Indlela yokukhawuleza yokwazi iMargin yakho
Enye yeendlela ongatsho ngayo umlindi weentengiso ngokubhekiselele kwi-newbie yigama elisetyenziswayo. Ngokomzekelo, ngaba bathi i-POS okanye irejista yemali? Okanye sebenzisa ibinzana efana ne "bell to bell" ukuchaza umhla wabo wokusebenza. (Oko kuthetha ukuba basebenze ngokuvulwa ukuvalwa, ngendlela.) Kodwa enye yeendlela ezilungileyo kukuba usebenzisa igama elithi "ilitye elingundoqo" xa uxubusha imida.
Iimpawu ezinokuthi zichazwe kwi-% okanye i-$ kwaye zimele umlinganiselo wemali umthengisi wenza ngenxa yokuthengisa.
Ilawulwa yerhafu yokuqala okanye i-IMU yempahla. Imali yohlukwano phakathi kweendleko zemveliso kunye nento oyithengisayo ngayo okanye ixabiso lentengiso. Nangona izinto ezininzi ezithengiswayo namhlanje zinemiqolo engaphantsi kwe "emuva emini" imeko efanelekileyo kakhulu xa unokufumana iinqununu ezisisiseko.
Eyona nto, ilitye lephambili libhekiselele kwindlela yokwenza umatshini wokuthengisa iimpahla ukuthengisa ngexabiso eliphindwe kabini intengo yexabiso-intlawulo oye uyihlawula umthengisi ngemveliso. Ngoko ke, ukuba ibhokisi ibiza i-$ 50, ke ukwenza intengo ye-IMU kwi-$ 100 iya kubhekiselwa kuye ngokuthi "ukugxininisa."
Esi sicwangciso saqalwa ngaphambi kokuba sibe neekhompyutheni ezinokubaluleka kwiintsuku apho ufanele wenze izibalo entloko yakho (ukuba unokucinga into enjalo.) Ukuba yonke into yayithengiswa kwilitye elingundoqo, unokubala "umngcipheko" kwizaphulelo okanye ngokuthengisa okanye unikezela ngokusebenza kakuhle. Ngoku, kunikezelwe, ukuba unokufumana i-70% zee-margins, ngoko ubeka uphawu lokuthengisa kuloo nqanaba.
Ngoko ungacingi ukuba isicwangciso sasiwukuba senze yonke into eyigumbi ngenxa yamatriki alula.
Namhlanje, kukho iingcinezelo kwizicwangciso zethu zamanani ngenxa yokukhuphisana okukhulu. Nangona kuya kuba kuhle ukuphawula konke kwilitye elingundoqo, inyaniso kukuba, ukuba isitrato ngaphesheya kwesitalato siyithengisa i-$ 90, into yokuba awukwazi ukuyithengisa i-$ 100.
Nangona kunjalo, abathengisi abaninzi bawela emxeni wokukhuphisana nabathengisi be-intanethi ngexabiso labo kwaye le mpazamo.
Uninzi lweziphumo zophando lwangoku luye lwabonisa ukuba abathengi bakhetha ukuthenga kwisitorethi sezitena kunye nomdaka. Enyanisweni, kwiphando lam, ndafumanisa ukuba inombolo enye isizathu sokuba umntu akhethe kwi-intanethi kwivenkile ayikho intengo, kodwa ukungabikho kwamava esitolo. Ngamanye amagama, ukuba amava athengwa ngumthengi kwi-venkile nakwi-intanethi ayenye, ke bonke abantu babeza kukhetha intengo ephantsi-mna ndibandakanya. Kodwa ukuba amava esitolo ayingqayizivele, abathengi abakucingi ukuba bakhokhe imali encinci. Kuyafana nokufaka umgcini omkhulu kumsebenzi wakhe.
Abathengi be-Millennials kunye neGen Z ngokukhethekileyo baye bathetha ukuba bazimisele ukuhlawula ngaphezulu amava kwivenkile. Abathengisi abaninzi baye banqumla kwizinto ezisetyenzisiweyo zentengo yexabiso lokukhetha ukubandakanya "kwiimfazwe zamanani" ezantsi, kodwa aba bathengi besizukulwana esilandelayo bathi akufanele.
Intengo yinto ekhohlisayo kubathengisi. Uphakame kakhulu kwaye ukhangelwa njengento yokunethezeka. Uncinci kwaye uqondwa njengomgangatho wesaphulelo / umgangatho ophantsi. Isiseko sasoloko siba ngumthengi owamkelekileyo. Ikugcina ngaphandle kwebhanki ye-luxury (ngaphandle kokuba unesityebi) kunye nangaphezulu kwexabiso labafana.
Isicwangciso sakho sexabiso kufuneka sicinge ngekamva. Ngaloo nto, ndibhekiselele kwinqanaba elingenakukhunjulwa lokuba uya kufuneka unikwe umlinganiselo wexabiso lempahla phantsi ukuzithengisa zonke. Yisiganeko esingavumelekanga xa sithengisa yonke into ethile kwixabiso elipheleleyo. Ngokuphindaphindiweyo, uya kuthi uthengise iinqununu ezimbalwa zokuqala, kodwa uzakufuna ukumakisha isibini sokugqibela ukuba uzilahle. Singa "thandana" kunye neentengiso kwaye singafuni ukuwuphawula, kodwa ixesha elide libeka kwishelufu, imali eninzi iyakuthatha. Kungcono ukuwuphawula kwaye ufumane imali ekuthengeni izinto ezintsha ezitsha, kunokubambelela ekuthandeni kwakho. Ngaphezu koko, kufuneka kube ne-co-op iimali zokuthengisa ukuze kukuncede uhlawule ukuphawulwa.