Ukubalwa kwemali epheleleyo yenzuzo kukunika ingqiqo inzuzo
Inzuzo enkulu yenkampani ibonisa imali engenayo idola emva kokuba idalwe zonke iindleko eziphathelele ukuthengiswa kwezo zinto.
Yiyo nenani kwi-equation margin equation equation, ngelixa i-denominator ingeniso evela ekuthengiseni ngaphandle kweendleko zeempahla ezithengiswayo.
UkuBaliswa kweMargin Incitored Income
Ixabiso lentengo yenzuzo yiphesenti yemali ephumayo emva kokunciphisa iindleko zeempahla ezithengiswayo:
Ixabiso elipheleleyo lemali = inzuzo evela ekuthengiseni ixabiso lokuthengiswa kweempahla) ÷ inzuzo evela ekuthengiseni
Ngokomzekelo, inkampani inokufumana imali engenayo ye-$ 75 yezigidi kunye neendleko zeempahla ezithengisiwe, kuchazwe ngokucacileyo ngezantsi, ze-$ 57 yezigidi. Ngoko kulo mzekelo, ukubalwa kukuba:
Ixabiso elipheleleyo lemali = ($ 75M- $ 57M) ÷ $ 75M = .24, okanye i-24%
Ukufumana inzuzo epheleleyo yalolu kubalo, leyo ngokwayo elula, idinga ukuqonda intsingiselo ecacileyo yamacandelo ayo.
Iintlobo ezahlukeneyo zeRevenue
Ingeniso, kwiinkampani ezininzi, yinto efana neyokuthengisa. Nangona kunjalo, umahluko obalulekileyo phakathi kwala mabini yinto yokuba ingeniso yexesha elide.
Iquka ukuthengisa kodwa iquka nayiphi na enye ingeniso, njengaleyo evela kwiminqweno, izakhiwo zokuqashisa, iirhafu okanye, ngokwenene, phantse nayiphi na into eyenza ingeniso yokuthengisa.
Oku kwahlula ngenye yezizathu ukuba ukubalwa kwemarikelo yenzuzo ebanzi kunesilinganiselo esifanelekileyo sempilo yenkampani, kodwa ayikwazi ukuchaneka ngokupheleleyo kwiimeko ezithile.
Xa ubala ubungakanani bomda obanzi kwaye uhlalutya umphumo, kubalulekile ukwazi ukuba usebenzisa i-total sales or total revenue.
Ukuba, umzekelo, inkampani yezobisi ilayisenisi kwelinye ikhampani, kunyaka wokuqala wokukhutshwa kwezidakamizwa ingafumana iirhafu ezinkulu ezinkulu. Imali engenayo yokuthengisa inguqu enkulu ukusuka kwenye iminyaka, kwaye ke iphazamisa imali engenakulindela kwiminyaka ezayo.
Kwiimeko ezinjalo, umgcini-mali we-forensic, uchwepheshe ojonge ngokungqongqo kwiimali zeenkampani, unokufaka isaziso kwingxelo yengeniso yenkampani. Baza kubonisa ukuba i-future revenue streams ukusuka kwiintlawulo ziza kuhlawula ngonyaka emva komlinganiselo kwizinga elithile elingaqikelelwa kwaye emva koko, ekupheliseni kwelungelo lomenzi wezobisi, liya kuhlahloka ngokukhawuleza. Kule meko, ukusebenzisa i-revenue total in equation margin equation ubuyisela impendulo eyahlukileyo, kunye nembono eyahlukileyo yenkampani, kunokusebenzisa ingeniso eqingqiweyo yokuthengisa.
Ziziphi iindleko zeeMpahla?
Iindleko zeempahla ezithengiswayo (i-COGS) zibhekisela kwiindleko eziguquguqukayo zenkampani kuphela. Oku kuchaza ukuba kutheni ukulinganisela komda wokubala, nangona kuncedo, akukuxeleli konke okufuneka ukwazi ukucacisa ukuba inkampani yenza ntoni.
Iindleko eziguqukayo ziquka iindleko zokuvelisa zangempela ezifana nemvuzo, izinto, iintengiso kunye nezinye iindleko ezifani nemveliso yokuvelisa, njengemali yekhadi lesikweletu ehambelana nokuthengisa.
Ezi ndleko zifanelekileyo kuphela, kwaye ziqhutywa yinkcitho evela kwimveliso yenkampani okanye inkonzo, kunokuba ingeniso evela kwiminye imithombo njengenzuzo yengeniso.
I-COGs ayikho, kodwa iquka iindleko ezinqamlekileyo ezifana nerenti, iintlawulo kubasebenzi abahlawulelwayo (njengoko zivelele kubasebenzi bokuvelisa ezihlawulwa ngeyure nganye) kwaye nayiphi na iindleko ezihambelana nesityalo. Kwiimeko ezininzi, apho iindleko ezizinzileyo ziphantsi kwemida eqhelekileyo, ngaphandle kokunyusa kancinci ukuchaneka kokubalwa kwemali yokufumana inzuzo kuba kukunika ingqwalasela engcono kwiindleko zeenkampani ezihambelana ngqo nokuvelisa umveliso.
Kwamanye amaxesha, ngaphandle kweendleko ezizinzileyo ezikulo mlinganiso kunokubonelela umfanekiso okhohlisayo weengcambu zengeniso. Inkampani ekhiqiza indawo yokuqeshisa indawo kwindawo ekhulayo, ekhulayo kunye nezayo, isenokukhula kwaye ekugqibeleni irenti ingakhuselekanga, kodwa oku akuyi kubonakaliswa kumgama ophezulu ngenxa yokuba irenti iyindleko ehleliweyo.
Nangona kukho ukulinganiselwa, ke, ukubalwa kwemida emaninzi kuyindlela efanelekileyo yokulandelela inzuzo.
Ukwandisa iMali Yakho Yenzuzo
Abanini bamashishini abancinci bahlala bekhangela ukuphucula umgangatho wabo wenzuzo. Ngamanye amagama, bafuna ukunciphisa iindleko zeempahla ezithengiswayo ngelixa kuthengisa imali yokuthengisa.
Enye indlela yokufeza oku kukunyusa ixabiso lemveliso yakho. Kufuneka uqaphele ngokukwenza oku, ngokukodwa kwiimeko zemozulu ezihluphekileyo. Ukuba wenza iphutha kwaye ukwandisa amaxabiso akho kakhulu, ukuthengisa kwakho kungancipha. Ukuze ukwandise amaxabiso akho ngempumelelo, ukulinganisa imeko yezoqoqosho, ukhuphiswano lwakho, kunye nokubonelela kunye nemfuno yemveliso yakho, kunye naluphi na ulwazi olunolwazi onokukuqokelela malunga nesiseko sakho somthengi kuquka imali engenayo, imikhuba yokuchitha imali kunye nokukhethwa kweentengo zemboleko.
Unokunciphisa iindleko zokwenza umkhiqizo wakho, oku kuthetha iindleko eziguquguqukayo. Oku kufana nokunyusa intengo yemveliso yakho. Unokwenza loo mveliso ibe ngempumelelo. Oku kungabandakanya ukunciphisa iindleko zomsebenzi wakho, ezinokufuna ukulahla okanye ezinye izithintelo zendleko ezichaphazela umsebenzi wokuncedisa. Ukuba unciphisa iindleko zezabasebenzi ngale ndlela, inokuchaphazela umgangatho wemveliso yakho.
Ekugqibeleni, unokunciphisa iindleko zakho zokuvelisa malunga nezinto. Unokufuna ukuzama ukufumana umthengisi ngezinto ezibonelela ngexabiso elincinci. Unokuzama ukuxoxisana ne-volume izaphulelo kunye nomthengisi wakho wangoku.
Ukuba uthengela izixhobo ezininzi, umthengisi unokunika isaphulelo. Ngethuba bekhangela umthengisi onikezela ngezinto ezixabiso elincinci, ungalokothi ulahlekelwe ngumgangatho. I-Takata i-airbag fiasco, eyabangela ingeniso enkulu kwi-Honda, inkampani yecala eyenziwa ngaphambili ukuba ibe negama elihle kakhulu kumgangatho, ibonisa ingozi yokukhetha izinto eziphathekayo ngokusebenzisa iindleko njengefayile yokuqala yokukhetha.