Ukwahlukana Phakathi kweSpot kunye nokuPhumela ukuTshintshiselana kwamanye amazwe

Ukunciphisa umngcipheko wemali kuya kuba nzima kakhulu njengabanini beshishini abancinci bangakwazi ukufaka inetha elibanzi lokuthengiselana ngamazwe ngenxa ye-intanethi. Kodwa ukukhusela ishishini lakho (kunye neenzuzo zakho), umntu kufuneka afunde i-ins kunye nokuphuma kwamashishini angaphandle. Kule nqaku, sikhankanya intlukwano ebalulekileyo phakathi kwebala ngokubhekiselele kumashishini angaphandle kunye nendlela yokuhlawula ukuguquka kwemali.

Spot Exchange Exchange

Ireyithi yokutshintshiselana kwamanye amazwe iyinqanaba lesivumelwano sokuthengiselana ngelizwe langaphandle (ngokuqhelekileyo kwiintsuku ezimbini). Ireyithi yebala limela intengo umthengi ilindele ukuhlawula imali yangaphandle kwelinye imali. Ezi zivumelwano ziqhelekileyo zisetyenziselwa iimfuno ezikhawulezileyo, ezifana nokuthengwa kwepropati kunye nedipozithi, idiphozi kumakhadi, njl.

Unokuthenga ityontrakthi yebala ukukhiya kwizinga lokutshintshiselwa kwimihla ethile yexesha elizayo. Okanye, ngenkokhelo ephantsi, ungathenga isivumelwano esivumelekileyo ukuvala kwizinga elizayo.

UkuPhumela kweeNkcitho zangaphandle

Ukutshintshiselana kwamanye amazwe kungumvumelwano wokuthenga okanye ukuthengisa imali esetyenzisiweyo yexabiso langaphandle kwixabiso elithile eliza kuhlaziywa ngosuku oluzayo ngaphambili (oluvaliweyo phambili) okanye phakathi kwimihla yexesha elizayo (ukuvuleka phambili). Iikhontrakthi zingasetyenziselwa ukuvala ngezinga lemali ngokulindela ukwanda kwalo ngexesha elizayo.

Isivumelwano sibophelela abo babini.

Ingaba isebenza kanjani

Ukuba intlawulo kwintengiselwano kufuneka yenziwe ngokukhawuleza, umthengi akanakho ukhetho ngaphandle kokuthenga utshintshiselwano lwangaphandle kwindawo okanye i-market yamanje, ukuhanjiswa kwangoku. Nangona kunjalo, ukuba intlawulo iya kwenziwa kwimihla ezayo, umthengi unelungelo lokuthenga utshintshiselwano lwangaphandle kwiindawo zemarike okanye kwimarike yangaphambili, ukuhanjiswa kwexesha elizayo.

Umzekelo, ufuna ukuthenga isiqwenga sepropati eJapan kwiinyanga ezintathu kwiYen. Uxhaswa imali ekuthengisweni kwepropati e-United States kwiidola zase-US, kwaye ufuna ukusebenzisa inqanaba lokutshintshiselwa langoku ukusuka kwi-Yen ukuya ku-dollar yase-US. Apha ungasebenzisa phambili. Kungakhathaliseki ukuba kwenzeka ntoni kwiinyanga ezintathu ezizayo kwizinga lokutshintshiselana, uza kuhlawula izinga elimiselweyo oye wavumelana ngalo kunokuba kuthengiswe izinga lokuthengisa ngelo xesha.

Le meko ibonisa ukungenisa nokuthumela ngaphandle ngokwemveliso yokuthenga ngemali enye (umz., Yen) nokungeniswa kunye nokuyihlawula enye imali (umzekelo, idoli yase-US).

Uyenzekaphi?

I-Spot kwaye ithumele izivumelwano zokutshintshiselana kwamanye amazwe kunye nezivumelwano zingasungulwa kuyo nayiphina indawo esebhankini yehlabathi ebalulekileyo. Kodwa kufuneka uqale ube ngumthengi webhanki, ugcwalise iphepha elifanelekileyo kunye nokuthanda, okungaphezulu kunokwenzeka, kufuneka wenze idiphozithi ukuba isebenze njengebhanki yemali.

I-Advantage kwi-Exchange Exchange

Inzuzo ephambili yokujonga kunye nokuthumela utshintshiselwano lwangaphandle kukunceda ukulawula umngcipheko: kukuvumela ukukhusela iindleko kwimveliso kunye neenkonzo ezithengwa phesheya; ukukhusela ixabiso lentengo kwimveliso kunye neenkonzo ezithengiswa ngaphesheya kwezilwandle; kwaye, kwimeko yokutshintshiselana kwamanye amazwe, ukutshintshisa ngezinga lokutshintshiselana kwithuba elide nje ngonyaka.

Iyakwenza ukwazi ukuphepha umngcipheko wokuguquka kwemali. Oku kuthiwa ukulungiswa kwemali.

Ulawulo lokutshintshiselana kwamanye amazwe akufanele lwenziwa ngumboneleli. Kufuneka iqhutywe ngumntu onemali olwaziweyo, mhlawumbi umgcinima-ndlu wendlu, i-CFO okanye ingcali yezemali edibanisa imizamo yokuthenga, imisebenzi (ukuvelisa) kunye namasebe okuthengisa. Ngokomzekelo, ukuba ingcali yezemali ibona okanye ikulindeleke ukuba ihlawule imali okanye indawo yomncedisi wayo okanye isiseko senkxaso-mali, unokuthenga imali enamandla yangaphandle. Ukuba ingcali ingaphezulu komdlalo wakhe wezemali, ingeniso eninzi ingenziwa ngokuthengiswa kwamanye amazwe ngaphandle kwezinto eziqhelekileyo zenkampani.