Ixesha Likulungele Ukunika Imali Inkxaso
Kodwa ezingenzi nzuzo naluphi na ubukhulu bungabangela i-fundowment fund. Kwaye kufuneka benze njengenqubomgomo yomshuwalense yekamva. Ngesibonelelo, ukujongana nokuphakama nokuhla koqoqosho kunye nokuxhaswa kwemali kuba lula. Kwaye akukho nhlobo nje ngoku nje ukuqala. Ngoba? Ngenxa yokuba abaninikeli banakekelwa ngoncedo kunanini ngaphambili ngokuncedisa imibutho yabo eyintandokazi ukuba yomelele kakuhle kwixesha elizayo.
Inkuthazo eyongezelelekileyo inokudluliswa kobutyebi obuvela kwizizukulwana ezidala, ezifana ne-Baby Boomers, kubantwana babo. Iingcali zocwangciso lwezezimali zithi abantwana abangamaBomber, ngoku bafikelela kwiminyaka yokuthatha umhlalaphantsi kwisilinganiso se-10 000 ngosuku , baya kudlula i-$ 30 trillion kwiminyaka engama-30 ukuya kwe-40 ezayo. Izibonelelo zooMoya ezicwangcisiweyo ziceba ukuthabatha ezo zityebi ngokudluliswa kwemali kunye nokunikezelwa okucwangcisiweyo (zombini ezo zinokuba yinxalenye yomkhankaso wendoda).
Yintoni Isibonelelo?
Isibonelelo sisibonelelo esikhankanywe. Kuphela inzala evela kwingxowa-mali ingasetyenziselwa, kungekhona inqununu eyenza i-grant.
Ngokuqhelekileyo, kuphela inxalenye yomdla okanye umvuzo ovela kwisibonelelo (ngokuqhelekileyo iipesenti ezintlanu) unokusetyenziswa rhoqo ngonyaka ukuqinisekisa ukuba iimali zangaphambili zikhula ngaphezu kwexesha. Abaphathi bemali abaqeqeshiweyo bahlala bejongana neengxowa-mali, ukutyalomali imali kwimpahla, iibhondi kunye namanye amatyala.
Ziziphi Iingenelo Zokunika Isibonelelo?
Amancinci amancinci kunye amatsha amaninzi ahlala ecinga nje ngomnyaka wezimali okhoyo okanye umvuzo olandelayo.
Kubalulekile ukuphuma kuloo mgibe wezemali ngokukhawuleza. Isibonelelo sinceda ulwahlulo lwenzuzo yakho yentlangano kwaye unciphisa ubungozi bakho kuzo zonke iingxaki zezoqoqosho.
Imali yokunikezelwa kwemali ibangalisa abaxhasi, ngakumbi abaxhasi abanomdla. Bayazi ukuba i-nonprofit yakho ilawula kakuhle izixhobo zayo, izicwangciso zichanekile, kwaye ziya kuphila naluphi na ingxaki.
Abaxhasi bayakuthanda ukhetho lokugcina isipho esiqhubekayo sinikela kakuhle kwixesha elizayo, kunye nethuba lokuxhasa iimfuno zexeshana ezifana nokusebenza nenkxaso-mali.
Ziziphi Iingxaki Zomhlaba?
Unokugxekwa ngokuba negunya okanye ukufumana isibonelelo esibonakala sikhulu kakhulu. Ezinye iivunivesithi ezidumile ziye zahlaselwa ukukhupha izibonelelo ezinkulu ngelixa zibiza ukuba zingabi nemali yokusebenzisa ezinye izinto.
Amancinci amancinci angagxekwa ngokungasebenzisi yonke i-dime kwiimfuno zangoku. Nangona abaxhasi bezimali abafana neziseko zingase zibe mncinane umbutho osele uninzi lwemali. Nangona kunjalo, abaxhasi basoloko becinga kakuhle ngemibutho ebonisa ukukwazi ukugxotha imali kwixesha elizayo.
Indlela Yokuqalisa Ngomnikelo
Okokuqala, cinga ngendlela ofuna ukuyenza ngayo kwisigxina sakho ekugqibeleni. Unokubheka inani lemali efunekayo ukuxhaswa kwintlangano yakho ngonyaka. Uyazi ukuba enye yemali ivela kwimigudu yakho yokuqokelela imali kunye nabanye ngokusebenzisa iirhafu ezivela kubaxumi bakho .
Uninzi kangakanani ufuna ukuvela kwisabelo sakho? Elinye ingcali licebisa ukuba ubuncinane ubuncinane kathathu uhlahlo lwabiwo-mali lwenyaka wakho njengesabelo esincinci .
Unokuqala isibonelelo naliphi na imali, nantoni na encinci. Kodwa ukwakha isabelo saliphi na ubungakanani iprojekthi yexesha elide. Uya kufuneka uhlakulele abaxhasi malunga nexesha kuba izipho ezininzi zezipho ziza ngenxa yesigwebo xa umnikeli efa.
Ibhodi yakho kufuneka imisele imimiselo yesibonelelo. Ngokomzekelo, uya kufuna ukubiza igunya, uvumele ukusetyenziswa kwayo, kwaye unikeze izikhokelo zokuba uninzi kangakanani umdla onokuqashwa ngonyaka kwaye xa inqununu yombutho inokuthi ifakwe kwiimeko eziqhelekileyo.
Isibonelelo singasetwa kwi-corporation yakho engenzi-nzuzo, okanye inokukhutshwa kwi-501 (c) (3) yentlangano okanye isiseko.
Nangona kungabibizi okanye kunzima ukuqala isibonelelo, uya kufuna ukufumana uncedo. Isiseko sakho sasekuhlaleni sinakho ukukunceda, kubandakanye ukubamba isabelo kuwe.
Kwakhona, sebenze ngokusondeleyo kunye ne-akhawunti yakho kunye nommeli ukwenzela ukuba isabelo sakho sihambelane neemfuno zelizwe.
Ukukhulisa Imali Yakho Yenkxaso
Chaza kubaxhamli abanokuba kutheni ubeka isipho. Uceba njani ukusebenzisa i-fund kunye nemali yayo?
Phendula nayiphi na imibuzo kuyo yonke into ekuxhaseni ngayo imali, unikezele kwiwebhusayithi yakho kwaye ubandakanye kwiqulatho ozinikezelayo kumavolontiya (njengamalungu ebhodi) oya ku "thengisa" ukunika abaxhasi abaxhasi.
Fumana ukuba iminye imibutho efana neyakho kwindawo yakho ineendawo kunye nendlela abayisebenzisa ngayo. Ezi zinyaniso ziya kuba luncedo ukubonisa ukuba okwenzayo akuqhelekanga, kungabi mthethweni.
Cacisa isakhiwo sakho sobukhosi njengobungamela obufanelekileyo ukuqinisekisa ukuba intlangano yakho iyaqhubeka yenza okuhle kuluntu lwakho kwiminyaka emininzi ezayo.
Qinisekisa ukuba ukuxhaswa kwezimali ngefowuni kuthatha indawo yesibini kwi-fundraising yakho kwiimfuno ezikhawulezayo. Njalo qiniseka ukuba unayo imali eyaneleyo ezayo ukuxhasa iindleko zakho zonyaka ngaphambi kokuba uhlawule imali.
Ngokufanayo, qinisekisa ukuba unengxowa-mali "yomsuku" onokuyibamba ngokukhawuleza kufuneka ivele iingxaki ezingalindelekanga. Isibonelelo akusiyo imali yosuku lwemvula .
Akufanele ufikelele kubo bonke abaxhasi bemali yokuxhasa imali. Ekubeni iinjongo kunye neentlanzi zihlala ziquka izinto eziphambili zenkxaso-mali yokuxhasa imali, khetha abaxhasi bakho ngokucophelela kwaye uhlakulele ixesha elide.
Abaxhasi bemivuzo bafuna ukushiya ilifa kunye nokubonelela ngexesha elide elizayo lombutho wakho. Misela inkqubo ehleliweyo yokugcina imali yakho yokuxhasa imali. Yithengisa ngempahla eyahlukeneyo, iindibano, iziganeko kunye nelifa lemveli.
Yakha ityala elikholisayo kwisabelo sakho. Kutheni kufuneka ukuba abaxhasi bakho benze utyalo-mali olude kwintlangano yakho? Isipho sabo siya kuguqula njani ubomi, baze basindise ubomi ngokuzayo kwixesha elizayo?
Cacisa indlela umbutho wakho oza kuba ngumphathi ogqibeleleyo ngayo izipho zabanikeli bakho. Ukubonelela ngeendlela ezininzi zokuba abantu benze iminikelo yabo baze bachaze indlela oceba ngayo ukuyiqonda okanye zeziphi iinzuzo abaza kuzifumana.
Kutheni Umele?
Njengokwenza nayiphi na inkqubo yokulondoloza, ukuqala imisebenzi yokuqala. Ngaphandle kweemeko ezingekho phantsi koqoqosho, uqala ukusebenza ekwakheni isabelo. Akuwona umsebenzi okanye injongo onokuyifumana ngayo ngobusuku. Qala ngoku ukuze ukwazi ukudala indawo enokuzinzileyo yemali kwiminyaka.
Ngeengcebiso malunga nendlela yokumisela isabelo sakho nendlela yokwenza ityala lakho ebhodini lakho kunye nabanikeli bawubona njani kunye Nokuba Kutheni UkuQala phambili Ukunikezelwa Kwemali Yenkxaso .