Isicwangciso esicacisiweyo seshishini siya kukunika impendulo
Ngokwe-Small Business Administration (i-SBA), amashishini amancinci (umzekelo, ukuthengiswa kweesambatho ezincinane kunye nomqeshwa omnye, umninimzi) unokuqalisa ngokuncinci nje nge $ 3,000 okanye ngaphantsi. Igazini le- entrepreneur libika iindleko zokuqalisa phakathi kwe-$ 2,000 kunye ne-50,000 zama-different enterprises kumashishini athengisa iimpahla, ukusuka kwi-antique ifenisha yokuthengisa kwimpahla yokuthengisa. Inani elingu-30,000 zama-dollar ukuqalisa ukusebenza kwintengiso ngumbolo enomlambo osebenzayo.
Qalisa ngeSicwangciso soShishino
Ukufumanisa ukuba uninzi lwemali oyifunayo ukuqala ishishini lakho, kukulungele ukuhlanganisa isicwangciso seshishini . Uphando olufake kwisicwangciso sakho luya kubonisa iindleko zokuqalisa kunye neendleko zokusebenza zenyanga ezichaphazelekayo ekusebenzeni ivenkile yakho. Kuza kubonisa kwakhona ukuba kuya kuthatha ixesha elingakanani ukufika kwishishini lakho lifike kwinqanaba lekhefu . I-break-even point (BEP) yinto apho iindleko okanye iindleko kunye neengeniso zilingana-akukho ukulahlekelwa kwemali okanye ukufumana inzuzo.
Isicwangciso soshishino esicatshangelwe kakuhle siza kukunika ingcamango yemali efunekayo kwishishini lakho, umboleki-mboleko uyayifuna. Udinga ukubonakalisa ebhanki okanye nayiphi na i-backers ukuba imbono yakho ilungileyo, ukuba ubale zonke iindleko kunye nobungozi, kwaye ufanele utyalo-mali.
Ukugqithisa (Musa ukuthobela) Iindleko zakho
Xa kuziwa ukuboleka imali kwishishini lakho, indleko yokuxhaswa kwishishini lokuqalisa lidla ngokuthe ngqo ngokumalunga nomyinge wobungozi obandakanyekayo: ukuphakama kweyona mngcipheko, kubiza kakhulu.
Enye yezona mpazamo ezinkulu kakhulu abanikazi bamashishini abancinci abazenzayo bangaphantsi kweendleko zabo. Yiba neengqiqo kwaye uyibeke ingqalelo kunokuba ungayithandi.
Iindleko ongazange uzicwangcise ngokuqinisekileyo ziya kuvela njengoko ulungiselela isitolo ukuvula. Uninzi lwezi zinto ziza kuba zincinci, kodwa ezinye ziba zikhulu kwaye ziyakongeza zonke, mhlawumbi zichaphazela impumelelo yakho ekuhambeni kwexesha. Unokuzi thintela ezi nkxalabo ngokuba zichanekile, zichanekile, kwaye zinengqiqo.
Iindleko zokuQala zokuQala
Uluhlu lwakho lweendleko zokuqalisa kufuneka lubandakanye yonke into oyifunayo ukuze uvule iingcango, uzigcine uvulekile kwaye ucwangcise ikamva. Hlala phantsi uze ucingisise zonke iindleko eziye ucinga ngazo-ngqo ukuya kwiphepha langasese lokuhlambela-uze uqale uphando malunga nokuba imali nganye iya kuba yindleko.
Iindleko zokuqalisa zibandakanya, kodwa azikhawulelwanga, uluhlu olulandelayo. Gcina ukhumbule ukuba iinombolo ziqikelelo. Kufuneka uqwalasele indawo yakho kunye nobukhulu kunye nohlobo lwesitolo sakho:
- Irente . Qinisekisa ukuba unemali eyaneleyo yokuxhasa imali yakho imisebenzi ubuncinane ubuncinane iminyaka emibini.
- Ukulayisenisa kunye nokuvumela iimali . Ezi ziquka ilayisenisi ezininzi kunye neemvume zezinto ezifana neNombolo yoLwazi lwabaSebenzisi (i-EIN) ngenjongo yentela, iisenisi zombuso kunye neendawo zendawo njengoko kuboniswe yi-SBA, iSatifikethi seReale (ukuba awuthengisi kuphela iimveliso ezizimeleyo), imvume yemthengisi, kwaye isatifikethi sokuhlala. Ezi ndleko ziyahluka ukusuka kwi-$ 200 ukuya kwii-2,000 zamawaka kuxhomekeke kwishishini lakho kunye nelizwe osebenza ngalo.
- Izixhobo zokugcina . Ngokuxhomekeka kohlobo kunye nobukhulu bebhizinisi lakho, unokudinga i-shelves, ukubonisa ama-rack, amatyala kunye nefenitshala, ngoko uphando ngeemfuno zakho.
- Impahla yokuqala . Kufuneka ugcinwe ngokugcwele kunye nolwazi kwimini yokuvula kunye nemveliso eyaneleyo yokugcina ubuncinane iinyanga ezine. Ukuba awukwazi ixabiso elichanekileyo, sebenzisa uqikelelo olusilinganiselwayo lokubuyela kumarhafu oza kubona kubasasazo bakho. Umzekelo, ukuba uyazi i-sweaters ofuna ukuyithengisa ngokuqhelekileyo ukuthengisela i-$ 20, unokucinga ukuba ngegama elingama-25 ekhulwini, uya kukwazi ukuzithenga kumenzi we-$ 15.
- Izixhobo kunye nobuchwepheshe . Iinkalo ezifana neenkqubo zokuthengisa (POS), iikhomputha, ukufikelela kwewebhu, ii-televisions, iipulatifomu zokuhlawula, kunye nezinye iindleko ze-IT azithethi. Iipositi ze-POS zibiza nge-$ 2,000, kunye ne-$ 550 eyongezelelweyo kwisithuba ngasinye somsebenzi. Iithelevishini zingaba yi-$ 300 ukuya kwii-500 zama-500 ngamnye, ngelixa ufikelelo lwewebhu lungabiza i-$ 100 okanye ngaphezulu ngenyanga.
- Ukubamba iWebhu . Ukuba ufuna iwebhusayithi, udinga umakhi wewebhusayithi nomncedisi ukuze uyigcine kwi-intanethi. Abakhi beehala kunye nemikhosi bafumanekayo, kodwa amandla abo akancinci kwaye angabonakalisa kakubi kwi-brand yakho. Endaweni yoko, lindele ukutyalima ubuncinci be-$ 30- $ 200 ngenyanga kwiwebhusayithi.
- Izinto zokubonelela ngeenkonzo kunye neenkonzo . Ukuba ukhetha ukuqesha inkonzo yokucoca, unokulindela ukuchitha phakathi kwama-$ 50 kunye ne-200 ngeveki, ngelixa usebenza ngokucoca kwindlu ngaphakathi kuya kuhlawulwa i-$ 500 ukuya kwii-1,000 zamawaka ukulungiselela utsalo-mali olusisiseko kunye nezixhobo ezinzima, ezifana nezitulo.
- Inkampani yomshuwalense . Cinga yonke into evela kwi-inshurensi yepropati kubandakanya uxanduva lokuhlawulelwa kwabasebenzi kunye nayiphi na inkxaso efunekayo kubasebenzi okanye wena.
- Ukupapashwa . Unokukhetha i-advertising-word-of-mouth advertising advertising, okubandakanya usebenze naluphi na amajelo eendaba yoluntu oyaziyo, okanye unokuba ufuna ukuqesha i-ad ad, okuya kuhamba kuyo ukusuka kwi $ 1,000 ukuya kwi-10 000 ngenyanga.
- Uphawu . Iintlobo zeempawu ozikhethayo ziya kululela ixabiso kodwa ulindele ukuchitha i-$ 500 ukuya kwi-$ 1,000 ukuze ukhangele ngaphakathi nangaphandle.
- Ukuhlobisa kwangaphakathi kunye ne-aesthetics . Unokudinga ukupenda iindonga, ukufaka isitoreji, udibanise i-counter, ubeke indawo yokubeka phantsi, wenze ezinye iinguqulelo. Nangona ezinye izilungiso zingasetyenziswa ngokuzimeleyo, iiprojekthi ezininzi zingadinga ukontraka jikelele kwizinga leedola ezingama-50 ukuya kwiiyure eziyi-100 ngeyure, ngaphezu kweendleko zempahla.
- Iinkonzo zobungcali . Ukusebenza kunye negqwetha ukubandakanya ishishini lakho okanye umgcini-akhawunti ukuba usethe iincwadi zakho kwaye ufake iifayile zakho zerhafu kunokuhlawula phi ukusuka kwi-$ 1,000 ukuya kwi-10,000 okanye ngaphezulu.
- Naliphi na iindleko ozicingayo , kuquka iwashi zentsuku, iikhamera zokhuseleko, kunye neefisi ezifana nephepha, ipenki, kunye neencwadi zeeshedyuli.
Iindleko zokuSebenza
Uya kufuneka uhlawule iindleko zokusebenza ukuze ibhizinisi lakho lifike kwixesha lokuphumla. Khumbula ukuba ishishini lakho lingazuli luncedo kwiinyanga eziliqela zokuqala, kwaye kungathatha iminyaka.
Udinga ukugcina izibane, ukuhlawula abasebenzi, kwaye uhlawule zonke ezinye iindleko de uze uthinte i-break-even point. Yilapho inzuzo yakho yenyanga nganye evela ekuthengiseni (kungekhona ukuthengisa, kodwa inzuzo ) iya kukwazi ukugubungela iindleko zenyanga zentengiso.
Ukuba ungumrhwebi, ngoko uya kuba ufuna ukuhlawula umvuzo ukuqhuba isitolo sakho. Ungakulibali ukuquka le ndleko, kodwa kufuneka uhlawule kuphela xa usebenza kwisitoreji. Ayikho imali eyaneleyo ekuqaliseni ukuthengisa ukuhlawula umphathi kunye nomnini.
Iindleko zokuboleka
Ukuqala nawuphi na uhlobo loshishino ludinga ukunyuswa kwamashishini. Izindlela ezimbini zokufumana i-capital for business ishishini lokuxhasa imali kunye nokuxhaswa kwetyala. Ngokuqhelekileyo, imali yokulingana ibandakanya ukukhutshwa kwe-stock, kodwa le ndlela ayisebenzisi kwamanye amaninzi amashishini amancinci. Kubanikazi bamashishini amancinci, umthombo osisiseko senkxaso-mali ityala eliza ngendlela yemboleko encinci yoshishino. Abanini-shishini banokufumana iimali mboleko kwiibhanki, amaziko okulondoloza, kunye ne-SBA. Njengawe nawuphi na umboleko, iimali-mboleko zoshishino zihamba kunye neentlawulo zenzalo. Ezi ntlawulo kufuneka zicetywe xa ziqala ishishini-iindleko zokungagqibekanga ziphezulu kakhulu.
Iyintoni Ingqolowa Yakho Yokugcina Eyokuvula?
Isiganeko esikhulu sokuvulwa sinokuqinisekisa ukuba ufumane ukubonakala kwintlalo, uqinisekisa ukuhamba ngokukhawuleza kwabathengi ngosuku lwakho lokuqala. Awuyi kutyalombela into evulekileyo. Ngakolunye uhlangothi, ekupheleni okuphezulu ungabela iipesenti ezingama-20 zebhajethi yakho yokuthengisa ngonyaka wokuqala okanye akukho ngaphantsi kwe-$ 6,000 ukukhushulwa kunye nezinto zokuthengisa eziya kulo mhla obalulekileyo
Ingaba unobumba obukhulu okanye awukho, ngamaphesenti angama-98 kuwo onke amashishini e-US afanelekileyo njengamashishini amancinci, ngokucwangcisa okulungileyo, uya kujoyina uluntu olukhulu lwabasomashishini abaye babonisa ukuba kunye nokucwangcisa okulungileyo nokusebenza kanzima, ungaba nephupha laseMelika.