe ziyakususwa endleleni njengoko isimo sento sihlaziywa (xa kumatshitshiweyo kunye nenombolo yokulandelela inikezelwa, umzekelo, okanye xa inombolo yenkcazo ibika ingxelo, okanye xa umthengi eshiya ingxelo kuwe).

Akuyi kuphazamisa idumela lakho lomthengisi .Inyaniso yokuba intlawulo ibanjwe ayihambelani nomthengi wakho. Ibamba liyaziwa kuphela wena kunye ne-PayPal.

Ngoko ukuba akukho nto malunga nawe kwaye yesikhashana nje, kutheni kwenzeke ntoni? Yintoni eyenziwa yiPayPal?

Izizathu eziqhelekileyo zokuBamba

Ngokuqhelekileyo, akunakwenzeka ukwazi zonke izizathu zokubamba, kwaye mhlawumbi ukuba isigqibo asizange senziwe ngokupheleleyo ngabantu. Xa kubanjwe ibhajethi, i-eBay kunye ne-PayPal zibandakanyeka ngohlobo lokulawulwa kweengozi ekupheleni kwayo; bafuna ukuqinisekisa ukuba imali ifumaneka ngokukhawuleza ukuba kuthengiswa imali, kwaye ufuna ukunikela ixesha lokuthenga ngaphambi kokuba imali ikhutshwe kuwe.

Nazi ezinye izizathu zokubanjwa kwebanjwa:

1. Uhlobo Olunomngcipheko we-Item. Uninzi lwabathengi bayazi ukuba ezinye iindidi kwi-eBay zixhomekeke ekukhwabaneni nasekuphatheni okubi kumthengisi . Imizekelo ye-Classic yimihlaba efana nomthengi oshisayo kunye neefowuni, amathikiti kunye nezitifiketi zesipho, kunye neendidi apho iifake kunye neentengiso ziqhelekileyo. Uninzi lwabantu lubekwe kwizinto okanye iindidi eziye zaba yingxaki ekupheleni kwe-eBay kunezinto okanye iindidi ezingenanto ingxaki.

2. Usebenza Ngomntu. I-eBay ilandelela ukuba uthengisa kangakanani, ziphi uhlobo lwezinto ozithengisa ngazo, kunye nendlela ukuthengiselana kwakho kuye kwadlulileyo ngayo. Ukuba njengomthengisi uqala ukuthengisa ngeendlela ezingafani nemisebenzi yakho yangaphambili, njengentengiso kwinqanaba elitsha nelengozini, i-PayPal inokubamba ixesha lokuba uqiniseke ukuba nguwe ngokwenene. Ubusela bokuba yinto engumngcipheko kubathengisi be-intanethi, kwaye i-PayPal ayikho.

3. Uhlobo olutsha ku-eBay . Ukuba ukuthengisa kwakho kwimbali kuncipha-izinto ezimbalwa zathengiswa kude kube ngoku, umzekelo-kwaye uluhlu luphezulu kakhulu kwixabiso okanye kwindawo engathi yingozi, i-PayPal inokubeka i-hold as precaution kuze kubekho ubungqina bokuba Intengiso ihambe kakuhle kwaye (ukuyibeka ngokucacileyo) banokuxelela ukuba "uyazi into oyenzayo," ukuthetha.

1. Uchitha imali ngokuhlukileyo . Ukuba uhlala usebenzisa i-akhawunti yakho ye-PayPal ukwenza iintlawulo, nokuba ingafumaneka kwi-intanethi okanye ngekhadi ye-PayPal debit , ibamba lingabandakanyekanga ngqo nomsebenzi wakho wokuthengisa ngokunjalo kwimisebenzi yakho yentlawulo. Iiflegi ezibomvu zingabandakanya ukuchitha kwilizwe elithile okanye ukuthengwa kwezinto eziqhelekileyo kunokoqobo. Ukubamba kwezi ziko kunakho ukukhusela xa kwenzeka umkhwabaniso.

2. Imbali Yakho Imva I-Spotty . Ukuba naphezu kwemigudu yakho eninzi usandul ' ingxaki nje ngokuba ngumthengisi oye waziswa kwi-eBay, i-PayPal ingaqala ukubeka imali kwiintengiselwano ize ibonakale ukuba ukuthengiselana kwagqityiwe ngempumelelo.

Ngaloo lwazi, ngamanye amaxesha ukubamba kungabonakala kungahambelani nantoni na ongayicinga ngayo. Uninzi lwexesha, abathengisi banqwenela ukuba akukho nto eyenzekayo.

Kukho amanyathelo ambalwa ongayithatha ukukhusela.

Indlela Yokunciphisa Umngcipheko Wakho Wokubamba

I-eBay ithandwa ngokukhawuleza, ukuthunyelwa kweencwadi. Bobabini eBay kunye nabathengi banqwenela ukuba uthumele ngokukhawuleza kwaye ubhalise ngoku thunyelwa ngokukhawuleza kwi- eBay yam kunye nenombolo yokulandelela. Kwaye, njengoko abathengisi abaninzi beyazi kakuhle, i-eBay ayithandi ukuva kubaxhasi abaninzi. Ngokubanzi kubonisa ukuba kukho ingxaki. Ngoko uzama ukunxibelelana nabathengi ngangokunokwenzeka.

Iingxelo zeempendulo: Musa ukuyihoxisa

Musa ukusebenzisa "isikhumba esikhwele" malunga nokuthengiswa kwe-eBay. I-eBay ifuna ukuba unakekele ukuba ufumene impendulo engafanelekanga okanye ukuba ukulinganisa kwakho okuthengisayo kumthengisi kuhla, kwaye kubambe enye yezindlela zazo ezifanelekileyo kakhulu zokukunyamekela.

I-eBay kunye ne-PayPal bafuna ukwazi ukuba banokufikelela nganoma naluphi na ixesha, ngoko qiniseka ukuba ulwazi lwakho loqhagamshelwano lusisesikhathini, ngokunjalo.

Maxa wambi Kukho Ingozi Ephakamileyo

Kungakhathaliseki ukuba unyanisekile ukuba ungumthengisi, inyaniso kukuba kwezinye iindidi kunye neenxa zonke iintlobo zezinto zobuqhetseba kunye nokunganeliseki kwamakhasimende ziingxaki ezinzulu. Ukuba uthengisa izinto (ezi) kwezi ntlobo okanye kulezi zigaba, kulungele ukuba uqaphele ukuba i-eBay ne-PayPal iya kukhusela umgca wabo ophantsi (kuba kufuneka baxoxise ibango lokukhusela umthengi kwiimeko ezininzi) kwaye kwamkela.

Indlela yokuphatha i-Hold

Impendulo yokuqala yokuthengisa umthengisi wokuqala ekubanjweni kwawo kokuqala ukuhlawula ukuzama ukuqhagamshelana ne-eBay okanye i-PayPal ngokukhawuleza kwaye ubanike i-ear ear. Uninzi lwexesha, oku kusebenzeki nje. I-eBay kunye ne-PayPal banqwenela ukungafuni ukuhlawula amaninzi kumaxesha amaninzi, kungakhathaliseki ukuba uyaphulaphula njani imeko yakho okanye uchaze iimeko. Kungenzeka, ngoko kukufanele ukudubula, kodwa qiniseka ukuba unamaxwebhu kwaye lakho ityala ngumzekelo oqhayisa ngokwenene owenziwe kakubi.

Yikhumbule ukuba idibanisa okanye inkulu kakhulu eyingozi ebhizinisini elincinci-inokukuqhubela kwimimandla yomthetho-kodwa ukuba yintoni apho ukhona, umnxeba wakho makangabi ne-eBay okanye i-PayPal yesevisi yamakhasimende, kufuneka ukuba igqwetha.

Ngoko, impendulo emfutshane kukuba ngamaxesha amaninzi, intlawulo yokubhatala iyimfuneko ebalulekileyo yexesha elichaphazelekayo ekuthengiseni eBay. Ukuba kuba yinto eqhubekayo kwaye ichaphazela ukukwazi kwakho ukuqhuba ibhizinisi kwi-eBay, kusenokuba ixesha lokucinga malunga nezinye iindlela ze-eBay njengomthengisi we-intanethi.